Active

9701 Summer Creek Drive

Panama City, FL 32409

$1,399,000 $5,898/Mo

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Overview

Bed

Bath

1.93

Acres(Lot)

Description

LUXURY LAKEFRONT ESTATE IN GATED CEDAR CREEK COMMUNITY - Experience exceptional lakefront living in this stunning Arthur Rutenberg custom-built home, perfectly situated on 1.9 private acres within the prestigious gated Cedar Creek community. Designed with both elegance and comfort in mind, this meticulously maintained 3-bedroom, 4-bath residence offers breathtaking water views, premium finishes, and resort-style outdoor amenities. Inside, you'll find soaring tray ceilings, extensive crown molding, and ceramic tile flooring throughout. Large energy-efficient windows fill the home with natural light while providing unobstructed panoramic views of the lake from nearly every room. The gourmet kitchen is a chef's dream, featuring a spacious center island, double ovens, gas cooktop, Sub-Z ero refrigerator, oversized pantry, and an abundance of custom cabinetry. Whether entertaining guests or preparing family meals, this thoughtfully designed space offers both beauty and functionality. A rare and desirable feature, this home could easily be described as having three master suites, as each bedroom includes its own private bathroom. All three en-suite baths feature luxurious zero-entry tiled showers, creating a spa-like experience for family and guests alike. The expansive covered lanai serves as an outdoor living room, complete with a fireplace, television, and ample space for relaxing, entertaining, or simply enjoying spectacular lake views year-round. Car enthusiasts and hobbyists will appreciate the oversized garage with room for up to four vehicles. A large circular driveway and substantial stone-paver parking pad provide additional convenience and impressive curb appeal. The beautifully landscaped grounds showcase mature fruit trees, including satsuma, apple, and pear varieties. The fenced backyard is designed for both recreation and functionality, featuring a 24' x 28' workshop/storage building, private boat ramp, dock, and covered boathouse equipped with a boat lift--offering direct access to the lake for fishing, boating, and watersports. This extraordinary property combines luxury craftsmanship, privacy, and waterfront living in one exceptional offering. Don't miss the opportunity to own one of Cedar Creek's most impressive lakefront estates.

Property Details

Property Type : Residential

Price : $1,399,000

AD Id : 79958067

MLS Id : 790734

Beds : 3

Lot Size : 1.93 Acres

Year Built : 2019

Garage : 4

County : Bay

Subdivision: Sunny Hills

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 3

Bathroom Information

Total Baths: 4 Full Baths: 3 Half Baths: 1

Room Information

Rooms Total: 9

Roofing Information

Metal
Interior Features

DoubleVanity, MainLevelPrimary, SoakingTub, SeparateShower, WalkInClosets

Roof: Metal

Appliances: ElectricOven, GasCooktop, GasRange, GasWaterHeater, TanklessWaterHeater

Window Features: DoublePaneWindows
Heating & Cooling

Has Heating: Yes Heating: Central, Electric, Fireplaces, Zoned Has Cooling: Yes Cooling: CentralAir, CeilingFans, MultiUnits, Zoned Water front: 1

Building Information

Year Built: 2019

Building Area Total: 3243

Construction Materials: HardiplankType

Stories: 1

Patio And Porch Features: Covered, Porch, Screened

Pool Features: Community

Private Pool: No

Water front Features: Lake,LakeFront,Seawall,ShorelineNatural,BoatDockSlip

View: Lake
Exterior Features

Exterior Features: BoatLift, BoatSlip, BoatRamp, Dock, Porch

Lot Information

Lot Dimensions: Irregular Main Square Feet: 1.93 Lot Size Acres: 1.93 Lot Size Square Feet: 84,071 Lot Description: CulDeSac,SprinklerSystem,Paved

Property Information

Subdivision: Cedar Creek At Deerpoint Lake Source Property Type: Residential MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport Zoning Description: Resid Single Family Property SubType: Single Family Residence Levels: One Property Age: 7

Listing Price Information

Listing Price: $1399000

Tax Information

Parcel Number: 07611-400-001 Tax Year: 2025 Annual Tax: $8178 Tax Legal Desc: CEDAR CREEK PH 2-A LOT 84 LESS A TRIANGLE PRCL ON WLY SIDE ORB 4599 P 250

Virtual Tour

Virtual Tour (External Link)

Parking Information

Garage, GarageDoorOpener, Gated

Garage Information

Has Garage: Yes Garage Space: 4

Homeowners Association Information

Has Association: Yes

Association Amenities: Gated, PicnicArea

Community Features: Clubhouse, Playground, Park, Pool, Gated

School Information

Elementary School: Deane Bozeman Junior High School: Deane Bozeman Senior High School: Deane Bozeman
Utility Information

ElectricityAvailable
Location Information

Direction: North on Hwy 77 to Right on Edwards Rd. Left on Resota Beach Rd, then right on Sweetfield Ln. to enter Cedar Creek. Continue right on Baxley Bend, then right on Cedar Creek Dr to Right on Summer Creek Dr. Home will be on the right. Security Features: SecuritySystemOwned,GatedCommunity,SecurityGate

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft
4501 Tender Creek Cove, Panama City, FL, 32409	$599,000	3	3	--
4514 Lovegrass Lane, Panama City, FL, 32409	$524,784	4	3	--
4513 Silkwater Lane, Panama City, FL, 32409	$534,400	4	2	--
9895 Summer Creek Drive, Panama City, FL, 32409	$533,600	4	2	--
3522 High Cliff Road, Panama City, FL, 32409	$67,900	--	--	--
3509 High Cliff Road, Panama City, FL, 32409	$460,000	4	4	--
3701 Cornelia Lane, Panama City, FL, 32409	$575,000	4	3	--
3428 High Cliff Road, Panama City, FL, 32409	$440,000	4	3	--
3341 Nautical Drive, Panama City, FL, 32409	$649,000	4	4	--
7208 Shady Oak Way, Panama City, FL, 32409	$399,900	4	3	--

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ByOwner last updated this listing 06/18/2026 @ 11:40

MLS: 790734 LISTED BY: Rusty Russell, Anchor Realty Florida 850-899-7999 SOURCE: CPAR