Pending

5404 Hilltop Avenue

Panama City, FL 32408

$489,000 $2,061/Mo

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Overview

Bed

Bath

0.14

Acre(Lot)

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS - Built in 2021 by Guyson Construction, this furnished South Lagoon beach home offers a turnkey opportunity just minutes from St. Andrews State Park, public boat ramps, dining, and the beach. Currently operating as a short-term rental, the property is well-suited as a primary residence, second home, or investment property. Inside, the light-filled layout features vaulted ceilings, skylights, coastal finishes, and luxury vinyl plank flooring with a hand-scraped look throughout the main living areas. The open-concept kitchen includes granite countertops, stainless steel appliances, and ample prep and storage space. A split-bedroom floor plan provides added privacy to the primary suite, complete with a walk-in shower and oversize d walk-in closet. Outdoor spaces include a covered front porch, covered back patio, and a large fenced backyard with room to relax or entertain. Additional features include Hardie Board ColorPlus exterior siding, a metal roof, window treatments throughout, and a 2-car garage. Located in a golf cart-friendly neighborhood with convenient access to two nearby boat launches and the beach, this property combines low-maintenance construction with coastal convenience. No HOA and no flood insurance currently required. Buyer to verify all measurements, rental restrictions, and insurance requirements if important.

Property Details

Property Type : Residential

Price : $489,000

AD Id : 79065408

MLS Id : 790241

Beds : 3

Lot Size : 0.14 Acre

Year Built : 2021

Garage : 2

County : Bay

Subdivision: Forest Shores

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 3

Bathroom Information

Total Baths: 2 Full Baths: 2

Room Information

Rooms Total: 3
Interior Features

DoubleVanity, MainLevelPrimary

Appliances: ElectricCooktop, ElectricOven, ElectricWaterHeater, IceMaker
Heating & Cooling

Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir, CeilingFans

Building Information

Year Built: 2021

Building Area Total: 1554

Construction Materials: HardiplankType, MetalSiding

Stories: 1

Patio And Porch Features: Covered, Patio, Porch

Private Pool: No

Lot Information

Lot Dimensions: 50x120 Main Square Feet: 0.14 Lot Size Acres: 0.14 Lot Size Square Feet: 5,968 Lot Description: Paved

Property Information

Subdivision: No Named Subdivision Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Zoning Description: County Property SubType: Single Family Residence Levels: One Property Age: 5

Listing Price Information

Listing Price: $489000

Tax Information

Parcel Number: 31829-000-000 Tax Year: 2025 Annual Tax: $5428 Tax Legal Desc: BILTMORE BEACH LOT 3 BLK I ORB 4445 P 196 MAP 70B2

Garage Information

Has Garage: Yes Garage Space: 2

School Information

Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
Location Information

Direction: From Navy Blvd. heading west turn right onto Hurt St. Turn left on Hilltop. House is on your right.

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
3511 Cottage Cove Lane, Panama City, FL, 32408	$599,000	4	3	--
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3620 Woods Lane, Panama City, FL, 32408	$579,900	3	2	--
3539 Sanctuary Drive, Panama City, FL, 32408	$796,900	5	4	--
3561 Sanctuary Drive, Panama City, FL, 32408	$848,000	4	4	--
3541 Sanctuary Drive, Panama City, FL, 32408	$699,900	4	3	2,255	2,255 SqFt
3730 Preserve Bay Boule.., Panama City, FL, 32408	$8,750,000	5	10	--
124 Legend Lakes Drive, Panama City, FL, 32408	$925,000	4	3	--
100 Legend Lakes Drive, Panama City, FL, 32408	$814,900	3	2	--
4100 Marriott Drive #208, Panama City, FL, 32408	$449,900	2	2	--

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ByOwner last updated this listing 06/17/2026 @ 19:51

MLS: 790241 LISTED BY: Crystal Ball, Anchor Realty Florida 850-899-7999 SOURCE: CPAR