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8517 Surf Drive #203

Panama City, FL 32408
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Bed 1

Bed

Bath 1

Bath

Gulf-Front Living at Its Finest - On the Beach! Experience coastal paradise from this rarely available gulf-front, low-rise condominium located on the 2nd floor (top floor), just steps from the sugar-white sands and surf of the Gulf of Mexico. Wake up to the soothing sound of waves and water views from your private balcony — the perfect place for morning coffee or evening sunsets. Inside, enjoy an open, light-filled layout with thoughtful updates throughout. The kitchen and living areas flow seamlessly, ideal for both relaxed living and entertaining guests. Amazing wood-like tile through the entire home. The kitchen boasts beautiful cabinetry, a copper apron sink, and stunning quartz countertops. Also matching copper backsplash and a high-end Whirlpool appliance package. A spacious en-sui te with walk-in-closet. Currently a permanent residence and pride of ownership shows throughout. Previously a 2 bath and owners coverted to 1 bath, could easily be changed back and owners have the matching flooring.on the second story offers elevated views while still providing easy access. The current owners have the living space set up as the master bedroom to wake up to the view! This well-maintained condo is part of a low-density community that enhances privacy and charm while placing you in close proximity to local dining, shopping, and entertainment options. It may have the lowest association fees that you will find anywhere. Hvac and water heater are less than 4 years old. Whether you're seeking a permanent residence, vacation escape, or investment property, this Gulf-front gem delivers unparalleled beach lifestyle living. Don't miss your chance to own a piece of coastal bliss!

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Detail Ic Property Details

Property Type : Residential

Price : $484,000

AD Id : 74929297

MLS Id : 784524

Beds : 1

Year Built : 1990

County : Bay

Subdivision: Grand Ridge

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Feature Features

  • Bedroom Information

    Total beds: 1

    Bathroom Information

    Total Baths: 1 Full Baths: 1

    Room Information

    Rooms Total: 1
  • Interior Features

    Appliances: ElectricOven, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir Water front: 1

  • Building Information

    Year Built: 1990
    Building Area Total: 1060
    Patio And Porch Features: Balcony
    Private Pool: No
    Water front Features: Gulf
    View: Gulf

  • Lot Information

    Lot Dimensions: 0x0

    Property Information

    Subdivision: [No Recorded Subdiv] Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Zoning Description: Resid Multi-Family Property SubType: Condominium Property Age: 36

  • Listing Price Information

    Listing Price: $484000
    Original Price: $499000

  • Tax Information

    Parcel Number: 30470-070-000 Tax Year: 2025 Annual Tax: $2283 Tax Legal Desc: PANAMA CITY BEACH SURF CLUB UNIT 203 ORB 1278 P 1617 2BR 1B 1004 H&C ORB 3659 P 921 (1BR) 1B SAME SQ FT - CHG FR . 2BR

  • Homeowners Association Information

    Has Association: Yes
    Community Features: Waterfront, ShortTermRentalAllowed

  • School Information

    Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold
  • Location Information

    Direction: South on Thomas Drive to left on Bonita Street, right on Surf Drive, Condos immediately on your left - Beach Side
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ByOwner last updated this listing 06/07/2026 @ 06:32

MLS: 784524 LISTED BY: Donald West, Northwest Florida Realty, LLC 850-740-1069 SOURCE: CPAR

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