Active

3903 Indian Springs Road

Panama City, FL 32404
Mark as Favorite
Bed 3

Bed

Bath 3

Bath

Acres0.13

Acre(Lot)

Welcome to this charming 3-bedroom 2.5 bath craftsman style home located in the Riverside community of Panama City! With a thoughtfully designed two story floor plan, this home offers plenty of space for both everyday living and entertaining. The first floor features a bright, open concept layout connecting the kitchen, dining area, and living room, with abundant natural light and wood look flooring throughout the main living spaces. The kitchen offers stainless steel appliances, ample cabinetry, and an island overlooking the living and dining areas. The primary suite is conveniently located downstairs and features a private bath and walk in closet. A half bath and laundry room complete the first floor. Upstairs, you'll find two additional bedrooms, a full bathroom, and a second spac ious living room, giving you the flexibility for a family room, playroom, media space, or home office. Enjoy the inviting covered front porch, attached garage, and all that the Riverside community has to offer. Neighborhood amenities include a community pool, clubhouse, fitness center, playground, basketball court, waterfront community dock and fishing access on Mill Bayou, along with a walking path through the community.

Read More Expand
Tour with a ByOwner Agent

Detail Ic Property Details

Property Type : Residential

Price : $399,000

AD Id : 91333577

MLS Id : 795570

Beds : 3

Lot Size : 0.13 Acre

Tax Amount : $737.48

Year Built : 2026

Garage : 2

County : Bay

Subdivision: Olympia

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 3
  • Interior Features

    DoubleVanity, MainLevelPrimary, WalkInClosets
    Appliances: ElectricRange, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2026
    Building Area Total: 2119
    Construction Materials: Brick, HardiplankType
    Stories: 2
    Pool Features: InGround, Community
    Private Pool: No
    Association Fee Frequency: Monthly

  • Lot Information

    Lot Dimensions: 50x117 Main Square Feet: 0.13 Lot Size Acres: 0.13 Lot Size Square Feet: 5,663 Lot Description: Paved

    Property Information

    Subdivision: Riverside Phase III Source Property Type: Residential MLS Area Minor: 0201 - Bay - Central NE Property SubType: Single Family Residence Levels: Two Property Age: 0

  • Listing Price Information

    Listing Price: $399000

  • Tax Information

    Parcel Number: 11476-120-530 Tax Year: 2025 Annual Tax: $737.48 Tax Legal Desc: RIVERSIDE PHASE III LOT 80 ORB 418 P 4004 ORB 2202 P 1159 ORB 2356 P 1158 ORB 2493 P 983

  • Garage Information

    Has Garage: Yes Garage Space: 2

    Homeowners Association Information

    Has Association: Yes
    Included Fees: FitnessFacility, FishingRights, LegalAccounting, Playground, Pools, RecreationFacilities
    HOA: $132.00
    Association Amenities: Dock, Gazebo
    Community Features: BasketballCourt, Clubhouse, FitnessCenter, Playground, Pool, CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Deer Point Junior High School: Merritt Brown Senior High School: Mosley
  • Utility Information

    UndergroundUtilities
  • Location Information

    Direction: Go north on highway 231. Take a left on Cato Rd. Indian Springs Rd will be on your left. Go to the end of the street the home is on the right
Sell a home like this and save $23,441 Find out How

How much is this property worth?

Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.

Images
Loading, please wait...

Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
TBD Plantation Drive, Panama City, FL, 32404 $650,000 -- -- -- 1.49 Acres
3702 Haley Lane, Panama City, FL, 32404 $135,000 3 2 -- 0.44 Acre
9412 Ed Lee Road, Panama City, FL, 32404 $774,900 4 3 -- 10 Acres
9027 Crook Hollow Road, Panama City, FL, 32404 $505,000 3 3 -- 4.65 Acres
13322 Airway Street, Panama City, FL, 32404 $569,000 3 3 -- 0.71 Acre
13119 Airway Street, Panama City, FL, 32404 $775,000 4 3 -- 0.79 Acre
142 Dogwood Way, Panama City, FL, 32404 $274,900 3 2 -- 2.45 Acres
1824 Mallard Drive #B, Panama City, FL, 32404 $199,900 3 3 -- 0.10 Acre
1730 Mallard Drive #F, Panama City, FL, 32404 $125,000 2 2 -- --
907 Amber Way, Panama City, FL, 32404 $383,000 4 2 -- 0.25 Acre

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 09/19/2026 @ 17:43

MLS: 795570 LISTED BY: Allie Swinney, Horsley Real Estate Group 850-832-3503 SOURCE: CPAR

Homes around $399,000

Selling? Save $23,441 when you sell a home like this

Tour with a ByOwner Agent