3534 Treasure Circle
Panama City, FL 32408
4
Bed
5
Bath
0.14Acre(Lot)
*CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS* Waterfront homes with deep-water Gulf access are uncommon. A waterfront home built with Insulated Concrete Form (ICF) construction is a rare opportunity. Set on 52 feet of direct waterfront along Lower Grand Lagoon, this thoughtfully updated 4-bedroom, 4.5-bath residence offers 2,714 square feet designed for boating, entertaining, and everyday coastal living. Built with exceptional strength, energy efficiency, and storm resilience, this home combines quality construction with one of Panama City Beach's most desirable waterfront settings. Unlike many waterfront homes, this property offers a floor plan designed with privacy in mind. Each of the four spacious bedrooms features its own ensuite bathroom and private balcony, cr
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total beds: 4Bathroom Information
Total Baths: 5 Full Baths: 4 Half Baths: 1Room Information
Rooms Total: 7Roofing Information
Shingle -
Interior Features
Balcony, DoubleVanity, SittingAreaInPrimary, SoakingTub, SeparateShower, UpperLevelPrimary, WalkInClosetsRoof: ShingleAppliances: ElectricCooktop, ElectricOven, ElectricWaterHeater, WineCoolerWindow Features: DoublePaneWindows, StormWindows -
Heating & Cooling
Has Heating: Yes Heating: Central, Electric, HeatPump Has Cooling: Yes Cooling: CentralAir, CeilingFans, HeatPump Water front: 1
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Building Information
Year Built: 2003Building Area Total: 2714Construction Materials: Concrete, StuccoStories: 2Patio And Porch Features: Balcony, Deck, Covered, Patio, PorchPool Features: Fenced, InGround, SaltWater, PrivatePrivate Pool: YesWater front Features: Lagoon,Seawall,ShorelineNaturalView: Lagoon, Water -
Exterior Features
Exterior Features: CoveredPatio, OutdoorShower
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Lot Information
Lot Dimensions: 48.0 ft x 130.0 ft Main Square Feet: 0.14 Lot Size Acres: 0.14 Lot Size Square Feet: 6,229 Lot Description: SprinklerSystem,PavedProperty Information
Subdivision: Hampton Harbor Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Zoning Description: Resid Single Family Property SubType: Single Family Residence Levels: Two Property Age: 23
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Listing Price Information
Listing Price: $999000
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Tax Information
Parcel Number: 31430-030-000 Tax Year: 2025 Tax Legal Desc: HAMPTON HARBOUR 70B1 LOT 3 ORB 3804 P 1404
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Garage Information
Has Garage: Yes Garage Space: 2
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School Information
Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold -
Utility Information
CableConnected, ElectricityAvailable, HighSpeedInternetAvailable, PhoneConnected -
Location Information
Direction: From Navy Blvd. turn west onto Trelawney Ave., then turn right onto Treasure Circle. Driveway to the home will be on the right at the first curve. Security Features: SmokeDetectors
How much is this property worth?
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 3513 Cottage Cove Lane, Panama City, FL, 32408 | $599,000 | 4 | 3 | -- | |
| 3620 Woods Lane, Panama City, FL, 32408 | $579,900 | 3 | 2 | -- | |
| 3539 Sanctuary Drive, Panama City, FL, 32408 | $796,900 | 5 | 4 | -- | |
| 3561 Sanctuary Drive, Panama City, FL, 32408 | $848,000 | 4 | 4 | -- | |
| 3730 Preserve Bay Boule.., Panama City, FL, 32408 | $8,475,000 | 5 | 10 | -- | |
| 124 Legend Lakes Drive, Panama City, FL, 32408 | $895,000 | 4 | 3 | -- | |
| 100 Legend Lakes Drive, Panama City, FL, 32408 | $814,900 | 3 | 2 | -- | |
| 117 Legend Lakes Drive, Panama City, FL, 32408 | $810,000 | 3 | 3 | -- | |
| 4100 Marriott Drive #208, Panama City, FL, 32408 | $429,900 | 2 | 2 | -- | |
| 4725 Bay Point Road #254, Panama City, FL, 32408 | $175,000 | 1 | 1 | -- |
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ByOwner last updated this listing 07/25/2026 @ 14:45
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