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3530 Treasure Circle

Panama City, FL 32408

$1,259,000 $5,307/Mo

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Overview

Bed

Bath

0.22

Acre(Lot)

Description

RARE WATERFRONT. RENTAL PROJECTION OF $70K-$80K. PRIVATE DOCK + LIFT. Set near the mouth of the lagoon in Panama City Beach, this waterfront property offers the kind of location, scenery, and boating access that can stand out to both personal-use buyers and short-term rental investors. With a rental projection estimating year-one revenue of $70,000 to $80,000, this is more than a waterfront retreat--it is a scarce location-first opportunity with income-producing potential. Positioned on a quiet loop in one of the closest residential pockets to the lagoon mouth, the property offers quicker runs to open water, marinas, beaches, dining, and Panama City Beach attractions while still maintaining a calm, tucked-away feel at home. Out back, a private dock with powered boat lift makes ''go now'' b oating simple. When dinner calls, it is an easy hop by boat across the lagoon to local favorites like Capt. Anderson's or The Grand Marlin, or stay dockside and fish for saltwater trout and redfish right from the backyard. The setting gives guests and owners a true waterfront experience: passing boats and jet skis, ospreys and eagles overhead, dolphins making regular rounds, and large-scale Fourth of July fireworks visible from the dock and both screened porches. These are the details that help separate a short-term rental from a standard beach-area property. Built with 2x6 construction, hurricane-rated doors and windows, spray-foam insulation throughout, including interior walls, and pilings driven approximately 47 feet, the home blends efficiency, resilience, and long-term utility. Inside, well-appointed living spaces are oriented toward the water and flow to a screened-in back porch. Upstairs, the primary suite has its own screened porch, creating another strong vantage point for enjoying the wildlife, watercraft, and lagoon views throughout the day. For buyers comparing Panama City Beach waterfront homes with rental potential, this property offers a rare combination: private boating infrastructure, lagoon-mouth proximity, water views, screened outdoor living, and projected year-one rental revenue of $70,000 to $80,000. The result is a waterfront property with both lifestyle appeal and investment positioning, exactly where you want to be when access, scenery, and income potential matter most. All information is believed accurate but not guaranteed; buyer to verify if important.

Property Details

Property Type : Residential

Price : $1,259,000

AD Id : 68177896

MLS Id : 779329

Beds : 3

Lot Size : 0.22 Acre

Year Built : 2017

County : Bay

Subdivision: Royal Palm Beach Acreage

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 3

Bathroom Information

Total Baths: 3 Full Baths: 3

Room Information

Rooms Total: 13

Roofing Information

Metal
Interior Features

Loft

Roof: Metal

Appliances: ElectricOven, ElectricRange, ElectricWaterHeater

Window Features: DoublePaneWindows, StormWindows
Heating & Cooling

Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir Water front: 1

Building Information

Year Built: 2017

Building Area Total: 1986

Construction Materials: HardiplankType, WoodFrame

Stories: 2

Patio And Porch Features: Balcony, Porch, Screened

Private Pool: No

Water front Features: Lagoon,BoatDockSlip

View: Lagoon
Exterior Features

Exterior Features: BoatLift, BoatRamp, Dock, Porch

Lot Information

Lot Dimensions: Irregular Main Square Feet: 0.22 Lot Size Acres: 0.22 Lot Size Square Feet: 9,583 Lot Description: SprinklerSystem

Property Information

Subdivision: Hampton Harbor Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Property SubType: Single Family Residence Levels: Two Property Age: 9

Listing Price Information

Listing Price: $1259000

Original Price: $1300000

Tax Information

Parcel Number: 31430-010-000 Tax Year: 2024 Annual Tax: $5690 Tax Legal Desc: HAMPTON HARBOUR 70B1 LOT 1 & WLY 21.8' LOT 2 ORB 3789 P 1246

School Information

Elementary School: Patronis Junior High School: Surfside Senior High School: Arnold
Utility Information

CableConnected, ElectricityAvailable
Location Information

Direction: South bound on Thomas Drive from the Navy Base, cross the Treasure Island bridge, turn right into Trelawney ave, then right into Treasure Circle, house will be on your right.

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
3511 Cottage Cove Lane, Panama City, FL, 32408	$599,000	4	3	--
3620 Woods Lane, Panama City, FL, 32408	$579,900	3	2	--
3539 Sanctuary Drive, Panama City, FL, 32408	$796,900	5	4	--
3561 Sanctuary Drive, Panama City, FL, 32408	$848,000	4	4	--
3541 Sanctuary Drive, Panama City, FL, 32408	$699,900	4	3	2,255	2,255 SqFt
3730 Preserve Bay Boule.., Panama City, FL, 32408	$8,750,000	5	10	--
124 Legend Lakes Drive, Panama City, FL, 32408	$925,000	4	3	--
100 Legend Lakes Drive, Panama City, FL, 32408	$814,900	3	2	--
4100 Marriott Drive #208, Panama City, FL, 32408	$449,900	2	2	--
4100 Marriott Drive #UN.., Panama City, FL, 32408	$1,200,000	4	5	--

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ByOwner last updated this listing 06/07/2026 @ 08:57

MLS: 779329 LISTED BY: Sean Casilli, Coldwell Banker Realty 850-234-6696 SOURCE: CPAR