Pending

1440 Dover Road

Panama City, FL 32404
Mark as Favorite
Bed 4

Bed

Bath 4

Bath

Acres0.57

Acre(Lot)

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Stunning Deep-Water Retreat --> Fully Reimagined with Gulf Access Tucked onto approx. 65' of water frontage with direct deep-water bay and Gulf access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950, this two-story home has been extensively remodeled and thoughtfully updated throughout; floorplan restructured, new electrical and plumbing, tankless water heater, whole-house filtration system, windows, and Hardie board siding, just to name a few. The home features durable concrete block exterior construction with a stick-built interior. In the main-level showers and floors, you'll even find premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof and seawall have also been replaced. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen with granite countertops, stainless appliances, under-cabinet lighting, an open living and dining area, and a generous primary layout. Original red oak hardwood floors, refinished in a soft gray tint, bring timeless character with a fresh, modern feel throughout. The main level opens to a deck with a breathtaking view of the bay. The lower level lives like its own private retreat: a second full kitchen with butcher block countertops, family room, a fourth bedroom, additional laundry room, full bath, and its own one-car garage. It can be reached by the interior staircase or, completely independently, from its own private entrance at the back of the property ->with a dedicated driveway and garage. This level offers convenient single-level, step-free living -> no stairs throughout (just a small lip at the entry) and a zero-entry shower, making it ideal for multi-generational living, guests, or a private in-law or guest suite. There are also two attached one-car garages on the main level. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and located in Flood Zone X (outside the special flood hazard area), a meaningful advantage for waterfront buyers. Convenient to schools, shopping, Tyndall AFB, and only 15 miles from the Naval station. With a newer seawall and stairs leading right into the water, this property puts deep-water living within easy reach. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

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Detail Ic Property Details

Property Type : Residential

Price : $824,000

AD Id : 86157256

MLS Id : 791835

Beds : 4

Lot Size : 0.57 Acre

Year Built : 1950

Garage : 3

County : Bay

Subdivision: The Belmont Ii At St Lucie

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 4 Full Baths: 3 Half Baths: 1

    Room Information

    Rooms Total: 12

    Roofing Information

    Composition, Shingle
  • Interior Features

    DoubleVanity, InteriorSteps, MainLevelPrimary, SittingAreaInPrimary, SmartThermostat, WalkInClosets, EntranceFoyer
    Roof: Composition, Shingle
    Appliances: ElectricRange, TanklessWaterHeater
    Window Features: DoublePaneWindows
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir Water front: 1

  • Building Information

    Year Built: 1950
    Building Area Total: 3602
    Construction Materials: Block, HardiplankType
    Stories: 2
    Patio And Porch Features: Deck, Covered, Porch
    Private Pool: No
    Water front Features: Bayou,Bayfront,Seawall
    View: Bay, Bayou, Water
  • Exterior Features

    Exterior Features: Deck

  • Lot Information

    Lot Dimensions: 65x 283x 120x 258 Main Square Feet: 0.57 Lot Size Acres: 0.57 Lot Size Square Feet: 24,829 Lot Description: Paved

    Property Information

    Subdivision: Donalson Point Source Property Type: Residential MLS Area Minor: 0202 - Bay - Central SE Zoning Description: Resid Single Family Property SubType: Single Family Residence Levels: Two,MultiSplit Property Age: 76

  • Listing Price Information

    Listing Price: $824000
    Original Price: $849000

  • Tax Information

    Parcel Number: 26141-000-000 Tax Year: 2025 Tax Legal Desc: 3RD AMENDED PLAT PT DONALSON LOT 1 BLK 7 ORB 4833 P 1783

  • Parking Information

    AdditionalParking, Garage, GarageDoorOpener, RvAccessParking

    Garage Information

    Has Garage: Yes Garage Space: 3

  • School Information

    Elementary School: Tyndall Academy Junior High School: Tyndall Academy Senior High School: Rutherford
  • Location Information

    Direction: Turn on Soule Dr just off of Hwy 98, follow straight on to Thornton Ln and Sharon Dr and on to Dover rd. Home is on the right side
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ByOwner last updated this listing 09/11/2026 @ 16:00

MLS: 791835 LISTED BY: Michele Monastra, Epique Realty Inc 888-893-3537 SOURCE: CPAR

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