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1440 Dover Road

Panama City, FL 32404
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Bed 4

Bed

Bath 4

Bath

Acres0.57

Acre(Lot)

''COMING SOON - NO SHOWINGS'' Stunning Deep-Water Retreat! Fully Reimagined with Bay Access Tucked onto approx. 65' of water frontage with direct deep-water bay access, 1440 Dover Road is a rare blend of craftsmanship, flexibility, and waterfront living. Originally built in 1950 and taken down to the studs, this two-story home has been transformed top to bottom; floorplan restructured, all-new electrical and plumbing, water heater, windows, and siding, just to name a few. Even the showers are finished with premium epoxy grout (waterproof, stain-resistant, and mildew-proof). The roof was replaced in 2018 and a new seawall added in 2022. Spanning 3,602 square feet, the home offers 4 bedrooms and 3.5 baths across two distinct living levels. The main level features a remodeled kitchen wit h granite counters, stainless appliances, recessed lighting, and crown molding, an open living and dining area, and a generous primary layout. Upstairs opens to an uncovered deck with a breathtaking view of the bay. The ground-floor level lives like its own private retreat: a second full kitchen, family room, a fourth bedroom, and a full bath, with both interior access and a separate ground-level entrance and driveway access. Ideal for multi-generational living, guests, or a private in-law or guest suite. There's also an attached garage with potential to convert to additional living space. Set on just over half an acre (0.57) in an established, water-oriented neighborhood, and NO flood insurance required! It is outside the special flood hazard area, a meaningful advantage for waterfront buyers. Close to schools, shopping, and Tyndall AFB. With the seawall and stairs into the water already in place, all that's left to make this waterfront dream complete is to add your own dock. Homes with this combination of quality, space, and true deep-water access don't come along often. This home is waiting for your dreams and memories to be made here.

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Detail Ic Property Details

Property Type : Residential

Price : $849,000

AD Id : 86157256

MLS Id : 791835

Beds : 4

Lot Size : 0.57 Acre

Year Built : 1950

Garage : 1

County : Bay

Subdivision: The Belmont Ii At St Lucie

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 4 Full Baths: 3 Half Baths: 1

    Room Information

    Rooms Total: 4

    Roofing Information

    Composition, Shingle
  • Interior Features

    DoubleVanity, InteriorSteps, SittingAreaInPrimary, WalkInClosets
    Roof: Composition, Shingle
    Appliances: ElectricRange, ElectricWaterHeater
    Window Features: DoublePaneWindows
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir Water front: 1

  • Building Information

    Year Built: 1950
    Building Area Total: 3602
    Construction Materials: Block, HardiplankType
    Stories: 2
    Patio And Porch Features: Deck, Covered, Porch
    Private Pool: No
    Water front Features: Bayou,Bayfront,Seawall
    View: Bayou, Water
  • Exterior Features

    Exterior Features: Deck

  • Lot Information

    Lot Dimensions: 65x 283x 120x 258 Main Square Feet: 0.57 Lot Size Acres: 0.57 Lot Size Square Feet: 24,829 Lot Description: Paved

    Property Information

    Subdivision: Donalson Point Source Property Type: Residential MLS Area Minor: 0202 - Bay - Central SE Zoning Description: Resid Single Family Property SubType: Single Family Residence Levels: Two,MultiSplit Property Age: 76

  • Listing Price Information

    Listing Price: $849000

  • Tax Information

    Parcel Number: 26141-000-000 Tax Year: 2025 Tax Legal Desc: 3RD AMENDED PLAT PT DONALSON LOT 1 BLK 7 ORB 4833 P 1783

  • Parking Information

    AdditionalParking, RvAccessParking

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 1

  • School Information

    Elementary School: Tyndall Junior High School: Rutherford Middle Senior High School: Rutherford
  • Location Information

    Direction: Turn on Soule Dr just off of Hwy 98, follow straight on to Thornton Ln and Sharon Dr and on to Dover rd. Home is on the right side
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ByOwner last updated this listing 07/03/2026 @ 17:45

MLS: 791835 LISTED BY: Michele Monastra, Epique Realty Inc 888-893-3537 SOURCE: CPAR

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