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1434 W 10th Street

Panama City, FL 32401
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Bed 3

Bed

Bath 1

Bath

Acres0.21

Acre(Lot)

Updated 1942 painted-brick cottage in Oakland Terrace on a fenced lot 150 feet deep, with rooftop solar, a renovated kitchen, and an enclosed front sunroom that adds real living space beyond the 874 heated square feet. You are 4 minutes from the St. Andrews Marina and Historic St. Andrews, 5 from downtown Panama City, 6 from Ascension Sacred Heart Bay, and a half-mile walk from Oakland Terrace Park's pickleball and tennis courts, playground, and walking track. The covered front porch leads into the sunroom, a brick-walled, window-lined room with a glass entry door that works as a plant room, office, or second sitting area. A sliding barn door opens to the living room, and hardwood floors continue through the dining area and all three bedrooms. The kitchen has been redone with blue cabin etry, butcher-block counters, open shelving, shiplap walls, and stainless appliances, and it connects to a dedicated laundry room with its own door to the backyard. Out back is where this lot separates itself: deeper than many nearby lots, fully fenced, shaded by mature oaks, with a rear deck for grilling and a storage shed for bikes, kayaks, or tools. The rooftop solar array (buyer to verify ownership and system details) sits on a home that already has central heat and air and ceiling fans. Three bedrooms and a full bath with tub-shower combo, all on one level, no HOA, and FHA, VA, and conventional financing welcome. Naval Support Activity Panama City is about 14 minutes away, Tyndall AFB about 21, and the Gulf beaches at St. Andrews State Park about 18.

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Detail Ic Property Details

Property Type : Residential

Price : $219,000

AD Id : 91370217

MLS Id : 795645

Beds : 3

Lot Size : 0.21 Acre

Tax Amount : $2,859.49

Year Built : 1942

County : Bay

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 1 Full Baths: 1

    Room Information

    Rooms Total: 7
  • Interior Features

    MainLevelPrimary
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 1942
    Building Area Total: 874
    Stories: 1
    Private Pool: No

  • Lot Information

    Lot Dimensions: 60.0 ft x 150.0 ft Main Square Feet: 0.21 Lot Size Acres: 0.21 Lot Size Square Feet: 8,712

    Property Information

    Subdivision: [No Recorded Subdiv] Source Property Type: Residential MLS Area Minor: 0203 - Bay - Central SW Zoning Description: Resid Single Family Property SubType: Attached Levels: One Property Age: 84

  • Listing Price Information

    Listing Price: $219000

  • Tax Information

    Parcel Number: 19408-000-000 Tax Year: 2025 Annual Tax: $2859.49 Tax Legal Desc: OAKLAND TERRACE ADD. LOT 6 BLK 12 ORB 4139 P 1678

  • School Information

    Elementary School: Lucille Moore Junior High School: Jinks Senior High School: Bay
  • Utility Information

    ElectricityAvailable, SewerAvailable
  • Location Information

    Direction: W on 11th, S. on Lisenby, W on 10th
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
150 Bayou Avenue, Panama City, FL, 32401 $292,500 3 2 -- 0.20 Acre
1136 Transmitter Road, Panama City, FL, 32401 $199,000 3 1 -- 0.20 Acre
315 Bayou Avenue, Panama City, FL, 32401 $179,900 3 2 -- 0.14 Acre
320 Detroit Avenue, Panama City, FL, 32401 $269,900 3 2 -- 0.12 Acre
322 Detroit Avenue, Panama City, FL, 32401 $269,900 3 2 -- 0.20 Acre
726 Detroit Avenue, Panama City, FL, 32401 $599,000 9 6 -- --
151 Harlem Avenue, Panama City, FL, 32401 $225,000 3 2 -- 0.17 Acre
208 Claire Avenue, Panama City, FL, 32401 $199,000 2 1 -- 0.08 Acre
511 Harlem Avenue, Panama City, FL, 32401 $99,900 2 1 -- 0.31 Acre
217 Claire Avenue, Panama City, FL, 32401 $250,000 3 2 -- 0.59 Acre

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ByOwner last updated this listing 09/21/2026 @ 00:47

MLS: 795645 LISTED BY: Chris Allen, Real Broker LLC 855-450-0442 SOURCE: CPAR

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