Pending

10802 Cedar Ridge Lane

Panama City, FL 32409

$420,000 $1,770/Mo

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Overview

Bed

Bath

0.70

Acre(Lot)

Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. This property is the Complete Package - A Charming Home in Cedar Creek Chase Near Deer Point Lake - Spacious Lot, No HOA, & Modern Upgrades! Tucked away on a quiet cul-de-sac and just minutes from beautiful Deer Point Lake, this all brick exterior, 4-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy on a generous .70-acre lot. Ideal for boating and fishing enthusiasts, the location provides both tranquility and convenience--with no HOA to limit your freedom. Step inside to find a spacious great room featuring an impressive 11-foot boxed ceiling, a cozy brick wood-burning fireplace, with doors that open to the back patio--perfect for indoor-outdoor living. The home features luxury vinyl plan k (LVP) flooring installed in 2019 in the living room, dining room, and master bedroom, while the three additional bedrooms are carpeted, offering warmth and comfort. The split-bedroom floor plan ensures privacy, with a generous master suite that includes an 11 foot box ceiling, double vanities, a walk-in shower, soaking tub, and his-and-her walk-in closets. The kitchen is well-equipped with granite countertops, custom cabinetry, and stainless appliances, including a new refrigerator (2024) and new hot water heater (2025). A breakfast room sits just off the kitchen, along with a formal dining room for entertaining. You'll also appreciate the large laundry room offering added convenience for busy households. Additional highlights include: roof replaced in 2018; new HVAC system installed in 2022; HVAC ducts and dryer vent cleaned in 2026; crown molding throughout the home; fully fenced backyard; Ring security system; 16x20 workshop with electricity. This well-maintained home is move-in ready with thoughtful updates and a layout ideal for modern living. Don't miss this opportunity to own a peaceful retreat close to Deer Point Lake with the freedom of no HOA! All sizes and dimensions are approximate and should be verified by the buyer if important.

Property Details

Property Type : Residential

Price : $420,000

AD Id : 75541584

MLS Id : 785561

Beds : 4

Lot Size : 0.70 Acre

Year Built : 2008

Garage : 2

County : Bay

Subdivision: Americana Village Condo

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 4

Bathroom Information

Total Baths: 2 Full Baths: 2

Room Information

Rooms Total: 11

Roofing Information

Shingle
Interior Features

Roof: Shingle

Appliances: ElectricOven, ElectricRange, ElectricWaterHeater
Heating & Cooling

Has Heating: Yes Heating: Central, Electric, Fireplaces Has Cooling: Yes Cooling: CentralAir, CeilingFans

Building Information

Year Built: 2008

Building Area Total: 2291

Construction Materials: BrickVeneer, VinylSiding

Private Pool: No
Exterior Features

Exterior Features: FirePit, RainGutters

Lot Information

Lot Dimensions: 95 X 128 X 150 X 70 Main Square Feet: 0.7 Lot Size Acres: 0.7 Lot Size Square Feet: 30,492 Lot Description: CulDeSac,SprinklerSystem,Paved

Property Information

Subdivision: Cedar Creek Chase Ph 1 Source Property Type: Residential MLS Area Minor: 0410 - Bay North - West Deerpoint/Southport Zoning Description: Resid Single Family Property SubType: Single Family Residence Property Age: 18

Listing Price Information

Listing Price: $420000

Original Price: $435000

Tax Information

Parcel Number: 07585-338-000 Tax Year: 2025 Annual Tax: $2481 Tax Legal Desc: CEDAR CREEK CHASE PH 1 LOT 38 ORB 3439 P 1579

Virtual Tour

Virtual Tour (External Link)

Parking Information

Garage, GarageDoorOpener

Garage Information

Has Garage: Yes Garage Space: 2

School Information

Elementary School: Deane Bozeman Junior High School: Deane Bozeman Senior High School: Deane Bozeman
Utility Information

ElectricityAvailable, UndergroundUtilities
Location Information

Direction: North on Highway 77. Turn right on Highway 2321 in Southport. Left on Resota Beach Road. Travel 4 miles. Turn right on High Cliff Road. Turn right on Cedar Ridge Lane. Home on the left at the end of the street. Security Features: SecuritySystem,SmokeDetectors

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft
9701 Summer Creek Drive, Panama City, FL, 32409	$1,399,000	3	4	--
4501 Tender Creek Cove, Panama City, FL, 32409	$599,000	3	3	--
4514 Lovegrass Lane, Panama City, FL, 32409	$524,784	4	3	--
4513 Silkwater Lane, Panama City, FL, 32409	$534,400	4	2	--
9895 Summer Creek Drive, Panama City, FL, 32409	$533,600	4	2	--
3522 High Cliff Road, Panama City, FL, 32409	$67,900	--	--	--
3509 High Cliff Road, Panama City, FL, 32409	$460,000	4	4	--
3701 Cornelia Lane, Panama City, FL, 32409	$599,000	4	3	--
3428 High Cliff Road, Panama City, FL, 32409	$440,000	4	3	--
3341 Nautical Drive, Panama City, FL, 32409	$675,000	4	4	--

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ByOwner last updated this listing 06/12/2026 @ 14:58

MLS: 785561 LISTED BY: Maureen Hess, Miller & Associates Realty 850-249-6655 SOURCE: CPAR