186 White Cap Way
Panama City Beach, FL 32407
3
Bed
3
Bath
0.04Acre(Lot)
**BEST PRICED PALM COVE TOWNHOME** This roomy 3-bedroom, 3-bath townhome is your chance to own a slice of Panama City Beach without breaking the bank. Whether you're looking for your own coastal oasis or a short-term rental moneymaker, this spot checks all the boxes. Step inside and you're greeted by vaulted ceilings, tons of natural light, and an open layout that just feels good. New Carpet, flooring, and fixtures throughout the home. The main level features new floors, a spacious living area, and a bright kitchen with plenty of cabinet space, a breakfast bar, and stainless steel appliances. Head upstairs to a private loft-style bedroom with its own full bath, perfect for guests or Airbnb setups. Out back, you've got a private covered patio, ideal for post-beach chill sessions,
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total beds: 3Bathroom Information
Total Baths: 3 Full Baths: 3Room Information
Rooms Total: 4Roofing Information
Shingle -
Interior Features
InteriorSteps, MainLevelPrimary, TubShower, LoftRoof: ShingleAppliances: ElectricRange, ElectricWaterHeater -
Heating & Cooling
Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans
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Building Information
Year Built: 2005Building Area Total: 1432Construction Materials: StuccoPatio And Porch Features: Porch, ScreenedPool Features: CommunityPrivate Pool: NoAssociation Fee Frequency: Quarterly -
Exterior Features
Exterior Features: Porch
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Lot Information
Lot Dimensions: 63 x 25 Main Square Feet: 0.04 Lot Size Acres: 0.04 Lot Size Square Feet: 1,612 Lot Description: PavedProperty Information
Subdivision: Palm Cove Source Property Type: Residential MLS Area Minor: 0320 - Beach - Middle Central Zoning Description: Resid Single Family Property SubType: Attached Property Age: 21
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Listing Price Information
Listing Price: $270000
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Tax Information
Parcel Number: 34039-796-000 Tax Year: 2025 Tax Legal Desc: PALM COVE PH 3 LOT 228 ORB 2415 P 1667 ORB 2723 P 600
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Virtual Tour
Parking Information
GatedHomeowners Association Information
Has Association: YesIncluded Fees: AssociationManagement, LegalAccounting, Playground, Pools, TrashHOA: $497.00Association Amenities: GatedCommunity Features: Barbecue, Playground, Pool, CommunityPool, Gated, ShortTermRentalAllowed
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School Information
Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold -
Utility Information
ElectricityAvailable -
Location Information
Direction: From Hathaway Bridge, traveling west on PCB Pkwy. Turn left onto R Jackson Blvd. At the light, turn right onto Hutchison Blvd. In a half mile turn right into Palm Cove (Emerald Coast Club Blvd), turn right onto Cabana Ct. Turn right onto Sand Castle Ln, then left onto White Cap Way. Home will be on the left. Security Features: GatedCommunity,TwentyFourHourSecurity,SecurityGate
How much is this property worth?
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 1033 Bay Circle, Panama City Beach, FL, 32407 | $1,200,000 | 3 | 3 | -- | |
| 6215 Big Daddy Drive, Panama City Beach, FL, 32407 | $725,000 | 3 | 3 | -- | |
| 6422 W Highway 98 #1505, Panama City Beach, FL, 32407 | $1,100,000 | 5 | -- | 3,475 | 3,475 SqFt |
| 929 Marina Drive, Panama City Beach, FL, 32407 | $399,000 | 3 | 2 | -- | |
| 1001 Lighthouse Lagoon .., Panama City Beach, FL, 32407 | $825,000 | 3 | 3 | -- | |
| 838 Linda Lane, Panama City Beach, FL, 32407 | $184,900 | 3 | 2 | -- | |
| 425 Bay Shore Drive #11, Panama City Beach, FL, 32407 | $755,000 | 2 | 2 | -- | |
| 6501 Big Daddy Drive, Panama City Beach, FL, 32407 | $110,000 | 3 | 2 | -- | |
| 419 Bay Shore Drive, Panama City Beach, FL, 32407 | $1,900,000 | 5 | 4 | -- | |
| 405 Bay Shore Drive, Panama City Beach, FL, 32407 | $829,000 | 3 | 2 | -- |
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ByOwner last updated this listing 08/02/2026 @ 11:11
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