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14401 Front Beach Road #220

Panama City Beach, FL 32413
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Bath 1

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Own a slice of beachfront history in the iconic Fontainebleau Terrace, a Gulf-front co-op on the sought-after west end of Panama City Beach. This charming studio condo sits directly on the Gulf and is just steps from Bid-A-Wee Beach, a private, deeded beachfront community that guarantees unobstructed Gulf views with no high-rises next door. Whether you're seeking a serene retreat or a short-term rental investment, this unit delivers location, value and true peace of mind. The efficient layout is ideal for solo travelers, couples, or small families looking to maximize beachfront living. Enjoy stunning sunrises and sunsets from your Gulf-facing windows, and take full advantage of Fontainebleau's rich amenities, including direct beach access, a beachfront pool, outdoor grilling stations, o n-site laundry facilities and an owner's lounge featuring panoramic Gulf views. Fontainebleau Terrace has successfully passed its Milestone and SIRS inspections and has actively enhanced the property with updates to the lounge, gym, and fifth-floor roof. The building's land lease is fully paid, which means the HOA now owns the building and land outright, providing exceptional stability and value for all owners. What truly sets this building apart is the all-inclusive HOA structure. Your monthly dues cover electricity, gas, fiber-optic Wi-Fi, water, garbage, security and cable, so you'll never face surprise utility bills. In response to the upcoming Front Beach Road expansion, the HOA has proactively acquired the building and parking lot across the street. Each owner contributes just $498 per month starting Oct 1, 2026 for 4 years and then it is paid off! This unit has been thoughtfully updated within the past four years, featuring new vinyl plank flooring, a completely renovated kitchen with shaker cabinetry and granite countertops, fresh paint throughout and a new HVAC unit installed in October 2023. Located just two miles from Pier Park and within easy walking distance to dining, shopping, and attractions, this property offers the ideal blend of vintage charm and modern convenience in the heart of Panama City Beach.

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Detail Ic Property Details

Property Type : Residential

Price : $173,000

AD Id : 88947833

MLS Id : 793448

Year Built : 1965

County : Bay

Subdivision: Gulf Highlands

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Feature Features

  • Interior Features

    SmartThermostat, TubShower
    Roof: Flat
    Appliances: ElectricRange, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: WallFurnace Has Cooling: Yes Cooling: CeilingFans, WallUnits Water front: 1

  • Building Information

    Year Built: 1965
    Building Area Total: 330
    Construction Materials: Concrete
    Pool Features: Gunite, InGround, Community
    Private Pool: No
    Water front Features: Gulf,ShorelineSand,ShorelineNatural
    View: Gulf
    Association Fee Frequency: Monthly

  • Lot Information

    Lot Description: Paved

    Property Information

    Subdivision: Fontainebleau Terrace Source Property Type: Residential MLS Area Minor: 0318 - Beach - Central South Zoning Description: Resid Multi-Family Property SubType: Stock Cooperative Property Age: 61

  • Listing Price Information

    Listing Price: $173000

  • Tax Information

    Parcel Number: 34511-526-000 Tax Year: 2025 Tax Legal Desc: FONTAINEBLEAU TERRACE UNIT 220 ORB 4501 P 109 EFF 330 H&C

  • Parking Information

    AdditionalParking, Paved, ParkingLot

    Homeowners Association Information

    Has Association: Yes
    Included Fees: CableTv, Electricity, Insurance, Internet, LegalAccounting, MaintenanceGrounds, PestControl, Pools, Sewer, Trash, Water
    HOA: $895.00
    Association Amenities: PicnicArea
    Community Features: Barbecue, Clubhouse, Elevator, LaundryFacilities, Park, Pool, Waterfront, CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    CableConnected, ElectricityAvailable
  • Location Information

    Direction: Approx 2 miles east of Pier Park. On the Gulf right at Front Beach and Nautilus Street. Security Features: SmokeDetectors
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 08/04/2026 @ 11:23

MLS: 793448 LISTED BY: Mike Glass, LPT Realty LLC 877-366-2213 SOURCE: CPAR

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