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13649 Banana Wind Way #31

Panama City Beach, FL 32413
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Bed 5

Bed

Bath 5

Bath

Acres0.06

Acre(Lot)

🌴Luxury 5-Bedroom Poolside Cottage at Margaritaville Beach Cottage Resort - Panama City Beach🌴 Your Gateway to Paradise! Experience the ultimate coastal lifestyle at Margaritaville Beach Cottage Resort #31, Panama City Beach's only full-service beachfront resort. This exceptional 5-bedroom, 4.5-bath Caribbean-inspired cottage offers a rare blend of luxury living, resort-style amenities, and outstanding vacation-rental potential. Offering approximately 2,100+ square feet of heated and cooled living space, plus covered outdoor living areas, this thoughtfully designed home is ideal for personal use, second-home ownership, or potential high-performing short-term rentals. With direct access to the resort-style pool and just steps from the private beach, this property d elivers an elevated guest experience even during peak seasons. 🏡The Home Step inside to a bright, coastal-chic retreat where modern beach elegance meets comfort and functionality. The open-concept floor plan is designed for entertaining and effortless living, highlighted by luxury vinyl plank flooring, 10-foot ceilings on the main level, and abundant natural light. The chef-inspired kitchen features white quartz countertops, a large island with seating for four, stainless steel gas appliances including a 36-inch range, and an adjacent dining area with seating for eight--perfect for hosting family and guests. The first-floor primary suite offers privacy and convenience with an ensuite bath featuring dual vanities and a walk-in shower, while a well-placed powder room serves the main living area. Upstairs, the home includes two additional ensuite bedrooms, two guest bedrooms connected by a Jack-and-Jill bath, and a discreetly tucked-away laundry area with built-in storage. Enjoy outdoor living on the furnished patio, ideal for relaxing after a day at the beach or pool. 🌊Resort Lifestyle & Amenities Margaritaville Beach Cottage Resort is a fully built-out, full-service beachfront community offering an impressive lineup of amenities: 580 feet of private beachfront with chair & umbrella service 2.5-acre heated oasis pool 425-foot lazy river and waterslides Poolside food & beverage service Paddleboard and kayak rentals Game lawn and beachfront activities On-site professional rental management team Daily resort services The resort's multi-level entertainment center is now open and beautifully completed, featuring a full-service restaurant, fully equipped fitness center, arcade, conference and event spaces, creating an exceptional environment for vacation rentals, corporate retreats, family reunions, and group gatherings. 📍Prime Panama City Beach Location Located just 2 miles from Pier Park, owners and guests enjoy easy access to championship golf, premier dining, shopping, entertainment, fishing, boating, and the iconic emerald waters of the Gulf of America. Located 15.7 miles from Northwest Florida Beaches International Airport. ⭐Investment & Lifestyle Opportunity Backed by a globally recognized coastal luxury lifestyle brand and supported by on-site professional rental management, this property represents a rare opportunity to own a luxury poolside cottage in one of Panama City Beach's most desirable resort communities. Live the dream. Share the dream. Welcome to Margaritaville Beach Cottage Resort #31.

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Detail Ic Property Details

Property Type : Residential

Price : $1,199,000

AD Id : 74314380

MLS Id : 783789

Beds : 5

Lot Size : 0.06 Acre

Year Built : 2023

County : Bay

Subdivision: Calusa Club Estates

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 5

    Bathroom Information

    Total Baths: 5 Full Baths: 4 Half Baths: 1

    Room Information

    Rooms Total: 7

    Roofing Information

    Metal
  • Interior Features

    Balcony, DoubleVanity, InteriorSteps, SeparateShower, UpperLevelPrimary
    Roof: Metal
    Appliances: EnergyStarQualifiedAppliances, ElectricOven, GasCooktop, IceMaker
    Window Features: DoublePaneWindows
  • Heating & Cooling

    Has Heating: Yes Heating: Central, EnergyStarQualifiedEquipment Has Cooling: Yes Cooling: CentralAir, EnergyStarQualifiedEquipment

  • Building Information

    Year Built: 2023
    Building Area Total: 2128
    Construction Materials: HardiplankType
    Stories: 2
    Patio And Porch Features: Patio
    Pool Features: ElectricHeat, InGround, Community
    Private Pool: No
    Water front Features: ShorelineSand
  • Exterior Features

    Exterior Features: Patio

  • Lot Information

    Lot Dimensions: 32 X 76 Main Square Feet: 0.06 Lot Size Acres: 0.06 Lot Size Square Feet: 2,396 Lot Description: SprinklerSystem,Paved

    Property Information

    Subdivision: Margaritaville Cottages Source Property Type: Residential MLS Area Minor: 0320 - Beach - Middle Central Zoning Description: Resort Property SubType: Single Family Residence Levels: Two Property Age: 3

  • Listing Price Information

    Listing Price: $1199000
    Original Price: $1239120

  • Tax Information

    Parcel Number: 34764-200-310 Tax Year: 2025 Annual Tax: $12447 Tax Legal Desc: PANAMA CITY BEACH RESORT LOT 31 MARGARITAVILLE COTTAGES PH 3 ORB 4739 P 1795

  • Parking Information

    AdditionalParking, Paved

    Homeowners Association Information

    Has Association: Yes
    Association Amenities: BeachRights, GameRoom
    Community Features: Beach, Clubhouse, ConferenceMeetingRoom, FitnessCenter, GameRoom, Pool, Shopping, Waterfront, CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    CableConnected
  • Location Information

    Direction: Margaritaville Beach Cottage Resort is located about 2 miles east of Pier Park directly on Front Beach Road. Security Features: CarbonMonoxideDetectors,TwentyFourHourSecurity,SecurityService
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 06/21/2026 @ 08:27

MLS: 783789 LISTED BY: Melissa Harris, MJH Real Estate Brokerage, LLC 770-354-6442 SOURCE: CPAR

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