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122 Monterey Avenue

Panama City Beach, FL 32413
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Bed 4

Bed

Bath 2

Bath

Acres0.19

Acre(Lot)

Spring has sprung and time to make this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living yours at a new reduced price! This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood. The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue skies and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline. Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless! Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!

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Detail Ic Property Details

Property Type : Residential

Price : $1,100,000

AD Id : 66777139

MLS Id : 778175

Beds : 4

Lot Size : 0.19 Acre

Year Built : 1977

Garage : 1

County : Bay

Subdivision: California Club

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 10

    Roofing Information

    Metal
  • Interior Features

    UpperLevelPrimary
    Roof: Metal
    Appliances: ElectricRange, ElectricWaterHeater, WaterSoftenerOwned
    Window Features: StormWindows
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 1977
    Building Area Total: 1848
    Construction Materials: WoodFrame
    Patio And Porch Features: Deck, Covered, Porch
    Private Pool: No
    View: Gulf
  • Exterior Features

    Exterior Features: Deck, OutdoorShower

  • Lot Information

    Lot Dimensions: 75 x 110 Main Square Feet: 0.19 Lot Size Acres: 0.19 Lot Size Square Feet: 8,233 Lot Description: Paved

    Property Information

    Subdivision: Santa Monica Beach Source Property Type: Residential MLS Area Minor: 0324 - Beach - West Central Zoning Description: Resid Single Family Property SubType: Single Family Residence Property Age: 49

  • Listing Price Information

    Listing Price: $1100000
    Original Price: $1330000

  • Tax Information

    Parcel Number: 37191-010-000 Tax Year: 2024 Annual Tax: $488 Tax Legal Desc: SANTA MONICA BEACH LOT 27 BLK 2 ORB 3922 P 2227

  • Parking Information

    Garage, GarageDoorOpener

    Garage Information

    Has Garage: Yes Garage Space: 1

    Homeowners Association Information

    Has Association: Yes
    Association Amenities: BeachRights
    Community Features: Beach, ShortTermRentalAllowed

  • School Information

    Elementary School: West Bay Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    CableConnected, ElectricityAvailable, HighSpeedInternetAvailable
  • Location Information

    Direction: At the intersection of Hwy 79 S and Hwy 98, turn right traveling 3 miles west to Wisteria Lane, turn left. Wisteria Lane will end at Front Beach Road, turn right. Travel 1/2 mile to Monterey Avenue, turn right. The house will be the fourth driveway on the right.
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ByOwner last updated this listing 06/17/2026 @ 21:12

MLS: 778175 LISTED BY: Kellie Clements, Compass Florida, LLC 850-296-9769 SOURCE: CPAR

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