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120 Covington Street

Panama City Beach, FL 32413
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Bed 3

Bed

Bath 2

Bath

Acres0.31

Acre(Lot)

Look no further because this is the Panama City Beach pool home you have been waiting for. Experience the ultimate Florida lifestyle in this meticulously upgraded residence perfectly positioned in a quiet, non-short-term rental neighborhood. Whether you are seeking a coastal primary residence or a private secondary vacation home, this property offers the rare combination of proximity to the action and the peace of a true residential community. Step inside a home that feels brand new, boasting a comprehensive interior refresh. The spacious layout is enhanced by crown molding and fresh paint throughout the entire interior. These features include a tasteful blend of durable vinyl planks and plush carpet installed in 2022 alongside a chef's kitchen and updated laundry area. Fully equipped with a 2023 appliance suite, you will find a new refrigerator, stove, dishwasher, washer, and dryer already in place. There is also a dedicated office that can easily serve as a fourth bedroom or a custom hobby space. The primary bathroom received a refreshed remodel in 2023 with new vanities, modern lighting, and a bright new skylight. The exterior is a masterclass in outdoor living and was transformed in 2023 into what is arguably the best private pool and backyard oasis in Panama City Beach. This luxury resort-style pool features premium gunite construction, saltwater systems, and a relaxing waterfall. It is also fully equipped with heating and cooling capabilities for year-round enjoyment regardless of the season. The entire property has been professionally landscaped with new sod and palm trees, all secured by a new six-foot vinyl fence for maximum privacy. This home is as functional as it is beautiful, offering significant savings on utilities and peace of mind during those hot Florida months. The roof was replaced in 2021 and the central air conditioning system is only a few years old. Furthermore, the attic was upgraded with spray foam insulation to provide maximum temperature control which can offer incredible long-term savings. Recently added fabric hurricane shutters help protect your home from storms while the solid stucco siding provides both structural protection and a classic coastal vibe. Location is everything in real estate and this home delivers. You are situated directly across the street from Pier Park which offers world-class dining, shopping, and entertainment. Most importantly, you are located less than one mile from the sugar-white sands and emerald waters of the Gulf of Mexico. Schedule your private showing today to experience this turnkey coastal gem in person.

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Detail Ic Property Details

Property Type : Residential

Price : $674,900

AD Id : 77057056

MLS Id : 788323

Beds : 3

Lot Size : 0.31 Acre

Year Built : 2002

Garage : 2

County : Bay

Subdivision: Pine Manor

  • Map Map

Map

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Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 4

    Roofing Information

    Composition, Shingle
  • Interior Features

    Roof: Composition, Shingle
    Appliances: ElectricCooktop, ElectricOven, ElectricRange, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2002
    Building Area Total: 2002
    Construction Materials: Stucco
    Patio And Porch Features: Open, Porch
    Pool Features: Gunite, ElectricHeat, InGround, SaltWater, Community, Private
    Private Pool: Yes
  • Exterior Features

    Exterior Features: OutdoorShower

  • Lot Information

    Lot Dimensions: 112x134x60x125 Main Square Feet: 0.31 Lot Size Acres: 0.31 Lot Size Square Feet: 13,700

    Property Information

    Subdivision: Palmetto Trace Phase 1 Source Property Type: Residential MLS Area Minor: 0321 - Beach - North Central Zoning Description: Resid Single Family Property SubType: Single Family Residence Property Age: 24

  • Listing Price Information

    Listing Price: $674900

  • Tax Information

    Parcel Number: 32738-520-000 Tax Year: 2025 Annual Tax: $3231 Tax Legal Desc: PALMETTO TRACE PH 1 37C LOT 20 ORB 4613 P 1260

  • Parking Information

    Garage, GarageDoorOpener

    Garage Information

    Has Garage: Yes Garage Space: 2

    Homeowners Association Information

    Has Association: Yes
    Community Features: Pool

  • School Information

    Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    CableConnected, ElectricityAvailable, HighSpeedInternetAvailable, UndergroundUtilities
  • Location Information

    Direction: Heading east, pass Pier Park and turn north on Cambridge Blvd. Take 2nd right onto Covington St. Home is on the left.
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 06/16/2026 @ 15:05

MLS: 788323 LISTED BY: Shawn Dunne, Berkshire Hathaway HomeServices PenFed 850-267-0013 SOURCE: CPAR

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