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118 Gardenia Street

Panama City Beach, FL 32407
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Bed 3

Bed

Bath 2

Bath

Acres0.09

Acre(Lot)

Just half a mile from public beach access and the white-sand beaches, this 3-bedroom, 2-bath home puts the best of the beach lifestyle just around the corner, all with NO HOA! Start the morning walking, biking, or golf-carting to a local coffee shop and a walk along the beach, and come home to a comfortable, spacious layout designed for everyday living. Inside, 9-foot ceilings, crown molding throughout, abundant natural light and decorative wainscoting add character from the moment you walk in. The open living area offers plenty of room to gather, with space for an additional dining area, while the charming breakfast nook creates its own sunny spot for morning coffee or casual meals. The kitchen opens to the main living space and features generous cabinetry, ample counter space and stai nless steel appliances. The home's coastal-inspired color palette gives it plenty of personality, while also offering an easy opportunity for a new owner to make the space completely their own with simple cosmetic updates and finishes that fit their style. The primary suite includes a bathroom with separate soaking tub and shower, and two additional bedrooms provide flexibility for guests, family, a home office, or hobby space. Outside, enjoy a quiet, fenced backyard with a covered porch for relaxing, grilling, or entertaining, and an irrigation system to help maintain the yard. A whole-house water filtration system adds even more benefit! Residents also have access to a shared residential lot, offering a convenient area commonly used for overflow parking and recreational vehicles*. Conveniently located near Hutchison Beach Elementary, Surfside Middle School, and Arnold High School, the home is also just minutes from Pier Park shopping, dining, and entertainment. 118 Gardenia makes it easy to enjoy the best of Panama City Beach while still having the space and comfort of a full-time home! *Buyer to verify permitted uses.

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Detail Ic Property Details

Property Type : Residential

Price : $378,800

AD Id : 89464728

MLS Id : 793885

Beds : 3

Lot Size : 0.09 Acre

Year Built : 2008

Garage : 2

County : Bay

Subdivision: Holiday Isle

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 10
  • Interior Features

    MainLevelPrimary, SoakingTub, SeparateShower, WalkInClosets
    Appliances: ElectricRange, ElectricWaterHeater, WaterPurifierOwned, WaterSoftenerOwned
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2008
    Building Area Total: 1368
    Construction Materials: Stucco
    Patio And Porch Features: Covered, Porch
    Private Pool: No

  • Lot Information

    Lot Dimensions: 40 x 100 Main Square Feet: 0.09 Lot Size Acres: 0.09 Lot Size Square Feet: 3,920 Lot Description: SprinklerSystem,Paved

    Property Information

    Subdivision: Gardenia Beach Source Property Type: Residential MLS Area Minor: 0320 - Beach - Middle Central Zoning Description: Resid Single Family Property SubType: Single Family Residence Property Age: 18

  • Listing Price Information

    Listing Price: $378800

  • Tax Information

    Parcel Number: 34479-600-019 Tax Year: 2025 Annual Tax: $2303.43 Tax Legal Desc: GARDENIA BEACH LOT 19 ORB 4749 P 501

  • Garage Information

    Has Garage: Yes Garage Space: 2

  • School Information

    Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold
  • Location Information

    Direction: From Hathaway Bridge, travel west on Hwy 98/Panama City Beach Parkway. Turn left onto Gardenia Street. Continue south on Gardenia Street; 118 Gardenia St will be on the right. Security Features: SmokeDetectors
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ByOwner last updated this listing 08/15/2026 @ 15:26

MLS: 793885 LISTED BY: PC Coastal Group, eXp Realty LLC 850-749-5603 SOURCE: CPAR

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