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524 Cedar Creek Road

Palatka, FL 32177
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Bed 3

Bed

Bath 3

Bath

SqFt2,922

Sqft

Acres1.47

Acres(Lot)

Welcome to a rare, gated riverfront estate offering 128 feet of navigable waterfront along the St. Johns River--where privacy, function, and lifestyle converge on approximately 1.47 acres. Behind an elegant security gate, this 3-bedroom, 3-bath residence spans nearly 3,000 square feet and is thoughtfully designed for both comfort and accessibility, featuring wheelchair-friendly living spaces throughout. A striking Spanish-style tile-look metal roof (2021) sets the tone, complemented by fruit trees, blooming azaleas and 3 palm trees framing the river's edge. Property is high and dry in flood zone X. Inside, engineered Brazilian teak flooring (2022) flows through much of the home, while the eat-in kitchen is enhanced with leathered granite countertops (2022), , breakfast bar, & funct ional design overlooking the beautiful St. Johns River. 2 wood-burning fireplaces add warmth & character, and the open layout provides relaxing living and water views from most rooms. Outdoors, the property is fully equipped for waterfront living. Enjoy a 10,000 lb. boat lift (12' x 21'), a spacious wet slip (approximately 20' x 35'), and direct access to navigable water. Dock has water and electric. The tiki bar creates an inviting setting for gatherings, while the dock and river views complete the experience. Additional improvements and features include: - Detached climate-controlled workshop (20' x 40') could be used as Accessary Dwelling Unit. - Covered RV structure (approximately 20' x 42' x 14') with 20/30/50 amp receptacles - Second gated entrance for RV and equipment access - Well and septic system, water softener, and reverse osmosis at kitchen sink - Attached 2-car garage - Plenty of additional parking - room for all your guests! - Irrigation System for front and back of the property - Stunning wide-open views of the the majestic St. Johns River from almost the entire home - Huge back porch with wood ceiling, fans, and skylights - great relaxing place - Fun Tiki Bar on the dock---sip on your favorite beverage and enjoy the views! Great entertaining space, too! This is more than a home--it's a fully equipped waterfront property designed for boating, entertaining, and living without compromise.

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Detail Ic Property Details

Property Type : Residential

Price : $919,000

AD Id : 76333746

MLS Id : 2136154

Beds : 3

Lot Size : 1.47 Acres

Living Area Size : 2,922

Year Built : 1994

County : Putnam

Subdivision: Metes & Bounds

  • Map Map

Map

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Map Nearby Areas

Feature Features

  • Bedroom Information

    Total Bedrooms: 3 Window Feature: Skylight(s)

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Water/Sewer

    Sewer: Septic Tank

    Room Information

    Other Rooms: 13
  • Flooring Information

    Tile, Wood
  • Roofing Information

    Metal
  • Interior Features

    Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s) Roof: Metal Appliances: Convection Oven, Dishwasher, Double Oven, Dryer, Electric Cooktop, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned Laundry Features: Sink
  • Heating & Cooling

    Heating: Central, Electric, Heat Pump Cooling: Central Air, Electric Water front: Yes WaterSource: Private, Well
  • Fireplace

    Fireplace: Yes Number of Fireplaces: 2 Fireplace Features: 2

  • Building Information

    Year Built: 1994 Construction Materials: Brick Security System: Security Fence, Security Gate, Security System Owned, Smoke Detector(s) Roof: Metal
  • Exterior Features

    Boat Lift, Boat Slip, Dock, Fire Pit
    Porch: Covered, Front Porch, Rear Porch, Screened
  • Road Types

    Asphalt
    County Road
  • Fencing

    Fenced
  • Accessibility Features

    Accessible Bedroom, Accessible Central Living Area, Accessible Closets, Accessible Common Area, Accessible Entrance, Accessible Full Bath, Accessible Hallway(s), Accessible Kitchen

    Laundry Features

    Sink

    Patio And Porch

    Covered, Front Porch, Rear Porch, Screened

    Fencing

    Fenced

  • Lot Information

    Lot Dimensions: 170 x 367 x 128 x 348 Lot Description: Sprinklers In Front, Sprinklers In Rear Lot Size Area: 1.47 Acres Lot Square Feet: 64,033 Waterfront: Navigable Water, River Front Stories: 1 Main Square Feet: 2922

    Property Information

    Property Type: Residential Sub Type: Single Family Residence Style: Ranch SQ ft (Living Area): 2,922 Subdivision: Metes & Bounds MLS Area Minor: 563-East Bostwick/Bridgeport/Cedar Creek Source Neighborhood: Metes & Bounds Construction Materials: Brick Property Age: 32

  • Listing Price Information

    Listing Id: 2136154 ist Price: $919,000 List Price Tot SqFt: $315 Listing Terms Cash, Conventional
  • Listing Information

    Possession: Close Of Escrow

  • Tax Information

    Parcel Number: 230827000000600010 Annual Tax: $8,549 Tax Year: 2025

  • Parking Information

    # of Garage Spaces: 2 Has Garage: Yes Attached Garage: Yes Attached, Carport, Garage, Garage Door Opener, Gated, RV Access/Parking

  • Utility Information

    Electricity Connected, Other
  • Location Information

    Direction: From Palatka take Hwy 17 north to right on Palmetto Bluff Road. At the end of the road take a left on Cedar Creek Road and continue to 524 on the right. Welcome to your Riverfront Estate!
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
202 Saint Johns Drive, Palatka, FL, 32177 $519,900 3 2 1,953 1,953 SqFt
278 Harbor Drive, Palatka, FL, 32177 $190,000 2 2 1,216 1,216 SqFt
312 Tarpon Boulevard, Palatka, FL, 32177 $195,000 2 2 1,188 1,188 SqFt
276 Harbor Drive, Palatka, FL, 32177 $439,000 3 2 1,455 1,455 SqFt
272 Harbor Drive, Palatka, FL, 32177 $350,000 2 2 1,700 1,700 SqFt
134 Bowfin Drive, Palatka, FL, 32177 $509,000 4 3 2,540 2,540 SqFt
541 Palmetto Bluff Road, Palatka, FL, 32177 $274,900 3 2 1,334 1,334 SqFt
131 Kingfish Avenue, Palatka, FL, 32177 $289,900 2 2 1,856 1,856 SqFt
102 Eberhard Avenue, Palatka, FL, 32177 $170,000 3 2 1,352 1,352 SqFt
786 W River Road, Palatka, FL, 32177 $560,000 3 1 1,352 1,352 SqFt

ByOwner last updated this listing 06/07/2026 @ 18:50

MLS: 2136154 LISTED BY: BARBARA JENNESS, BARBARA B JENNESS PA SOURCE: realMLS (Northeast Florida Multiple Listing Service)

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