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MLS: #VAWE2011914, Listed By: Ruby Brabo, Coldwell Banker Elite, Source:Bright MLS

1387 N Independence Drive

MONTROSS, VA 22520
Mark as Favorite
Bed 4

Bed

Bath 2

Bath

SqFt2,577

Sqft

ASSUMABLE FHA LOAN AT 2.75%. Call agent for more information. If you've been waiting for the perfect Northern Neck waterfront lifestyle without the waterfront price tag, this is the opportunity you've been searching for. Offered at just $450,000, this beautifully updated 2,288-square-foot home is one of the best values currently available in Stratford Harbour, one of Montross, Virginia's premier waterfront communities on the Potomac River. Situated on a shaded lot overlooking the Potomac River, this 4-bedroom, 2-bath home blends timeless character with extensive recent renovations, allowing you to enjoy peace of mind along with breathtaking water views. In 2025, the home underwent significant improvements including fully remodeled bathrooms, new flooring throughout, new front picture windows, exterior siding repairs and fresh paint, new upstairs electrical and plumbing, a freshly painted basement, and a brand-new deck designed for outdoor entertaining. In 2026, new gutters were installed, further enhancing the home's value and curb appeal. Inside, you'll find rich tile flooring, an upgraded kitchen, a formal dining room, a cozy fireplace, an expansive sunroom filled with natural light, and a spacious primary suite complete with its own private balcony overlooking the water. Large windows throughout the home frame spectacular Potomac River views, unforgettable sunsets, and the natural beauty that has made Virginia's Northern Neck one of the region's most desirable waterfront destinations. Step outside onto the new deck and enjoy a setting designed for entertaining family and friends, relaxing with your morning coffee, or simply watching boats cruise the Potomac while bald eagles soar overhead. Living in Stratford Harbour means you're not just purchasing a home—you're investing in an exceptional waterfront lifestyle. Residents enjoy exclusive access to: • Private Shark Tooth Beach along the Potomac River • 110-acre freshwater lake for boating, fishing, and kayaking • Community swimming pool • Clubhouse • Tennis and pickleball courts • Playground • Year-round community events and activities Whether you're searching for a primary residence, vacation home, weekend getaway, retirement retreat, or investment property, this home delivers exceptional value in one of Westmoreland County's most sought-after waterfront communities. Finding a home offering Potomac River views, over 2,200 square feet of living space, extensive recent renovations, resort-style amenities, and this level of affordability is becoming increasingly rare. Conveniently located near historic Montross, Stratford Hall, Colonial Beach, Tappahannock, and within an easy drive of Fredericksburg, Richmond, Northern Virginia, and the Washington, D.C. metropolitan area, this property offers the perfect combination of peaceful waterfront living and convenient accessibility. 1387 N. Independence Drive represents an outstanding opportunity to own more home, more updates, more amenities, and more lifestyle for your investment than many competing properties in today's market. Don't miss one of the best values currently available in Stratford Harbour. Schedule your private showing today and discover why this beautifully updated Potomac River view home is the opportunity buyers have been waiting for.

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Detail Ic Property Details

Property Type : Residential

Price : $450,000

AD Id : 89104951

MLS Id : VAWE2011914

Beds : 4

Living Area Size : 2,577

Year Built : 1962

County : WESTMORELAND

Subdivision: Stratford Harbour

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Has Basement: Yes Basement: Finished, Exterior Entry, Interior Entry
  • Flooring Information

    Ceramic Tile
  • Interior Features

    Crown Molding Appliances: Cooktop, Electric Water Heater, Dishwasher, Dryer, Refrigerator, Washer, Microwave Laundry Features: In Basement
  • Heating & Cooling

    Has Heating: Yes Heating: Electric, Central Has Cooling: Yes Cooling: Central Air, Electric Water front: 1

  • Building Information

    Year Built: 1962 Building Area Total: 2577 Construction Materials: HardiPlank Type Frontage Length: 125 Patio And Porch Features: Deck Pool Features: Community Private Pool: No Water front Features: River Front, Lake View: Water, River Association Fee Frequency: Annually

  • Lot Information

    Lot Dimensions: .8 acres Lot Description: Few Trees, Waterfront

    Property Information

    Subdivision: STRATFORD HARBOUR Source Property Type: Residential Postal Code Plus 4: 8520 Property SubType: Single Family Residence Levels: Two Property Age: 64

  • Listing Price Information

    Listing Price: $450000

  • Tax Information

    Parcel Number: 22C 179 Tax Lot: 179 Tax Year: 2025 Annual Tax: $1992

  • Parking Information

    Parking Total: 2 Driveway
    Homeowners Association Information
    Has Association: Yes HOA: $450.00 Association Amenities: Clubhouse, Picnic Area, Tennis Court(s), Beach Access, Basketball Court, Spa/Hot Tub, Playground Community Features: Pool

  • School Information

    Elementary School: MONTROSS
    Junior High School: MONTROSS
    Senior High School: WASHINGTON & LEE
  • Location Information

    Direction: Rt. 3 East. Turn left onto VA-214E. Turn left onto State Rt. 609. Turn left onto State Rt. 1601. Clubhouse- continue down N Ind. drive half mile til sign "Stratford harbour" on left, brick building is the clubhouse. Pool is located behind. Shark tooth beach- continue down N ind. to monument Dr, take left, take left on Wayne's way, arrived. WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
LOT 189A Glebe Harbor D.., Montross, VA, 22520 $389,000 3 3 1,600 1,600 SqFt
Beacon Court, Montross, VA, 22520 $339,900 3 3 1,416 1,416 SqFt
TBD LOT 184 Sandy Point, Montross, VA, 22520 $279,000 3 2 1,248 1,248 SqFt
367 Edgewater Lane, Montross, VA, 22520 $659,900 4 4 2,928 2,928 SqFt
204 Chatham Village Road, Montross, VA, 22520 $270,000 3 2 --
1287 Glebe Harbor Drive, Montross, VA, 22520 $289,000 3 3 1,440 1,440 SqFt
26 Harbor Court, Montross, VA, 22520 $309,000 3 2 1,500 1,500 SqFt
899 N Glebe Road, Montross, VA, 22520 $750,000 3 3 --
1247 S Glebe Rd Rd, Montross, VA, 22520 $349,900 3 3 1,560 1,560 SqFt
106 Otter Lane, Montross, VA, 22520 $299,900 3 2 1,435 1,435 SqFt

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which ByOwner participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on this website may no longer be available because they are under contract, have closed or are no longer being offered for sale. Information Deemed Reliable But Not Guaranteed. Copyright © 2026 Bright MLS. All rights reserved.

ByOwner last updated this listing 08/18/2026 @ 17:52

MLS: VAWE2011914 LISTED BY: Ruby Brabo, Coldwell Banker Elite 540-373-0100 SOURCE: Bright MLS

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