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4296 Banks Road

Middleburg, FL 32068
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Bed 3

Bed

Bath 2

Bath

SqFt1,160

Sqft

Acres1.11

Acres(Lot)

RARE OPPORTUNITY to own this secluded WATERFRONT OASIS along BLACK CREEK in Middleburg! Nestled on 1.11 acres with an impressive 365 feet of direct water frontage, this property offers extreme privacy in a serene nature setting that is truly a peaceful escape. The elevated main living space is located entirely upstairs, perfectly framing stunning nature views from every direction. Inside, you will find a bright, open floor plan that connects the main living areas, which feature durable luxury vinyl plank flooring and carpet in the bedrooms. This level hosts 3 bedrooms and 2 full bathrooms, including a primary suite complete with a private bath, walk-in shower, walk-in closet, and French doors leading to spacious, covered porch that overlooks Black Creek, providing the perfect vantage point for morning coffee or evening relaxation. The ground level opens up to a massive recreational hub heated and cooled by the upstairs thermostat. This completely open space offers endless room to entertain and features a convenient second kitchen, a half bathroom, a laundry room, dedicated storage spaces, and a pool table that stays with the home. From here, you can step directly onto a large 730 SF concrete patio to enjoy the outdoors. For water enthusiasts, you can head straight down to the private dock to cast a line, launch your vessel into Black Creek, or simply take in the serene views. As aerial photos demonstrate, most of the expansive lot has already been cleared, offering plenty of room for animals, a garden, or even building a second dwelling. Hobbyists and mechanics will fall in love with the massive 1,150 SF two-car garage, which includes a generous workspace outfitted with custom cabinetry for all your tools. This unique estate is sure to bring its next owner endless peace and joy, so schedule your private tour today before it is gone! Roof 2023-HVAC 2023-Water Heater 2024

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Detail Ic Property Details

Property Type : Residential

Price : $474,500

AD Id : 88342317

MLS Id : 2156690

Beds : 3

Lot Size : 1.11 Acres

Living Area Size : 1,160

Tax Amount : 4160.37

Year Built : 1996

County : Clay

Subdivision: **verifying Subd**

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total Bedrooms: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2
  • Flooring Information

    Carpet
  • Roofing Information

    Shingle
  • Interior Features

    Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s) Roof: Shingle Appliances: Dishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator Laundry Features: Electric Dryer Hookup, Washer Hookup
  • Heating & Cooling

    Heating: Central Cooling: Central Air Water front: Yes WaterSource: Well

  • Building Information

    Year Built: 1996 Roof: Shingle
  • Exterior Features

    Balcony
    Porch: Covered, Patio
  • Road Types

    Dirt, Gravel
    Private Road
  • Laundry Features

    Electric Dryer Hookup, Washer Hookup

    Patio And Porch

    Covered, Patio

  • Lot Information

    Lot Dimensions: 365 x 133 Lot Size Area: 1.11 Acres Lot Square Feet: 48,352 Waterfront: Creek, Navigable Water Stories: 2 Main Square Feet: 1160

    Property Information

    Property Type: Residential Sub Type: Single Family Residence SQ ft (Living Area): 1,160 Subdivision: **verifying Subd** MLS Area Minor: 141-Middleburg NW Source Neighborhood: **verifying Subd** Property Age: 30

  • Listing Price Information

    Listing Id: 2156690 ist Price: $474,500 List Price Tot SqFt: $409 Listing Terms Cash, Conventional, FHA, VA Loan
  • Listing Information

    Possession: Close Of Escrow

  • Tax Information

    Parcel Number: 10052400596700100 Annual Tax: $4,160 Tax Year: 2025

  • Utility Information

    Electricity Connected, Water Available
  • Location Information

    Direction: South on blanding, make right on Scenic Drive 2.4mi, make right on Banks Rd 1.4mi and then you are going to make right onto dirt road where there are a few mailboxes and just before Gin House Landing sign. Follow dirt road approx 0.2mi and it will be last house on left where road dead ends
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ByOwner last updated this listing 09/10/2026 @ 13:37

MLS: 2156690 LISTED BY: MICHELLE SHERRILL, FLORIDA HOMES REALTY & MTG LLC SOURCE: realMLS (Northeast Florida Multiple Listing Service)

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