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5305 Girard Street

McKinney, Texas 75071
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Bed 3

Bed

Bath 2

Bath

SqFt1,850

Sqft

Acres0.14

Acre(Lot)

FHA Assumable Loan available at 5.2% for qualified buyers, huge savings versus today's near 7% rates. Bright, calm, smart, move-in ready home in the sought after Willow Wood community. Body: Welcome to 5305 Girard Street in McKinney. This stunning 2023-built Bloomfield Homes property offers 3 bedrooms, 2 bathrooms, and 1,860 square feet of thoughtfully designed one-story living. But here's what sets it apart in today's market: qualified buyers can assume the seller's existing FHA loan at just 5.19%, a rate that could save you hundreds per month compared to current financing. Inside, you'll find a dedicated office with French doors and soundproofing, a smart home system controlling the door, thermostat, garage, and sprinklers from your phone, and a private primary suite tucked at the back f or maximum privacy. Energy efficient windows, newer HVAC, and major components built in 2023 mean lower maintenance and real peace of mind. Step outside to two covered patios perfect for entertaining, all on a lot with no direct rear neighbor for extra privacy and natural light. You're minutes from a 4-mile walking and hiking trail, a nearby park, and an elementary school just 2 blocks away, plus quick access to HEB, US-75, and downtown McKinney. This is a rare opportunity to lock in a below-market rate on a like-new home in one of McKinney's most desirable communities.

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Detail Ic Property Details

Property Type : Residential

Price : $449,000

AD Id : 77666400

MLS Id : 557925666

Beds : 3

Lot Size : 0.14 Acre

Living Area Size : 1,850 Sq. Ft

Year Built : 2022

Garage : 2

County : Collin

Subdivision: Ashmore Add

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Map

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Feature Features

  • Bedroom Information

    Total Bedrooms: 3 Window Features: Window Coverings

    Bathroom Information

    Total Baths: 2 Full Baths: 2 Half Baths: 0
  • Interior Features

    High Speed Internet Available

    Appliances

    Dishwasher,Disposal,Electric Oven,Gas Cooktop,Gas Range,Gas Water Heater,Microwave,Vented Exhaust Fan

    Utilities

    City Sewer,City Water,Community Mailbox,Concrete,Curbs,Sidewalk
  • Cooling Features

    Central Air,Electric

    Energy

    Green Energy: 12 inch+ Attic Insulation,Rain / Freeze Sensors,Thermostat

    Heating Source

    Central,Natural Gas

    Fireplace

    Number of Fireplaces: 0

  • Building Information

    Built Year: 2022 Construction: Brick Roof Type: Composition
  • Exterior Features

    Covered Patio/Porch,Rain Gutters

    Foundation

    Slab

    Security Features

    Burglar,Carbon Monoxide Detector(s),Fire Alarm,Prewired,Security Lights,Security System Owned,Smoke Detector(s)
  • Laundry Features

    Electric Dryer Hookup,Utility Room,Washer Hookup

    Patio And Porch

    Covered,Front Porch,Patio

    Fencing

    Brick,Wood

    Construction Materials

    Brick

  • Lot Information

    Lot Size (Acr): 0.1380 Lot Size Units: Acres Lot Size Square Feet: 6,011 Lot Features: Landscaped,Sprinkler System
  • Property Information

    SQ ft (Living Area): 1,850 Property Type: Residential Property Sub Type: Single Family Residence Architectural Style: Traditional Subdivision: Willow Wood Ph 7 City: McKinney State: Texas Directions: From US-75, exit Laud Howell Pkwy and head west. Turn left on Hwy 5, right on Telephone Rd, left on Parkdale Dr, right on Waverly Ave, right on Girard St. Home will be on the right. Property Status: Active Levels: One Property Age: 4 Year Built Details: Preowned

  • Listing Price Information

    Original List Price: $449,000 List Price Tot SqFt: $243
  • Listing Information

    Possession: Negotiable

  • Tax Information

    Parcel Number: R125180KK00301 Tax Block: KK Tax Legal Description: WILLOW WOOD PHASE 7 (CMC), BLK KK, LOT 3 Tax Lot: 3 Unexempt Taxes: $8,254

  • Parking Information

    Has Garage Garage Space: 2 Carport Spaces: 0 Parking Features: Garage,Garage Door Opener
  • Homeowners Association Information

    Included Fees: Full Use of Facilities,Maintenance Grounds HOA Type: Mandatory HOA: $167.00 HOA Frequency: Quarterly

  • School Information

    Elementary School: Willow Wood Middle School: Melissa High School: Melissa School District: Melissa ISD
  • Utility Information

    Utilities: City Sewer,City Water,Community Mailbox,Concrete,Curbs,Sidewalk Green Energy Efficient: 12 inch+ Attic Insulation,Rain / Freeze Sensors,Thermostat
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
5314 County Road 465, Mckinney, TX, 75071 $1,495,000 3 2 1,934 10.44 Acres
6925 County Road 469, Mckinney, TX, 75071 $569,000 4 2 2,449 1.19 Acres
5807 Old Spanish Trail, Mckinney, TX, 75071 $299,000 3 2 1,568 1.09 Acres
701 Overland Trail, Mckinney, TX, 75071 $819,000 4 3 2,433 1.08 Acres
5976 Fm 1827, Mckinney, TX, 75071 $281,750 3 1 1,078 1.70 Acres
107 Meadow View Drive, Mckinney, TX, 75071 $699,000 4 3 3,441 1.05 Acres
4142 County Road 1001, Mckinney, TX, 75071 $579,900 4 3 2,560 1.39 Acres
4005 High Valley, Mckinney, TX, 75071 $325,000 3 2 1,600 0.14 Acre
3704 Valwood Drive, Mckinney, TX, 75071 $299,990 4 3 1,703 0.11 Acre
4925 Westhill Drive, Mckinney, TX, 75071 $320,000 4 4 2,097 0.11 Acre
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Disclosure: Listing information provided in part by the North Texas Real Estate Information Systems, Inc, for personal, non-commercial use by viewers of this site and may not be reproduced or redistributed. All information is deemed reliable but not guaranteed. Copyright © NTREIS 2026. All rights reserved

ByOwner last updated this listing 10/08/2026 @ 09:13

MLS: 557925666 LISTED BY: Jack McLemore, Listing Results, LLC 817-858-0055 SOURCE: NTREIS - North Texas Real Estate Information

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