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12 S School Avenue

Lecanto, FL 34461
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Bed 4

Bed

Bath 3

Bath

SqFt2,478

Sqft

Acres1.28

Acres(Lot)

SPECIAL SELLER INCENTIVE — CHOOSE ONE! Buyers with a 640+ FICO may qualify for an FHA 30-YEAR FIXED RATE AS LOW AS 5.625% (6.397% APR) OR choose up to $15,000 toward eligible closing costs, prepaids and escrows. Buyers below 640 FICO who qualify for financing may still receive the closing-cost incentive but are not eligible for the advertised 5.625% rate incentive. Buyer chooses ONE incentive — rate buydown OR closing-cost assistance. Buyer may use any lender; advertised incentives are available only when financing through Seller’s preferred lender. One or more photo(s) has been virtually staged. Brand-new construction on 1.3 ACRES in Lecanto, never lived in! This 4-bed, 3-bath, 3-car garage home offers 2,478 sq ft of open-concept living. The private owner's suite features dual walk-in closets and a spa-style bath, plus a secondary suite with its own full bath — perfect for guests or multigenerational living. Enjoy a spacious island kitchen with walk-in pantry, quartz counters, stainless Samsung appliances, and luxury vinyl plank flooring throughout the main living areas. A covered lanai extends your living space outdoors, and a drop zone, laundry room, and oversized 3-car garage add convenience. Energy-efficient systems, smart doorbell, and builder warranty included. Room to roam with no rear neighbors and space for a future pool. Minutes to Black Diamond Ranch golf, Crystal River springs, and the Suncoast Parkway. Some photos are renderings and/or of a similar completed model. Features, finishes, colors, and specifications may vary. FINANCING DISCLOSURE: Advertised 5.625% interest rate (6.397% APR) is for FHA 30-year fixed financing and is available only to qualifying borrowers with a minimum 640 FICO through Seller’s preferred lender, Prime Mortgage Holdings, NMLS #2622721, Equal Housing Lender; Jeremy West, NMLS #2587193, jwest@jwestloans.com. Buyers below 640 FICO are not eligible for the advertised rate incentive but may still qualify for up to $15,000 toward eligible closing costs, prepaids and escrows, subject to loan approval and applicable program limits. Seller incentive may be applied toward the advertised interest-rate buydown OR eligible closing costs, prepaids and escrows; incentives cannot be combined. FHA Upfront Mortgage Insurance Premium (UFMIP) is excluded from the closing-cost incentive. No cash back or other consideration will be provided for any unused portion of the incentive. Buyer is not required to use Seller’s preferred lender and may obtain financing from any lender; however, advertised Seller incentives are available only when financing through Seller’s preferred lender. Financing and incentives are subject to borrower qualification, credit, income, FHA and lender requirements, underwriting, property approval, applicable Seller-contribution limits, and rate availability. Rates, terms and availability are subject to change. This is not a commitment to lend. See attached Seller Financing Incentive Disclosure for complete terms.

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Detail Ic Property Details

Property Type : Residential

Price : $468,000

AD Id : 80012145

MLS Id : 855334

Beds : 4

Lot Size : 1.28 Acres

Living Area Size : 2,478

Tax Amount : 409.84

Year Built : 2026

Garage : 3

County : Citrus

Subdivision: Millmont

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Room Information

    Rooms Total: 11
  • Roofing Information

    Asphalt, Shingle
  • Interior Features

    Tray Ceiling(s), Open Floorplan, Walk-In Closet(s), Master Downstairs Roof: Asphalt, Shingle Appliances: Dishwasher, Disposal, Microwave, Oven, Range, Water Heater
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: Central Air

  • Building Information

    Year Built: 2026 Building Area Total: 3549 Construction Materials: Stucco Stories: 1 Pool Features: None Private Pool: No Association Fee Frequency: Annually

  • Lot Information

    Main Square Feet: 1.28 Acres Lot Size Acres: 1.28 Lot Size Square Feet: 55566 Lot Description: Level

    Property Information

    Subdivision: Citrus Hills Source Property Type: Residential Property SubType: Single Family Residence Levels: One Property Age: 0

  • Listing Price Information

    Listing Price: $468000 Original Price: $479000 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 3105200 Tax Year: 2025 Annual Tax: $409.84 Tax Legal Desc: CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 7 BLK 73

  • Parking Information

    Parking Total: 3 Concrete, Attached, Driveway, Garage, Private

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 3
    Homeowners Association Information
    Has Association: Yes HOA: $180.00 Association Amenities: Tennis Court(s)

  • School Information

    Elementary School: Forest Ridge Elementary
    Junior High School: Lecanto Middle
    Senior High School: Lecanto High
  • Location Information

    Direction: From W Norvell Bryant Hwy (CR 486), turn south onto N Lecanto Hwy (CR 491). Turn right onto W Hampshire Boulevard, then right onto N Annapolis Avenue. Turn left onto W School Avenue. Property will be on the right at 12 S School Ave. WaterSource: Private, Well
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
385 N Cornish Point, Lecanto, FL, 34461 $380,000 3 2 1,847 1.20 Acres
385 N Cornish Point, Lecanto, FL, 34461 $380,000 3 2 1,847 1.20 Acres
700 E Stratford Road, Lecanto, FL, 34461 $350,000 3 2 1,944 1.36 Acres
700 E Stratford Road, Lecanto, FL, 34461 $350,000 3 2 1,944 1.36 Acres
495 E Stratford Avenue, Lecanto, FL, 34461 $314,900 3 2 1,555 1.08 Acres
355 E Buckingham Drive, Lecanto, FL, 34461 $415,000 3 3 1,820 1 Acre
340 E Savoy Street, Lecanto, FL, 34461 $529,900 4 4 2,163 1.10 Acres
608 N Heathrow Drive, Lecanto, FL, 34461 $399,000 3 2 2,055 1 Acre
82 S Sands Cut Terrace, Lecanto, FL, 34461 $499,000 3 2 1,800 4.89 Acres
8123 S Lecanto Highway, Lecanto, FL, 34461 $3,900,000 4 5 5,246 37.33 Acres

The data relating to real estate for sale/lease on this website appears in part through the REALTORS® Association of Citrus County Broker Reciprocity program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which ByOwner participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than ByOwner are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information deemed reliable but is not guaranteed to be accurate and should be independently verified. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Copyright © 2026 REALTORS® Association of Citrus County. All Rights Reserved.

ByOwner last updated this listing 09/11/2026 @ 17:30

MLS: 855334 LISTED BY: Amber O'Steen, EXP Realty LLC 888-883-8509 SOURCE: REALTORS Association of Citrus County

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