Active

121 Fern Loop

Lake Lure, NC 28746

$575,000 $2,424/Mo

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Overview

Bed

Bath

2,386

Sqft

0.63

Acre(Lot)

Description

RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility. Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape. The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living. Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special. Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal. For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one. .

Property Details

Property Type : Residential

Price : $575,000

AD Id : 76628280

MLS Id : CAR4357970

Beds : 3

Lot Size : 0.63 Acre

Living Area Size : 2,386

Year Built : 2003

County : Rutherford

Subdivision: Rumbling Bald On Lake Lure

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total Bedroom: 3

Bathroom Information

Total Baths: 4 Full Baths: 2 Half Baths: 2

Interior Features

Appliances: Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer Laundry Features: Laundry Room
Flooring Information

Flooring: Tile, Vinyl, Wood Construction Materials: Hardboard Siding
Heating & Cooling

Heating: Heat Pump Cooling: Central Air WaterSource: Community Well

Building Information

Year Built: 2003

Lot Information

Lot Description: Paved, Views Lot Size Area: 0.63 acre

Property Information

Property Type: Residential Sub Type: Single Family Residence

Listing Price Information

Original List Price:$575000

Tax Information

Tax Assessed Value: 505800 Parcel Number: 232198

Parking Information

Driveway

Homeowners Association Information

HOA: $4,967.00 Annually

School Information

Elementary School: Lake Lure Classical Academy Junior High School: Lake Lure Classical Academy Senior High School: Lake Lure Classical Academy
Utility Information

Cable Connected, Propane, Underground Utilities Sewer: Septic Installed Water Source: Community Well
Location Information

Subdivision: Rumbling Bald on Lake Lure City: Lake Lure Direction: Proceed to the Security Gate. GPS will take you to home

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
865 Boland Drive, Lake Lure, NC, 28746	$340,000	3	3	2,089	2,089 SqFt
518 Nors Way, Lake Lure, NC, 28746	$139,000	3	2	1,248	1,248 SqFt
231 Wandering Bear Way, Lake Lure, NC, 28746	$199,900	1	1	398	398 SqFt
290 Boland Drive, Lake Lure, NC, 28746	$324,900	3	2	1,809	1,809 SqFt
261 Boland Drive, Lake Lure, NC, 28746	$958,000	3	4	3,819	3,819 SqFt
721 Old Mill Road, Lake Lure, NC, 28746	$345,000	2	1	960	960 SqFt
248 Bible School Road, Lake Lure, NC, 28746	$365,000	3	2	1,259	1,259 SqFt
670 Cedar Creek Road, Lake Lure, NC, 28746	$649,999	3	2	1,469	1,469 SqFt
1526 Bills Creek Road, Lake Lure, NC, 28746	$165,000	3	1	1,280	1,280 SqFt
246 Half Moon Mile None, Lake Lure, NC, 28746	$1,350,000	3	4	2,980	2,980 SqFt

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ByOwner last updated this listing 06/10/2026 @ 06:20

MLS: CAROLINA #4357970 LISTED BY: Debbie Cates, Rumbling Bald Real Estate 828-694-3001 SOURCE: CAROLINA (Canopy MLS) (Listings courtesy of CAROLINA (Canopy MLS) as distributed by MLS GRID)