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94825 Overseas Highway #281

Key Largo, FL 33037
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Bed 4

Bed

Bath 4

Bath

SqFt1,540

Sqft

SqFt1,658

Sqft(Lot)

A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)—a vibrant, gated oceanfront community that has evolved from a modest trailer park co-op into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: • A generous open layout • A dedicated laundry room • A charming peek-a-boo ocean view • Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless short-term rental setup or settle into year-round island serenity. KLOR offers an impressive array of amenities, including: ??? Full-service marina (all slips currently occupied; waiting list available) ?? Private concrete boat ramp with direct ocean access ????? Resort-style swimming pool ?????? Modern fitness center ?? Tennis and basketball courts ?? Clubhouse and more.

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Detail Ic Property Details

Property Type : Residential

Price : $940,000

AD Id : 66858064

MLS Id : A11872673

Beds : 4

Lot Size : 1,658 Sqft

Living Area Size : 1,540

Year Built : 2020

County : Monroe

Subdivision: Key Largo Ocean Resort Co

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 4 Full Baths: 3 Half Baths: 1

    Roofing Information

    Metal

    Flooring Information

    Tile
  • Interior Features

    LivingDiningRoom, Storage, UpperLevelPrimary
    Roof: Metal
    Appliances: Dryer, Dishwasher, ElectricRange, Microwave, Refrigerator, Washer
    Window Features: Blinds
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2020
    Building Area Total: 2574
    Construction Materials: Block
    Patio And Porch Features: Open, Porch, Balcony
    Pool Features: Association
    Private Pool: No
    Association Fee Frequency: Monthly
  • Exterior Features

    Exterior Features: Balcony, Lighting, OutdoorLivingArea

  • Lot Information

    Main Square Feet: 1658 Lot Size Acres: 0.04

    Property Information

    Subdivision: KEY LARGO OCEAN RESORT CO Source Property Type: Residential Postal Code Plus 4: 3903 Property SubType: Single Family Residence Direction Faces: East Levels: ThreeOrMore Property Age: 6

  • Listing Price Information

    Listing Price: $940000
    Original Price: $960000
    Cash, Conventional, FHA, VaLoan

  • Tax Information

    Parcel Number: 00483401028100 Tax Year: 2024 Annual Tax: $5525 Tax Legal Desc: UNIT 281 KEY LARGO OCEAN RESORT CONDOMINIUM OR2611-1090 OR2900-2460/62 OR2900-2464DC

  • Parking Information

    Covered

    Garage Information

    Pets Allowed: PetRestrictions, Yes

    Homeowners Association Information

    Has Association: Yes
    Included Fees: CommonAreas
    HOA: $485.00
    Association Amenities: Clubhouse, FitnessCenter, Gated, Maintenance, Pool, Security, TennisCourts
    Community Features: HomeOwnersAssociation, StreetLights

  • School Information

    Elementary School: Key Largo Junior High School: Key Largo Senior High School: Coral Shores
  • Utility Information

    CableAvailable
  • Location Information

    WaterSource: Public Security Features: SmokeDetectors,SecurityGuard
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
150 Peace Ave, Key Largo, FL, 33037 $690,000 3 2 1,176 1,176 SqFt
53 Bonefish Ave, Key Largo, FL, 33037 $859,000 3 2 1,120 1,120 SqFt
95410 Overseas Highway, Key Largo, FL, 33037 $16,900,000 6 7 3,862 3,862 SqFt
411 Mahogany Ave, Key Largo, FL, 33037 $750,000 2 1 768 768 SqFt
325 Calusa St 44, Key Largo, FL, 33037 $370,000 2 2 --
8 Ocean View Blvd, Key Largo, FL, 33037 $599,000 2 1 1,197 1,197 SqFt
664 Colson Dr, Key Largo, FL, 33037 $699,900 4 2 1,314 1,314 SqFt
5 Bowen Dr, Key Largo, FL, 33037 $792,800 3 2 1,320 1,320 SqFt
16 Seaside Avenue, Key Largo, FL, 33037 $11,995,900 7 9 6,585 6,585 SqFt
94825 Overseas Hwy #237, Key Largo, FL, 33037 $990,000 3 3 1,804 1,804 SqFt

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 06/13/2026 @ 00:45

MLS: A11872673 LISTED BY: Jose Vigo, RE/MAX All Keys Real Estate 305-451-0060 SOURCE: Beaches MLS

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