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5315 Colonial Avenue

JACKSONVILLE, FL 32210
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Bed 3

Bed

Bath 2

Bath

SqFt1,196

Sqft

Acres0.16

Acre(Lot)

ASSUMABLE FHA LOAN AT JUST OVER 3% + SELLER FINANCING AVAILABLE. This Jacksonville home offers a creative financing opportunity that can be hard to find in today’s market. Qualified buyers may be able to assume the seller’s existing FHA mortgage with an approximate balance of $128,000 at just over 3% interest, and the seller will consider financing the remaining balance with a second mortgage at 6% over 15 years. For buyers trying to lower their monthly payment, avoid today’s higher traditional mortgage rates, or find a more flexible path to homeownership, this structure may create a major advantage. Built in 2018, this 3-bedroom, 2-bath home is clean, modern, and move-in ready. Inside, you’ll find luxury vinyl plank flooring throughout, fresh interior paint, an open-concept living and dining layout, and a spacious primary suite. The home also features Hardie Plank siding, fresh garage paint, a true two-car garage, and a security system for added peace of mind. Even better, there is NO HOA, giving buyers more flexibility without added monthly association fees. Conveniently located near I-10, NAS Jax, Downtown Jacksonville, shopping, dining, and major commuter routes, this home checks the boxes for first-time buyers, military buyers, FHA-qualified buyers, and anyone looking for a smarter way to buy in today’s market. Modern construction, no HOA, a two-car garage, and a rare assumable loan plus seller-financing option — this is more than a home. It is a financing opportunity worth looking at closely.

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Detail Ic Property Details

Property Type : Residential

Price : $244,900

AD Id : 79201635

MLS Id : MFRGC540593

Beds : 3

Lot Size : 0.16 Acre

Living Area Size : 1,196

Year Built : 2018

Garage : 2

County : Duval

Subdivision: Lake Side Park

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Feature Features

  • Bedroom Information

    Total Bedroom: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Interior Features

    Eat-in Kitchen, Open Floorplan Roof: Shingle Appliances: Dishwasher, Microwave, Range Laundry Features: Inside, Laundry Room

    Roofing Information

    Shingle
  • Flooring Information

    Flooring: Luxury Vinyl Construction Materials: HardiPlank Type
  • Heating & Cooling

    Heating: Central, Electric Cooling: Central Air WaterSource: Public

  • Building Information

    Year Built: 2018
  • Exterior Features

    Private Mailbox, Private Yard, Sliding Doors Construction Materials: HardiPlank Type Foundation Details: Slab Road Responsibility: Public Maintained Road

  • Lot Information

    Lot Square Feet: 6868 Lot Acres: 0.16 Lot Size (SqMt): 638

    Property Information

    Property Type: Residential Sub Type: Single Family Residence Style: Craftsman

  • Listing Price Information

    Original List Price:$244900

  • Tax Information

    Tax Block: 102 Tax Book Number: 6-44 Tax Lot: 26 Tax Legal Description: 3-11 59-2S-26E LAKESIDE PARK LOT 26 BLK 102 Annual Tax: $4201 Tax Year: 2025 Parcel Number: 094023-0000

  • Utility Information

    Electricity Connected, Water Connected Sewer: Aerobic Septic Water Source: Public
  • Location Information

    Subdivision: LAKE SIDE PARK City: JACKSONVILLE Direction: From downtown on Main Street or Bay Street, heading west or south toward Cassat Avenue, turn south (right) onto Cassat Avenue and continue past San Juan Avenue. When you reach Colonial Avenue, take a left (east) onto Colonial. Drive east a few blocks—5315 Colonial Avenue will be on your right-hand side, near the intersection of Colonial and Cassat
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
1428 Lamanto Avenue, Jacksonville, FL, 32210 $336,000 3 2 1,475 1,475 SqFt
4220 Genoa Avenue, Jacksonville, FL, 32210 $320,000 3 1 1,496 1,496 SqFt
4238 Timuquana Road, Jacksonville, FL, 32210 $375,000 3 2 1,920 1,920 SqFt
4273 Venetia Boulevard, Jacksonville, FL, 32210 $3,150,000 3 4 4,677 4,677 SqFt
4268 Venetia Boulevard, Jacksonville, FL, 32210 $1,300,000 4 3 2,972 2,972 SqFt
4311 Venetia Boulevard, Jacksonville, FL, 32210 $1,250,000 3 3 2,072 2,072 SqFt
4250 Davinci Avenue, Jacksonville, FL, 32210 $479,900 5 2 2,259 2,259 SqFt
5448 Diaz Place, Jacksonville, FL, 32210 $430,000 3 2 1,674 1,674 SqFt
4314 Garibaldi Avenue, Jacksonville, FL, 32210 $435,000 2 2 1,543 1,543 SqFt
4321 Timuquana Road, Jacksonville, FL, 32210 $379,000 3 2 1,436 1,436 SqFt
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ByOwner last updated this listing 06/18/2026 @ 06:20

MLS: MFRMLS #GC540593 LISTED BY: Wendy Swan, KELLER WILLIAMS GAINESVILLE REALTY PARTNERS 352-240-0600 SOURCE: MFRMLS (My Florida Regional MLS DBA Stellar MLS) (Listings courtesy of MFRMLS (My Florida Regional MLS DBA Stellar MLS) as distributed by MLS GRID)

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