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4420 Silver Oak Drive

Gainesville, GA 30504

$539,900 $2,276/Mo

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Overview

Bed

Bath

3,218

Sqft

0.17

Acre(Lot)

Description

Qualified veterans and active-duty service members take note - this home carries an assumable VA loan at a fixed rate of 2.375%, a rate that is rare in today's market, with a principal and interest payment of $1,633.23 per month. Flexible living and indoor-outdoor comfort come together in this beautifully maintained Mundy Mill home in Gainesville, GA, featuring a heated daylight walk-out basement, covered deck with fireplace, and private wooded backyard. Designed for today’s lifestyle, the home includes a dedicated office, loft, flex rooms, multiple living spaces, and seamless indoor-outdoor flow. Architectural details, including coffered and tray ceilings, along with 9-foot ceilings throughout, enhance the sense of space and design. The family room is filled with natural light from large windows and features a warm-toned brick fireplace that anchors the main living area. The kitchen and dining spaces flow directly to the partially covered deck with a fireplace, creating an inviting extension of the home for year-round outdoor living and entertaining. Below, the spacious walk-out patio overlooks a private wooded backdrop, providing an additional shaded outdoor living area. The primary suite features direct laundry room access, custom closet shelving, and a spacious bath with dual shower heads positioned on opposite sides of the shower. Additional rooms and open spaces throughout the home provide flexibility for remote work, recreation, hobbies, fitness, or guest space. A gas line is already in place for outdoor grilling or future outdoor kitchen potential. The full heated daylight walk-out basement with bath stub offers substantial future expansion and customization potential. Conceptual layout ideas illustrate opportunities for additional living space, guest accommodations, multigenerational living, a future home theater, gym, or other flex uses. Create more affordability and move in family or friends to help share living expenses. Located within the White Oak section of Mundy Mill, residents have access to amenities including a pool, tennis courts (also used for pickleball), playground, and sidewalks. Mundy Mill Academy is located within the community. The area continues to see growth, with planned commercial development and a new Kroger currently under construction nearby (anticipated summer 2026, subject to change). Convenient access to Interstate 985 connects to Oakwood, Gainesville, and surrounding areas, as well as the University of North Georgia Gainesville Campus and Lanier Technical College. Homes with this combination of space, privacy, and flexibility don't come around often. Schedule your private showing to experience it in person.

Property Details

Property Type : Residential

Price : $539,900

AD Id : 78447829

MLS Id : 7748643

Beds : 4

Lot Size : 0.17 Acre

Living Area Size : 3,218

Year Built : 2021

Garage : 2

County : Hall

Subdivision: Thorngate

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 4

Bathroom Information

Total Baths: 3 Full Baths: 3

Room Information

Has Basement: Yes Basement: Bath/Stubbed, Daylight, Exterior Entry, Interior Entry, Unfinished, Walk-Out Access
Flooring Information

Carpet, Ceramic Tile, Hardwood
Roofing Information

Composition
Interior Features

Breakfast Bar, Pantry, Kitchen Island, Coffered Ceiling(s), Double Vanity, Entrance Foyer, High Speed Internet, Recessed Lighting, Tray Ceiling(s), Walk-In Closet(s) Roof: Composition Appliances: Dishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Gas Cooktop, Microwave, Range Hood Laundry Features: Electric Dryer Hookup, Laundry Room, Sink, Upper Level Window Features: Double Pane Windows, Window Treatments
Heating & Cooling

Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: Central Air

Building Information

Year Built: 2021 Building Area Total: 3218 Construction Materials: Brick, Fiber Cement, Stone Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Screened Pool Features: None Private Pool: No View: Trees/Woods Association Fee Frequency: Semi-Annually
Exterior Features

Exterior Features: Balcony, Private Entrance, Private Yard, Rain Gutters

Lot Information

Lot Dimensions: 56 x 120 Lot Size Acres: 0.17 Lot Size Source: Public Records Lot Description: Back Yard, Cleared, Front Yard, Landscaped

Property Information

Subdivision: White Oak Park at Mundy Mill Source Property Type: Residential Postal Code Plus 4: 8500 Property SubType: Single Family Residence Levels: Three Or More Property Age: 5

Listing Price Information

Listing Price: $539900 Assumable, Cash, Conventional, FHA, VA Loan

Tax Information

Parcel Number: 08024 006168 Tax Year: 2025 Annual Tax: $4358 Tax Legal Desc: WHITE OAK PARK @ MUNDY MILL LT 68

Parking Information

Garage, Garage Door Opener, Garage Faces Front, Kitchen Level

Garage Information

Has Garage: Yes Garage Space: 2

Homeowners Association Information
Has Association: Yes Included Fees: Maintenance Grounds HOA: $685.00 Community Features: Playground, Pool, Sidewalks, Tennis Court(s)

School Information

Elementary School: Mundy Mill Arts Academy

Junior High School: Gainesville West

Senior High School: Gainesville
Utility Information

Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Available, Underground Utilities, Water Available
Location Information

Direction: From I-985 N, take Exit 16 toward Dawsonville Hwy (GA-53). Turn left onto Dawsonville Hwy and continue approximately 2.6 miles. Turn right onto Millside Pkwy at the Mundy Mill entrance. Turn left into White Oak. Home will be on the right. WaterSource: Public Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
4605 Lakeview Lane, Gainesville, GA, 30504	$549,800	4	3	2,960	2,960 SqFt
3 J Avenue, Gainesville, GA, 30504	$240,000	2	1	896	896 SqFt
3 J Avenue, Gainesville, GA, 30504	$240,000	2	1	896	896 SqFt
22 C Avenue, Gainesville, GA, 30504	$199,900	2	1	--
1303 Cardena Court, Gainesville, GA, 30504	$419,900	4	3	--
1303 Cardena Court, Gainesville, GA, 30504	$419,900	4	2	2,840	2,840 SqFt
19 Fourth Street, Gainesville, GA, 30504	$349,900	2	2	--
19 Fourth Street, Gainesville, GA, 30504	$349,900	2	2	--
20 B Avenue, Gainesville, GA, 30504	$179,900	2	1	--
20 B Avenue, Gainesville, GA, 30504	$179,900	2	1	--

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ByOwner last updated this listing 06/06/2026 @ 08:08

MLS: 7748643 LISTED BY: Atiya Pandy, Keller Williams Realty Peachtree Rd. 404-419-3500 SOURCE: First Multiple Listing Service (FMLS)