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96233 Montego Bay

Fernandina Beach, FL 32034
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Bed 4

Bed

Bath 2

Bath

SqFt1,984

Sqft

Acres0.22

Acre(Lot)

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or sim ply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.

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Detail Ic Property Details

Property Type : Residential

Price : $799,000

AD Id : 77859801

MLS Id : 2142706

Beds : 4

Lot Size : 0.22 Acre

Living Area Size : 1,984

Year Built : 2004

County : Nassau

Subdivision: Isleworth

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total Bedrooms: 4

    Bathroom Information

    Total Baths: 2 Full Baths: 2
  • Interior Features

    Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer, Water Softener Owned
  • Heating & Cooling

    Heating: Central, Heat Pump Cooling: Central Air, Electric WaterSource: Public
  • Fireplace

    Fireplace: Yes Number of Fireplaces: 1 Fireplace Features: 1

  • Building Information

    Year Built: 2004
  • Pool Information

    Private Pool: Yes
    In Ground, Fenced, Salt Water
  • Pool Features

    In Ground, Fenced, Salt Water

  • Lot Information

    Lot Size Area: 0.22 Acres Lot Square Feet: 9,583 Stories: 1 Main Square Feet: 1984

    Property Information

    Property Type: Residential Sub Type: Single Family Residence SQ ft (Living Area): 1,984 Subdivision: Isleworth MLS Area Minor: 450-Amelia Island-North Of Burney Road Source Neighborhood: Isleworth Property Age: 22

  • Listing Price Information

    Listing Id: 2142706 ist Price: $799,000 List Price Tot SqFt: $403 Listing Terms Cash, Conventional
  • Listing Information

    Possession: Close Of Escrow

  • Tax Information

    Parcel Number: 000030031500530000

  • Parking Information

    # of Garage Spaces: 2 Has Garage: Yes Garage

    Homeowners Association Information

    Association YN: Yes HOA: $523.00 Annually Association Fee Frequency: Annually

  • Utility Information

    Cable Available, Electricity Available, Sewer Available, Water Available
  • Location Information

    Direction: From A1A/200, turn right onto Sadler, turn right onto 14th, turn left into Islesworth, turn right on Montego Bay and home is on right.
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ByOwner last updated this listing 06/06/2026 @ 06:06

MLS: 2142706 LISTED BY: KELLI ALLEN, FERNANDINA BEACH REALTY SOURCE: realMLS (Northeast Florida Multiple Listing Service)

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