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96233 Montego Bay

Fernandina Beach, FL 32034
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Bed 4

Bed

Bath 2

Bath

SqFt1,984

Sqft

Acres0.22

Acre(Lot)

Move-in ready POOL home on Amelia Island, perfectly positioned, just minutes by bike or golf cart to the beach and historic downtown Fernandina can be used as short-term rental! Built in 2004 and meticulously maintained, this home checks every box for island living at any stage of life, and with a relaxed HOA and county taxes, it is approved for short-term rentals, making it an exceptional investment opportunity as well. The River-to-Sea Trail is right nearby, making the beach instantly more accessible. The bright, open living area features cherry laminate floors and flows seamlessly to your private backyard oasis, complete with a saltwater pool, built-in bench, refreshment table, and soothing fountain. The fully screened enclosure and fully fenced yard make it ideal for kids, pets, or simply relaxing in total privacy. Major systems have been updated including a new roof (2021), newer HVAC and water heater (according to previous homeowner), updated irrigation, and gutters over the outdoor porches. The guest bath and most of kitchen have been renovated in the last 2 years. Hurricane shutters on the front provide added peace of mind, and a termite bond is in place. A water softener in the garage (never used by current owners) is ready for the next owner. Located in a quiet, established neighborhood that is central to everything the island offers, this home delivers the full Amelia Island lifestyle without compromise. You will not find a better deal for all this home has to offer on-island.

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Detail Ic Property Details

Property Type : Residential

Price : $799,000

AD Id : 77861055

MLS Id : 115685

Beds : 4

Lot Size : 0.22 Acre

Living Area Size : 1,984

Year Built : 2004

Garage : 2

County : Nassau

Subdivision: Disston & Keeney S

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Map

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Feature Features

  • Bedroom Information

    Total beds: 4

    Bathroom Information

    Total Baths: 2 Full Baths: 2
  • Roofing Information

    Shingle
  • Interior Features

    Ceiling Fan(s) Roof: Shingle Appliances: Cooktop, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Washer Window Features: Window Coverings, Insulated Windows, Blinds, Window Treatments
  • Heating & Cooling

    Has Heating: Yes Heating: Heat Pump, Central, Electric Has Cooling: Yes Cooling: Ceiling Fan(s), Central Air, Electric, Heat Pump

  • Building Information

    Year Built: 2004 Building Area Total: 1984 Construction Materials: Frame, Stucco Stories: 1 Patio And Porch Features: Porch, Rear Porch, Screened Pool Features: In Ground, Private Private Pool: Yes Association Fee Frequency: Annually

  • Lot Information

    Lot Dimensions: 44x127 Main Square Feet: 0.2157 Acres Lot Size Acres: 0.2157

    Property Information

    Subdivision: Islesworth Source Property Type: Residential Levels: One Property Age: 22

  • Listing Price Information

    Listing Price: $799000 Cash, Conventional

  • Tax Information

    Parcel Number: 00-00-30-0315-0053-0000 Tax Legal Desc: LOT 53 PDSTRIAN ESMT PT OR 1179/1730 ISLESWORTH PB 6/300

  • Parking Information

    Garage Door Opener

    Garage Information

    Has Garage: Yes Garage Space: 2
    Homeowners Association Information
    Has Association: Yes HOA: $523.00

  • Location Information

    Direction: From A1A/200, turn right onto Sadler, turn right onto 14th, turn left into Islesworth, turn right on Montego Bay and home is on right. WaterSource: Public
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Nearby Home Value

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8228 Residence Court, Fernandina Beach, FL, 32034 $1,900,000 3 4 2,926 2,926 SqFt
28 Dunes Row, Fernandina Beach, FL, 32034 $9,600,000 8 9 9,864 9,864 SqFt
1817 & 1818 Turtle Dune.., Fernandina Beach, FL, 32034 $969,000 2 2 1,300 1,300 SqFt
1336 N Fletcher Avenue, Fernandina Beach, FL, 32034 $1,800,000 3 2 1,272 1,272 SqFt
735 Ocean Avenue, Fernandina Beach, FL, 32034 $2,649,000 4 2 2,030 2,030 SqFt
633 Ocean Avenue, Fernandina Beach, FL, 32034 $1,990,000 4 3 2,542 2,542 SqFt
636 N Fletcher Avenue, Fernandina Beach, FL, 32034 $1,735,000 4 3 2,212 2,212 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

ByOwner last updated this listing 06/05/2026 @ 10:48

MLS: 115685 LISTED BY: Kelli Allen, ERA FERNANDINA BEACH REALTY 904-261-4011 SOURCE: Amelia Island Nassau County Association of REALTORS

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