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424 S 3rd Street

Fernandina Beach, FL 32034
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Bed 4

Bed

Bath 3

Bath

SqFt3,224

Sqft

Acres0.28

Acre(Lot)

Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for rel axation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach -- where lifestyle, location, and versatility come together beautifully.

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Detail Ic Property Details

Property Type : Residential

Price : $1,499,000

AD Id : 75893031

MLS Id : 2133398

Beds : 4

Lot Size : 0.28 Acre

Living Area Size : 3,224

Year Built : 2025

County : Nassau

Subdivision: City Of Fernandina Beach

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Feature Features

  • Bedroom Information

    Total Bedrooms: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 3

    Water/Sewer

    Sewer: Public Sewer
  • Flooring Information

    Vinyl
  • Roofing Information

    Shingle
  • Interior Features

    Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s), Wine Cellar Roof: Shingle Appliances: Dishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer Laundry Features: In Unit, Lower Level, Sink
  • Heating & Cooling

    Heating: Central, Electric Cooling: Central Air, Electric WaterSource: Public

  • Building Information

    Year Built: 2025 Construction Materials: Composition Siding, Frame New Construction: Yes Security System: Smoke Detector(s), Other Roof: Shingle
  • Exterior Features

    Balcony, Outdoor Shower
    Porch: Covered, Front Porch, Rear Porch
  • Road Types

    Asphalt, Paved
    City Street
  • Laundry Features

    In Unit, Lower Level, Sink

    Patio And Porch

    Covered, Front Porch, Rear Porch

  • Lot Information

    Lot Dimensions: 100 x 125 Lot Size Area: 0.28 Acres Lot Square Feet: 12,197 Stories: 2 Main Square Feet: 3224

    Property Information

    Property Type: Residential Sub Type: Single Family Residence SQ ft (Living Area): 3,224 Subdivision: City Of Fernandina Beach MLS Area Minor: 410-Fernandina Beach Downtown-West Source Neighborhood: City Of Fernandina Beach Construction Materials: Composition Siding, Frame Property Age: 1

  • Listing Price Information

    Listing Id: 2133398 ist Price: $1,499,000 List Price Tot SqFt: $465 Listing Terms Cash, Conventional, VA Loan
  • Listing Information

    Possession: Close Of Escrow

  • Tax Information

    Parcel Number: 000031180002790060 Annual Tax: $6,128 Tax Year: 2025

  • School Information

    Elementary School: Emma Love Hardee
    Elementary School District:
    Junior High School: Fernandina Beach
    Senior High School: Fernandina Beach
  • Utility Information

    Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Location Information

    Direction: From State Road 200, head north towards downtown Fernandina Beach. Turn left on Elm Street. At S. 3rd Street, make a right. Property will be on the right.
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
52 Wallan Court, ,, FL, 32034 $4,900,000 5 5 4,693 4,693 SqFt
S Elm Street, Fernandina Beach, FL, 32034 $899,000 4 4 2,161 2,161 SqFt
8247 Residence Court, Fernandina Beach, FL, 32034 $1,350,000 3 3 2,342 2,342 SqFt
8228 Residence Court, Fernandina Beach, FL, 32034 $1,900,000 3 4 2,926 2,926 SqFt
28 Dunes Row, Fernandina Beach, FL, 32034 $9,600,000 8 9 9,864 9,864 SqFt
1817 & 1818 Turtle Dune.., Fernandina Beach, FL, 32034 $969,000 2 2 1,300 1,300 SqFt
1336 N Fletcher Avenue, Fernandina Beach, FL, 32034 $1,800,000 3 2 1,272 1,272 SqFt
735 Ocean Avenue, Fernandina Beach, FL, 32034 $2,649,000 4 2 2,030 2,030 SqFt
633 Ocean Avenue, Fernandina Beach, FL, 32034 $1,990,000 4 3 2,542 2,542 SqFt
636 N Fletcher Avenue, Fernandina Beach, FL, 32034 $1,679,500 4 3 2,212 2,212 SqFt

ByOwner last updated this listing 06/10/2026 @ 10:53

MLS: 2133398 LISTED BY: MARY HAMILTON, SUMMER HOUSE REALTY SOURCE: realMLS (Northeast Florida Multiple Listing Service)

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