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424 S 3rd Street

Fernandina Beach, FL 32034

$1,499,000 $6,319/Mo

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Overview

Bed

Bath

3,224

Sqft

0.29

Acre(Lot)

Description

Experience the rare blend of MODERN LUXURY and DOWNTOWN CHARM in this FULLY FURNISHED, brand-new custom home, just steps from the vibrant heart of Historic Fernandina Beach. Perfectly positioned on an OVERSIZED 100' x 125' DOUBLE LOT, this thoughtfully designed residence offers over 3,200 square feet of refined living space with 4 bedrooms, a dedicated office/flex space, and 3 full baths. LVP flooring flows throughout the open-concept layout, creating a seamless and inviting atmosphere. The designer kitchen is a true showpiece, featuring stunning quartzite countertops, Italian french door range and oversized refrigerator, custom wood shelving in the expansive walk-in pantry, and abundant prep space. The primary suite is a private retreat, complete with its own balcony porch perfect for re laxation. The SPA-INSPIRED PRIMARY BATHROOM showcases a sophisticated WET ROOM with a spacious walk-in shower and deep soaking tub, along with a generously sized walk-in closet designed for both beauty and function. ZONED for MIXED-USE, this property offers exceptional flexibility for residential living, investment potential, or a live-work opportunity. The double lot provides ample space for boat or RV storage, additional parking, and plenty of room to design your dream pool, pool house, or ADU. The rear outdoor living area is already pre-wired and plumbed for an outdoor kitchen, making future expansion effortless. Additional notable features include a whole-home dehumidifier, solid-core doors throughout, and a charming wine cellar tucked beneath the staircase. A rare opportunity to own a custom-built luxury home in the heart of downtown Fernandina Beach — where lifestyle, location, and versatility come together beautifully.

Property Details

Property Type : Residential

Price : $1,499,000

AD Id : 75770893

MLS Id : 115279

Beds : 4

Lot Size : 0.29 Acre

Living Area Size : 3,224

Year Built : 2025

Garage : 2

County : Nassau

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 4

Bathroom Information

Total Baths: 3 Full Baths: 3
Roofing Information

Shingle
Interior Features

Ceiling Fan(s) Roof: Shingle Appliances: Cooktop, Dryer, Dishwasher, Microwave, Other, Refrigerator, Washer, Ice Maker Window Features: Window Coverings, Aluminum Frames, Insulated Windows, Blinds, Window Treatments
Heating & Cooling

Has Heating: Yes Heating: Heat Pump Has Cooling: Yes Cooling: Ceiling Fan(s), Heat Pump

Building Information

Year Built: 2025 Building Area Total: 3224 Construction Materials: Frame, Other, See Remarks Stories: 2 Patio And Porch Features: Porch, Covered, Front Porch, Patio Private Pool: No
Exterior Features

Exterior Features: Balcony

Lot Information

Lot Dimensions: 100 x 125 Main Square Feet: 0.29 Acres Lot Size Acres: 0.29

Listing Price Information

Listing Price: $1499000 Cash, Conventional, VA Loan

Tax Information

Parcel Number: 00-00-31-1800-0279-0060 Tax Legal Desc: BLOCK 279 LOTS 6 7 8 & 9 & TRIANGULAR PAR IN OR 2468/1125

Parking Information

Garage Door Opener

Garage Information

Has Garage: Yes Garage Space: 2

Utility Information

Cable Available
Location Information

Direction: From State Road 200, head north towards downtown Fernandina Beach. Turn left on Elm Street. At S. 3rd Street, make a right. Property will be on the right. WaterSource: Public Security Features: Security System

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
52 Wallan Court, ,, FL, 32034	$4,900,000	5	5	4,693	4,693 SqFt
S Elm Street, Fernandina Beach, FL, 32034	$899,000	4	4	2,161	2,161 SqFt
8247 Residence Court, Fernandina Beach, FL, 32034	$1,350,000	3	3	2,342	2,342 SqFt
8228 Residence Court, Fernandina Beach, FL, 32034	$1,900,000	3	4	2,926	2,926 SqFt
28 Dunes Row, Fernandina Beach, FL, 32034	$9,600,000	8	9	9,864	9,864 SqFt
1817 & 1818 Turtle Dune.., Fernandina Beach, FL, 32034	$969,000	2	2	1,300	1,300 SqFt
1336 N Fletcher Avenue, Fernandina Beach, FL, 32034	$1,800,000	3	2	1,272	1,272 SqFt
735 Ocean Avenue, Fernandina Beach, FL, 32034	$2,649,000	4	2	2,030	2,030 SqFt
633 Ocean Avenue, Fernandina Beach, FL, 32034	$1,990,000	4	3	2,542	2,542 SqFt
636 N Fletcher Avenue, Fernandina Beach, FL, 32034	$1,679,500	4	3	2,212	2,212 SqFt

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

ByOwner last updated this listing 06/10/2026 @ 10:52

MLS: 115279 LISTED BY: Mary Hamilton, SUMMER HOUSE REALTY 904-557-3020 SOURCE: Amelia Island Nassau County Association of REALTORS