6928 Charlotte Creek Road

Charlotte Creek Riverfront Retreat -- 6.62 Acres, True River Frontage The porch, the gardens, and every window on the eastern side of the house frame the same thing: Charlotte Creek, a hundred yards below, moving steadily past a cornfield and up toward the Catskill foothills. Watch it long enough and you understand why this lot was chosen over every other one on the road. Set on 6.62 private acres in the Western Catskills, this 1986-built split-level ranch offers 2,832 square feet of living space, 4 bedrooms, and 3 full bathrooms -- with true, direct frontage on Charlotte Creek. The house sits behind a three-board fence along a quiet, town-maintained country road, its perennial gardens carrying color through every season. A newly resealed driveway runs to the attached two-car garage, the n loops to a detached 24' x 24' salt-box-style garage with a long overhang for wood storage. From the arched front porch, the yard drops in a roughly 50-foot slope to a terrace some 100 yards below, then to the edge of Charlotte Creek itself. The water moves steadily past -- riffles over rock, a small eddy that could double as a swimming hole -- with a cornfield and tree line on the far bank, and the foothills of the Catskills rising in the distance. Main Level. The living room is the centerpiece, with large slider doors opening to the porch and a largely unobstructed view of the river and mountains beyond. A white enamel gas-log fireplace anchors the room, and a Mitsubishi mini-split handles most of the home's cooling. The formal dining area has its own bay window toward the river, plus a three-part casement window facing the driveway, garage, and the field across Charlotte Creek Road. A guest bath, two generously sized bedrooms with scalloped closet-door woodwork, and solid wood doors with a light spar varnish complete this level. Kitchen. Gray tile flooring, custom cabinetry with brass hardware, and solid counters throughout. Appliances include an LG french-door refrigerator, a Frigidaire Gallery convection range, and a Whirlpool dishwasher. A peninsula keeps the cook facing the view, with a pass-through to the dining and living areas. A breakfast nook seats four to six, with sliders to a three-tier rear deck stepping down to a covered ~12' x 12' portico -- usable even in the rain -- and a mobility-access ramp to the front of the house. A laundry room with pantry, slop sink, and stacked washer/dryer sits just off the nook. Primary Suite. Part of a newer addition, this private wing includes a 30' x 18' bedroom with three windows and a door to a private covered porch, plus an en suite bath with a two-wall walk-in closet, dual sinks, and a low-curb step-in shower. A center-hall coat closet and the attached two-car garage complete this level. Lower Level. A gas-log fireplace with a brown enamel surround warms a sitting area with a front-yard view; a nearby brick hearth marks a former second fireplace. A frosted-glass divider opens into a large bedroom with its own en suite bath, plus an adjoining office with a sump pump. At the back of this level, a stone hearth and mantle mark what was once an open great room -- removable dividers could reopen that space today. A separate storage area, a utility/workshop space, and the home's full mechanical setup (200-amp Square D panel with subpanel, well and pressure tank dated April 2021, and water heater) round out the level. Central vacuum ductwork is in place, though no unit is currently installed. Systems & Storage. The attic, reached via a pull-down staircase, holds blown-in insulation, a plywood floor, eave vents, and a zippered thermal liner. Exterior. Stone pathways and composite decking wrap the porches. Gray vinyl siding with black shutters, an architectural-shingle roof, and brick at the foundation give the exterior a clean, well-kept look. Outdoor lighting, a basketball hoop, garden shed, and swing set complete the yard.