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20920 5th Avenue AVENUE

Cudjoe Key, FL 33042
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Bed 4

Bed

Bath 3

Bath

SqFt2,913

Sqft

Florida Keys luxury island living at its finest. Welcome to your private slice of tropical island living in coveted Cudjoe Gardens--a true boater's dream set on an oversized double canal-front lot (approx. 15,200 sq. ft.) with an impressive close to 200 feet of concrete seawall. This beautifully designed CBS home offers 4 bedrooms, 3 baths, and nearly 3,000 sq. ft. of living space, thoughtfully arranged for relaxed living and effortless entertaining. Recent renovations elevate the home even further, with the kitchen and primary bath completely and tastefully reimagined by D'Asign Source. The stunning chef's kitchen now features Omega cabinetry, elegant quartzite stone surfaces, premium KitchenAid appliances, and a striking black walnut round dining table that anchors the space with warmth and natural beauty--perfect for gathering with family and friends. Pocket sliding doors open the living areas to a spacious screened Florida Room (approx. 494 sq. ft.), seamlessly blending indoor and outdoor living. Outside, enjoy mature tropical landscaping, extensive paved driveways and walkways, and resort-style spaces designed for relaxing and entertaining. For boating enthusiasts, this property truly shines: approx. 4' control depth, quick access to the reef and backcountry, protected canals, and proximity to a full-service marina. The seawall is fully equipped with a cut-in boat slip, 15,000 lb. boat lift, davits, swim ladder, and outdoor shower--everything you need for life on the water. Additional highlights include a barrel tile roof, an attached 2 car garage, a versatile 676 sq. ft. garage space ideal for storage, hobbies, or island toys. Whether you're hosting sunset gatherings by the pool, heading out for a day on the water, or simply unwinding in your own tropical retreat, this remarkable property offers the perfect blend of comfort, style, and true Florida Keys lifestyle. Come see this exceptional canal-front retreat, where every day feels like a getaway.

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Detail Ic Property Details

Property Type : Residential - Single Family

Price : $2,795,000

AD Id : 75152172

MLS Id : 618526

Beds : 4

Living Area Size : 2,913

Year Built : 1995

County : Monroe

Subdivision: Old Town - Unlisted (1.0)

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total Bedrooms: 4 Laundry Room,Sun/Florida Room

    Bathroom Information

    Total Baths: 3 Full Baths: 3
  • Interior Features

    Cathedral Ceilings,Bar,Window Treatments,Walk-in Closet(s) Appliances: Washer,Microwave,Oven,Range,Refrigerator,Dishwasher,Dryer
  • Roofing Information

    Tile Roof

    Flooring Information

    Tile,Carpet

    Heating & Cooling

    Cooling: Central Air,Ceiling Fans(s) Heating: Central Water Front: Yes Canal Front Canal View

    Window Information

    Window Treatments: Double Hung Windows,Sliding Glass Doors

  • Building Information

    Year Built: 1995 Floor Location: 15200 Construction: CBS,Other Roof: Tile Roof
  • Exterior Features

    Hot Tub,Storage,Sprinkler System,Lanai

    Pool Information

    In Ground Heated: Yes Dimensions: 12 x 24

  • Lot Information

    Lot Dimensions: X Lot SqFt: 15,200 Lot SqFt Source: Property Data Card Bk 20 Lts 4 And 5 Cudjoe Gardens Fifth And Seventh Addn's Pb6-88 Cudjoe Key Or511-1033 Or1202-168 Or1342-839/40 Or1458-8
  • Property Information

    SQ ft (Living Area): 2,913 View: Canal View Subdivision: Cudjoe Gardens (21.0) Stories: 1 Story

  • Listing Price Information

    List Price: $2,795,000
  • Listing Information

    Cash,FHA,VA,Conventional

  • Tax Information

    Taxes: $19,217 Tax Year: 2025 Parcel Number: 00174634006700 Tax Exemptions: None

  • Multi-Unit Information

    Pets Allowed: Pets Allowed
  • Homeowners Association Information

    Mandatory Home Owners Asc: No Voluntary Home Owners Asc: Yes 1st Right of Refusal: No Association Fee: $0.00

  • Utility Information

    FKAA,Municipal Sewer
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
22920 Privateer Drive, ,, FL, 33042 $590,000 3 2 1,560 1,560 SqFt
116 Spanish Main Drive, ,, FL, 33042 $1,269,000 2 2 1,100 1,100 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $879,000 2 2 816 816 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $859,000 2 2 861 861 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $575,000 2 2 861 861 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $399,900 2 1 833 833 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $669,000 2 2 816 816 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $595,000 2 2 816 816 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $339,000 2 1 728 728 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $499,000 2 2 618 618 SqFt

ByOwner last updated this listing 06/18/2026 @ 01:59

MLS: 618526 LISTED BY: Miriam Novotny , Compass Florida, LLC 561-714-8184 SOURCE: Florida Keys MLS, Inc.

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