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20833 W 4th Avenue AVENUE

Cudjoe Key, FL 33042
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$2,699,999 $11,383/Mo
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Bed 4

Bed

Bath 3

Bath

SqFt2,452

Sqft

Welcome to one of Cudjoe Gardens' most desirable waterfront addressesBuilt in 2018, 20833 4th Avenue West is an exceptional CBS waterfront estate offering 4 bedrooms, 3 bathrooms, and more than 2,400 square feet of thoughtfully designed living space. Perfectly positioned on an oversized waterfront lot, this home combines outstanding boating amenities, resort-style outdoor living, and remarkably affordable insurance costs.One of the property's most impressive features is its combined flood, wind, and homeowners insurance, totaling less than $5,500 per year--an extraordinary value for a waterfront home of this caliber in the Florida Keys.Designed with boaters in mind, the property offers approximately 100 feet of concrete dockage along a wide flow-through canal with deep-water access and qui ck routes to both the Gulf of Mexico and Atlantic Ocean. Two boat lifts, including a 10,000-pound and 14,000-pound lift, provide ample capacity for multiple vessels, making it easy to keep your boats protected and ready for your next fishing, diving, or boating adventure.The backyard is a private tropical retreat centered around a stunning 50-foot resort-style swimming pool heated/chilled Whether you're swimming laps, entertaining guests, or simply relaxing in the Florida sunshine, this outdoor space was designed to impress. A custom tiki bar, outdoor kitchen, waterfront pergola, and expansive entertaining decks create the perfect setting for hosting family and friends while enjoying beautiful waterfront views.Inside, the open-concept floor plan is filled with natural light and designed to capture water views throughout the home. High ceilings, spacious living areas, and modern coastal finishes create an atmosphere that is both elegant and comfortable. The seamless transition between indoor and outdoor living makes this home ideal for embracing the laid-back Florida Keys lifestyle.Located within the sought-after Cudjoe Gardens community, and nearby marina

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Detail Ic Property Details

Property Type : Residential - Single Family

Price : $2,699,999

AD Id : 84855787

MLS Id : 620277

Beds : 4

Living Area Size : 2,452

Year Built : 2018

County : Monroe

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total Bedrooms: 4

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

  • Interior Features

    Granite Counter Top Appliances: Washer,Stainless Steel Appliance(s),Oven,Refrigerator,Dishwasher,Dryer

  • Roofing Information

    Metal Roof

    Flooring Information

    Tile

    Heating & Cooling

    Cooling: Central Air,Ceiling Fans(s) Heating: Electric Water Front: Yes Canal Front Canal View

    Window Information

    Window Treatments: Impact Rstnce Window,Impact Rstnce Doors

  • Building Information

    Year Built: 2018 Total Units: 0.00 Floor Location: 11735 Construction: CBS Roof: Metal Roof

  • Exterior Features

    Fencing

    Pool Information

    In Ground,Concrete Heated: Yes

  • Lot Information

    Lot Dimensions: X Lot SqFt: 11,735 BK 21 LT 11 CUDJOE GARDENS EIGHTH ADDITION PB7-16 OR1272-492/94 OR1282-2179/82 OR1318-1404/06 OR1320-2251/53 OR1426-207

  • Property Information

    SQ ft (Living Area): 2,452 View: Canal View Subdivision: Cudjoe Gardens (21.0)

  • Listing Price Information

    List Price: $2,699,999

  • Tax Information

    Taxes: $14,922 Tax Year: 2025 Parcel Number: 00174635-001100 Tax Exemptions: Homestead

  • Virtual Tour

    Virtual Tour (External Link)

  • Multi-Unit Information

    Restrict: YES

  • Homeowners Association Information

    Mandatory Home Owners Asc: No 1st Right of Refusal: No Association Fee: $75.00 Assoc/Mnt Fee Per: Yearly

  • Utility Information

    FKAA,Municipal Sewer
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
116 Spanish Main Drive, Cudjoe Key, FL, 33042 $1,269,000 2 2 1,100 1,100 SqFt
22920 Privateer Drive, Cudjoe Key, FL, 33042 $590,000 3 2 1,560 1,560 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $879,000 2 2 816 816 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $859,000 2 2 861 861 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $575,000 2 2 861 861 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $399,900 2 1 833 833 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $669,000 2 2 816 816 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $595,000 2 2 816 816 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $339,000 2 1 728 728 SqFt
701 Spanish Main Drive .., Cudjoe Key, FL, 33042 $499,000 2 2 618 618 SqFt

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ByOwner last updated this listing 06/20/2026 @ 11:16

MLS: 620277 LISTED BY: Diane Corliss , Coldwell Banker Schmitt Real Estate Co 305-809-1400 SOURCE: Florida Keys MLS, Inc.

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