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3644 N Hiawatha Terrace

Crystal River, FL 34428
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Bed 3

Bed

Bath 2

Bath

SqFt1,680

Sqft

Acres0.24

Acre(Lot)

Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top-performing waterfront property in one of Crystal River’s most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025–March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scallop ing, kayaking, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the home’s infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area’s world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High-income waterfront opportunities like this are increasingly rare in Crystal River.

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Detail Ic Property Details

Property Type : Residential

Price : $595,000

AD Id : 74787836

MLS Id : 851407

Beds : 3

Lot Size : 0.24 Acre

Living Area Size : 1,680

Year Built : 1980

Garage : 2

County : Citrus

Subdivision: Indian Waters

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2
  • Flooring Information

    Tile
  • Roofing Information

    Metal
  • Interior Features

    High Speed Internet Roof: Metal Appliances: Dishwasher, Electric Oven, Refrigerator, Water Heater Window Features: Blinds, Window Treatments
  • Heating & Cooling

    Has Heating: Yes Heating: Heat Pump Has Cooling: Yes Cooling: Central Air Water front: 1

  • Building Information

    Year Built: 1980 Building Area Total: 2376 Construction Materials: Frame, Wood Siding Pool Features: None Private Pool: No Water front Features: Ocean Access, River Access, Canal Access, Waterfront, Canal Front
  • Exterior Features

    Exterior Features: Dock

  • Lot Information

    Main Square Feet: 0.24 Acres Lot Size Acres: 0.24 Lot Size Square Feet: 10558 Lot Description: Rectangular Lot, Waterfront

    Property Information

    Subdivision: Indian Waters Source Property Type: Residential Property SubType: Single Family Residence Property Age: 46

  • Listing Price Information

    Listing Price: $595000 Original Price: $610000 Cash, Conventional, VA Loan

  • Tax Information

    Parcel Number: 1063302 Tax Year: 2025 Annual Tax: $5654.2 Tax Legal Desc: INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 35 BLK D

  • Parking Information

    Parking Total: 2 Paved, Attached, Driveway, Garage

    Garage Information

    Has Garage: Yes Has Attached Garage: Yes Garage Space: 2

  • School Information

    Elementary School: Crystal River Primary
    Junior High School: Crystal River Middle
    Senior High School: Crystal River High
  • Location Information

    WaterSource: Public Security Features: Smoke Detector(s)
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
Undisclosed Address, Crystal River, FL, 34428 $125,000 3 2 912 912 SqFt
2220 N Donovan Avenue, Crystal River, FL, 34428 $339,900 4 3 2,262 2,262 SqFt
2564 N Crede Avenue, Crystal River, FL, 34428 $315,000 3 2 1,800 1,800 SqFt
4512 N Timberwood Point, Crystal River, FL, 34428 $149,900 3 2 1,472 1,472 SqFt
8010 W Morrow Court, Crystal River, FL, 34428 $199,900 3 2 1,450 1,450 SqFt
8240 W Edgehill Court, Crystal River, FL, 34428 $139,000 1 1 1,594 1,594 SqFt
7962 W Riverbend Road, Crystal River, FL, 34428 $275,000 2 2 1,161 1,161 SqFt
7962 W Riverbend Road, Crystal River, FL, 34428 $275,000 2 2 1,161 1,161 SqFt
7961 W Riverbend Road, Crystal River, FL, 34428 $439,000 3 2 1,423 1,423 SqFt
8156 W Basilico Street, Crystal River, FL, 34428 $249,900 3 2 1,068 1,068 SqFt

The data relating to real estate for sale/lease on this website appears in part through the REALTORS® Association of Citrus County Broker Reciprocity program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which ByOwner participates. The properties displayed may not be all of the properties in the MLS's database, or all of the properties listed with Brokers participating in the cooperative data exchange program. Properties listed by Brokers other than ByOwner are marked with either the listing Broker's logo or name or the MLS name or a logo provided by the MLS. Detailed information about such properties includes the name of the listing Brokers. Information deemed reliable but is not guaranteed to be accurate and should be independently verified. No warranties, expressed or implied, are provided for the data herein, or for their use or interpretation by the user. Federal law prohibits discrimination on the basis of race, color, religion, sex, handicap, familial status or national origin in the sale, rental or financing of housing. Copyright © 2026 REALTORS® Association of Citrus County. All Rights Reserved.

ByOwner last updated this listing 06/18/2026 @ 18:08

MLS: 851407 LISTED BY: Lindsey Miller, Plantation Realty, Inc. 352-795-0784 SOURCE: REALTORS Association of Citrus County

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