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3644 N Hiawatha Terrace

CRYSTAL RIVER, FL 34428
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Bed 3

Bed

Bath 2

Bath

SqFt1,680

Sqft

Acres0.24

Acre(Lot)

Crystal River WATERFRONT CANAL HOME with PERSONAL DOCK + ~$82K GROSS INCOME + DIRECT GULF ACCESS A rare opportunity to own a top-performing waterfront property in one of Crystal River’s most established boating communities, combining strong income, direct water access, and a clean, turnkey ownership experience. Now operating in its fully updated condition, the home has produced approximately $82,000 in gross rental income over the past 12 months (March 2025–March 2026), offering proven, stabilized performance while still allowing for personal use. Positioned on a quiet canal with direct access to Kings Bay, Three Sisters Springs, and the Gulf of Mexico, the property delivers the lifestyle guests consistently seek. The dock provides immediate boating access, making fishing, scalloping, kaya king, and sunset cruising part of everyday ownership. Kayaks convey, reinforcing a true on-the-water experience. Inside, the home presents as clean, comfortable, and guest-ready, with a functional 3-bedroom, 2-bath layout designed to support both personal enjoyment and strong occupancy. The kitchen features granite countertops, modern appliances, and an efficient layout great for entertaining and everyday use. Major system updates have already been completed, including full repipe, updated AC, water heater, plumbing, and sewer connection, offering buyers confidence in the home’s infrastructure and reducing near-term capital expense risk. Located just minutes from historic downtown Crystal River, waterfront dining, shopping, and the area’s world-renowned springs, the property is ideally positioned to continue attracting short-term rental demand. Whether you're seeking a high-performing short-term rental, a waterfront second home with income potential, or a long-term investment, this property offers a compelling combination of strong revenue, essential updates, and direct Gulf access. High-income waterfront opportunities like this are increasingly rare in Crystal River.

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Detail Ic Property Details

Property Type : Residential

Price : $595,000

AD Id : 75024394

MLS Id : MFRTB8472132

Beds : 3

Lot Size : 0.24 Acre

Living Area Size : 1,680

Year Built : 1980

Garage : 1

County : Citrus

Subdivision: Indian Waters Unit 02

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Feature Features

  • Bedroom Information

    Total Bedroom: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Interior Features

    Ceiling Fans(s), Eat-in Kitchen, High Ceilings, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s) Roof: Metal Appliances: Convection Oven, Dishwasher, Microwave, Refrigerator Laundry Features: In Garage

    Roofing Information

    Metal
  • Flooring Information

    Flooring: Ceramic Tile, Luxury Vinyl Construction Materials: Frame, Wood Siding
  • Heating & Cooling

    Heating: Heat Pump Cooling: Central Air Water front: 1 WaterSource: Public

  • Building Information

    Year Built: 1980
  • Exterior Features

    Fire Pit, Lighting, Private Mailbox Construction Materials: Frame, Wood Siding Foundation Details: Slab Road Responsibility: Public Maintained Road

  • Lot Information

    Lot Description: FloodZone, In County, Level, Near Golf Course, Near Marina, Paved Lot Square Feet: 10558 Lot Acres: 0.24 Lot Size (SqMt): 981

    Property Information

    Property Type: Residential Sub Type: Single Family Residence Style: Traditional

  • Listing Price Information

    Original List Price:$610000

  • Tax Information

    Tax Block: D Tax Book Number: 4-71 Tax Lot: 35 Tax Legal Description: INDIAN WATERS UNIT 2 PB 4 PG 71 LOT 35 BLK D Annual Tax: $5654 Tax Year: 2025 Parcel Number: 17E-18S-17-0220-000D0-0350

  • School Information

    Elementary School: Crystal River Primary School Junior High School: Crystal River Middle School Senior High School: Crystal River High School
  • Utility Information

    Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected Sewer: Public Sewer Water Source: Public
  • Location Information

    Subdivision: INDIAN WATERS UNIT 02 City: CRYSTAL RIVER Direction: Hwy 19 N, left on 19th St, right on Hiawatha, home on the left
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
Undisclosed Address, Crystal River, FL, 34428 $125,000 3 2 912 912 SqFt
2220 N Donovan Avenue, Crystal River, FL, 34428 $339,900 4 3 2,262 2,262 SqFt
2564 N Crede Avenue, Crystal River, FL, 34428 $315,000 3 2 1,800 1,800 SqFt
4512 N Timberwood Point, Crystal River, FL, 34428 $149,900 3 2 1,472 1,472 SqFt
8010 W Morrow Court, Crystal River, FL, 34428 $199,900 3 2 1,450 1,450 SqFt
8240 W Edgehill Court, Crystal River, FL, 34428 $139,000 1 1 1,594 1,594 SqFt
7962 W Riverbend Road, Crystal River, FL, 34428 $275,000 2 2 1,161 1,161 SqFt
7962 W Riverbend Road, Crystal River, FL, 34428 $275,000 2 2 1,161 1,161 SqFt
7961 W Riverbend Road, Crystal River, FL, 34428 $439,000 3 2 1,423 1,423 SqFt
8156 W Basilico Street, Crystal River, FL, 34428 $249,900 3 2 1,068 1,068 SqFt
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ByOwner last updated this listing 06/20/2026 @ 06:20

MLS: MFRMLS #TB8472132 LISTED BY: Lisa VanDeBoe, PLANTATION REALTY, INC. 352-795-0784 SOURCE: MFRMLS (My Florida Regional MLS DBA Stellar MLS) (Listings courtesy of MFRMLS (My Florida Regional MLS DBA Stellar MLS) as distributed by MLS GRID)

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