Active

5505 Alabama Avenue

Chattanooga, TN 37409
Mark as Favorite
Bed 3

Bed

Bath 3

Bath

SqFt1,904

Sqft

Acres0.25

Acre(Lot)

An assumable VA loan at 3.125% sets this home apart before you ever walk through the door. The monthly savings compared to current market rates are substantial -- contact the listing agent for a personalized side-by-side comparison. A newly installed cedar privacy fence adds separation and definition to the rear patio. Built in 2021 and owned by one family, this 3-bedroom, 2.5-bath home delivers the peace of mind of newer construction in the heart of historic St. Elmo. The open-concept main level features dark engineered hardwood floors, a gray shaker kitchen with granite countertops, center island, and a professional-grade range hood that anchors the space. The primary suite is on the main level with a double vanity, walk-in shower, and direct access to the rear patio. Upstairs, a generou s landing at the top of the stairs offers the perfect dedicated space for a home office. Move-in ready. The Tennessee Riverwalk's 13-mile paved greenway connects St. Elmo directly to downtown Chattanooga, the new Erlanger Park baseball stadium for the Chattanooga Lookouts, and the broader Riverpark corridor -- on foot or by bike. Steps from The Hot Chocolatier, the Incline Railway, and St. Elmo's walkable restaurant and retail corridor. Minutes from downtown Chattanooga and Lookout Mountain trailheads. If you are a VA-eligible buyer, this assumption is worth a serious conversation. Seller requires a VA-eligible buyer to preserve entitlement.

Read More Expand

Detail Ic Property Details

Property Type : Residential

Price : $489,900

AD Id : 76825543

MLS Id : 1531933

Beds : 3

Lot Size : 0.25 Acre

Living Area Size : 1,904

Year Built : 2021

County : Hamilton

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 9
  • Flooring Information

    Carpet, Tile
  • Roofing Information

    Shingle
  • Interior Features

    Ceiling Fan(s), Crown Molding, Eat-in Kitchen, Granite Counters, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s), Master Downstairs Roof: Shingle Appliances: Microwave, Electric Range, Disposal, Dishwasher Laundry Features: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup Window Features: Blinds, Drapes
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: Central Air, Electric, Ceiling Fan(s)

  • Building Information

    Year Built: 2021 Building Area Total: 1904 Construction Materials: Shingle Siding, Other Patio And Porch Features: Covered, Porch Pool Features: None Private Pool: No
  • Exterior Features

    Exterior Features: Rain Gutters, Storage

  • Lot Information

    Lot Dimensions: 50X212 Main Square Feet: 0.25 Acres Lot Size Acres: 0.25 Lot Size Square Feet: 10890 Lot Description: Near Public Transit

    Property Information

    Subdivision: Ward Bates & Bradfor Source Property Type: Residential MLS Area Minor: Chattanooga Property SubType: Single Family Residence Levels: Two Property Age: 5

  • Listing Price Information

    Listing Price: $489900 Cash, Conventional, FHA, VA Loan, Assumable

  • Tax Information

    Parcel Number: 167o A 008 Annual Tax: $3261.15 Tax Legal Desc: Lot 54 Ward Bates & Bradford Pb8 Pg 51

  • Parking Information

    Driveway, Off Street, On Street

  • School Information

    Elementary School: Donaldson Elementary
    Junior High School: Lookout Valley Middle
    Senior High School: Lookout Valley High
  • Utility Information

    Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
  • Location Information

    Direction: From downtown, take Broad St. south to St. Elmo. Turn right on 47th and then left on Alabama. Home will be on the right. SOP WaterSource: Public
Sell a home like this and save $28,895 Find out How

How much is this property worth?

Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.

Images
Loading, please wait...

Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
1297 Thomas Avenue, Chattanooga, TN, 37409 $499,000 3 3 1,974 1,974 SqFt
5010 Tennessee Avenue, Chattanooga, TN, 37409 $775,000 5 3 2,945 2,945 SqFt
1307 W 45th Street, Chattanooga, TN, 37409 $550,000 3 3 2,084 2,084 SqFt
5208 Tennessee Avenue, Chattanooga, TN, 37409 $755,000 3 3 2,523 2,523 SqFt
1313 W 46th Street, Chattanooga, TN, 37409 $410,000 4 3 1,895 1,895 SqFt
1313 W 46th Street, Chattanooga, TN, 37409 $410,000 4 3 1,895 1,895 SqFt
1317 Thomas Avenue #8, Chattanooga, TN, 37409 $499,000 3 3 2,004 2,004 SqFt
1317 Thomas Avenue, Chattanooga, TN, 37409 $499,000 3 3 2,004 2,004 SqFt
1360 Thomas Avenue, Chattanooga, TN, 37409 $455,000 3 3 1,596 1,596 SqFt
1360 Thomas Avenue, Chattanooga, TN, 37409 $455,000 3 3 1,596 1,596 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. ByOwner does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.

ByOwner last updated this listing 06/19/2026 @ 06:28

MLS: 1531933 LISTED BY: Wade Kelley, LPT Realty LLC 877-366-2213 SOURCE: Greater Chattanooga REALTORS

Selling? Save $28,895 when you sell a home like this

Tour with a ByOwner Agent