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2109 Garfield Street

Chattanooga, TN 37404
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Bed 3

Bed

Bath 1

Bath

SqFt970

Sqft

Acres0.12

Acre(Lot)

Three bedroom renovated home just over $200K minutes from downtown/UTC/hospitals,Recently renovated and move-in ready, this charming Chattanooga home combines modern updates, original character, and a convenient central location. Inside, natural light fills the spacious living room and highlights the original hardwood floors. The updated kitchen features refreshed cabinetry, countertops, and newer appliances, with direct access to a large rear deck overlooking a level, fenced backyard--ideal for entertaining, pets, gardening, or additional outdoor space. The generous lot may also offer potential for a future secondary dwelling, subject to zoning and approval. Major improvements have already been completed, including updates to the roof, HVAC, water heater, electrical, plumbing, kitch en, bathroom, and appliances. New exterior siding and fresh paint add to the home's curb appeal and help make this a truly move-in-ready opportunity. Located just minutes from Downtown Chattanooga, UTC, Erlanger Hospital, CHI Memorial Hospital, shopping, dining, and major highway access, 2109 Garfield Street offers convenient access to many of Chattanooga's largest employers and everyday amenities. Whether you're a first-time buyer looking for an affordable path to homeownership or an investor seeking a low-maintenance rental opportunity, this property offers excellent flexibility and value. Buyer assistance up to $21,000 may be available! This home qualifies under Chattanooga's Down Payment Assistance Program, and qualified buyers may be eligible for up to $21,000 in combined assistance through City of Chattanooga and THDA programs. If you're currently paying around $1,600 per month in rent, homeownership may be closer than you think. Plus, the seller is offering a paid home warranty for additional peace of mind.

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Detail Ic Property Details

Property Type : Residential

Price : $214,900

AD Id : 87580536

MLS Id : 1538027

Beds : 3

Lot Size : 0.12 Acre

Living Area Size : 970

Year Built : 1950

County : Hamilton

Subdivision: Lovemans Addn

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 1 Full Baths: 1

    Room Information

    Rooms Total: 6 Basement: Crawl Space
  • Flooring Information

    Hardwood
  • Roofing Information

    Metal
  • Interior Features

    Open Floorplan, Master Downstairs Roof: Metal Appliances: Refrigerator, Gas Water Heater, Free-Standing Gas Range, Dishwasher Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup Window Features: Aluminum Frames
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: Central Air

  • Building Information

    Year Built: 1950 Building Area Total: 970 Construction Materials: Vinyl Siding Patio And Porch Features: Deck, Patio, Porch Private Pool: No
  • Exterior Features

    Exterior Features: None

  • Lot Information

    Lot Dimensions: 40X135 Main Square Feet: 0.12 Acres Lot Size Acres: 0.12 Lot Size Square Feet: 5400 Lot Description: Level

    Property Information

    Subdivision: Lovemans Addn Source Property Type: Residential MLS Area Minor: Chattanooga Property SubType: Single Family Residence Levels: One Property Age: 76

  • Listing Price Information

    Listing Price: $214900 Cash, Conventional, FHA, VA Loan, Owner May Carry

  • Tax Information

    Parcel Number: 146f N 013 Annual Tax: $1139.67 Tax Legal Desc: Lt 3 Blk 4 Lovemans Addn Pb 2 Pg 2

  • Parking Information

    Off Street

  • School Information

    Elementary School: Orchard Knob Elementary
    Junior High School: Orchard Knob Middle
    Senior High School: Brainerd High
  • Utility Information

    Phone Available, Sewer Connected
  • Location Information

    Direction: Go west on McCallie Ave. Turn left on Willow St. Turn left on Garfield St. WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
1121 Orangewood Avenue, Chattanooga, TN, 37404 $279,900 4 2 1,213 1,213 SqFt
3018 Saint Paul Street, Chattanooga, TN, 37404 $355,000 4 2 2,031 2,031 SqFt
1203 Nellie Street, Chattanooga, TN, 37404 $289,900 3 2 1,598 1,598 SqFt
551 N Crest Court, Chattanooga, TN, 37404 $1,790,000 6 9 10,147 10,147 SqFt
551 N Crest Court, Chattanooga, TN, 37404 $1,790,000 6 9 10,147 10,147 SqFt
500 N Crest Road, Chattanooga, TN, 37404 $1,145,000 5 4 5,116 5,116 SqFt
466 N Crest Road, Chattanooga, TN, 37404 $1,475,000 4 4 3,591 3,591 SqFt
149 N Crest Road, Chattanooga, TN, 37404 $879,000 3 3 2,438 2,438 SqFt
3107 Colyar Drive, Chattanooga, TN, 37404 $985,000 4 3 2,268 2,268 SqFt
3107 Colyar Drive, Chattanooga, TN, 37404 $985,000 4 3 2,268 2,268 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the Greater Chattanooga Association of REALTORS®. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Information deemed reliable but not guaranteed. ByOwner does not display the entire MLS of Chattanooga, Inc. database on this website. The listings of some real estate brokerage firms have been excluded. Copyright © 2026 Greater Chattanooga Association of REALTORS®. All Rights Reserved.

ByOwner last updated this listing 08/28/2026 @ 08:57

MLS: 1538027 LISTED BY: Jason Weathers, Auben Realty 423-454-1413 SOURCE: Greater Chattanooga REALTORS

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