Active

8817 S Thomas Drive #A110

Panama City, FL 32408
Mark as Favorite
Bed 0

Bed

Bath 1

Bath

Updated ground-floor studio condo at Top of the Gulf with a private patio! Guests and owners alike will appreciate the convenience of walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities, no elevators required. As an added bonus, you're just a short stroll along the beach to the newly opened Tootsie's entertainment complex, where live music, dining, and nightlife add even more excitement to the coastal lifestyle. This condo offers an exceptional blend of modern coastal style and short-term rental opportunity, Beautifully renovated, the condo showcases a fresh, contemporary interior with upgraded tile flooring, granite countertops in both the kitchen and bath, high-end soft-close cabinetry, a custom tiled walk-in shower, designer fixtures, updated furnishi ngs, and a cozy fireplace feature that elevates the guest experience. Major system improvements include an updated HVAC system, hot water heater, appliances, and an enhanced owner's storage closet, creating a true move-in or rent-ready opportunity. One of the most desirable features of this residence is its rare ground-floor location with a private patio, exclusive to ground-floor units. Enjoy the convenience of stepping directly outside to your own garden-style outdoor space, ideal for morning coffee, relaxing after a beach day, or accommodating pet-friendly owner use in accordance with association rules. Guests and owners alike will appreciate the easy walk-out access to the Gulf-front pool, sugar-white sand beaches, and resort amenities without ever needing to use an elevator. Whether you are seeking a vacation rental, a personal beachfront retreat, or a low-maintenance investment property, this condo delivers exceptional versatility and value. Top of the Gulf offers an array of amenities including a Gulf-front pool, game room, BBQ and picnic areas, beach showers, snack bar, owners' lounge, and on-site management, all within one of Panama City Beach's most recognizable beachfront destinations on Thomas Drive.

Read More Expand

Detail Ic Property Details

Property Type : Residential

Price : $244,900

AD Id : 88947843

MLS Id : 793436

Year Built : 1976

County : Bay

Subdivision: Gulf Highlands

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Interior Features

    Appliances: ElectricOven, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir, CeilingFans Water front: 1

  • Building Information

    Year Built: 1976
    Building Area Total: 489
    Construction Materials: Concrete
    Patio And Porch Features: Patio
    Pool Features: Community
    Private Pool: No
    Water front Features: Gulf
    View: Gulf
    Association Fee Frequency: Monthly
  • Exterior Features

    Exterior Features: Patio

  • Lot Information

    Lot Dimensions: 0X0

    Property Information

    Subdivision: Top Of The Gulf Condo. Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Zoning Description: Resort Property SubType: Condominium Property Age: 50

  • Listing Price Information

    Listing Price: $244900

  • Tax Information

    Parcel Number: 34994-110-000 Tax Year: 2025 Annual Tax: $2584.86 Tax Legal Desc: TOP OF THE GULF CONDO UNIT #A-110 ORB 4812 P 970 EFF 1B 489 H&C

  • Homeowners Association Information

    Has Association: Yes
    Included Fees: Clubhouse, CableTv, FitnessFacility, Internet, MaintenanceGrounds, MaintenanceStructure, PestControl, Pools, Sewer, Security, Trash, Water
    HOA: $525.00
    Association Amenities: BeachRights
    Community Features: Barbecue, Beach, Clubhouse, ConferenceMeetingRoom, Elevator, FitnessCenter, Park, Waterfront, CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold
  • Utility Information

    CableConnected
  • Location Information

    Direction: Headed East on Thomas drive, passing Signal Hill Golf Course on your left, take a right at your first traffic signal, then an immediate left, and then the second right into the parking lot for Top of The Gulf. Security Features: SecurityGuard,SecurityService
Sell a home like this and save $14,195 Find out How

How much is this property worth?

Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.

Images
Loading, please wait...

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 08/10/2026 @ 05:48

MLS: 793436 LISTED BY: Cindy Shoemaker, Christies International Real Estate Emerald Coast 850-213-2800 SOURCE: CPAR

Homes around $244,900

Selling? Save $14,195 when you sell a home like this

Tour with a ByOwner Agent