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8700 Front Beach Road #1105

Panama City Beach, FL 32407
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Bed 1

Bed

Bath 1

Bath

Affordable luxury, resort-style amenities, and a true sense of community come together at Island Reserve--one of Panama City Beach's most desirable residential condo communities. Here, you can enjoy the feeling of being on vacation every day without the constant turnover of short-term renters. Island Reserve offers much more than beautiful amenities--it offers a lifestyle. The active Social Club makes it easy to meet neighbors and become part of the community, with annual celebrations for Cinco de Mayo, the Fourth of July, Labor Day, and Thanksgiving. Residents can also enjoy game nights, monthly ladies' luncheons, ''dive-in'' movies at the pool, complimentary water aerobics twice a week, daily pickleball, and other activities throughout the year. At the heart of the community is the spectacular one-acre lagoon-style pool with two waterfalls, creating your own private resort just steps from home. Additional amenities include an indoor basketball and pickleball court, state-of-the-art fitness center, game room, beautifully maintained grounds, and gated security. Best of all, Island Reserve offers this impressive array of amenities with HOA fees that are lower than many comparable condo communities. The location is equally appealing. You're just 1.4 miles from the sugar-white beaches and emerald waters of Panama City Beach, while the nearby Hathaway Bridge provides convenient access to Panama City. Restaurants, shopping, entertainment, golf, boating, and everything that makes coastal living special are just minutes away. And because short-term rentals are not permitted, Island Reserve maintains the peaceful, residential atmosphere that makes it such a wonderful place to call home. The community is also approved for FHA and VA financing, providing additional purchasing options. This beautifully designed first-floor condo makes everyday living especially convenient with covered parking, easy access to the community amenities, and no waiting for elevators. Step inside to an open and inviting interior featuring 10-foot ceilings, abundant natural light, and a spacious floor plan. The kitchen is designed for both everyday living and entertaining, with newer stainless steel appliances, beautiful cabinetry, granite countertops, and a large island overlooking the living area. From there, the space flows naturally to a generous private patio--the perfect place for morning coffee, an evening cocktail, or simply enjoying the Florida lifestyle. The spacious bedroom connects to a well-appointed bath featuring double vanities, a glass-enclosed shower, and a walk-in closet. A versatile bonus room adds even more value and can easily serve as a home office, den, bunk room, hobby room, or additional guest space. A newer washer and dryer are also included. Whether you're looking for a comfortable full-time residence or an affordable coastal retreat, this Island Reserve condo gives you the opportunity to enjoy resort-style living, an active community, and the Panama City Beach lifestyle every day--without the resort price tag. Come see why so many residents love calling Island Reserve home. Schedule your private showing today!

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Detail Ic Property Details

Property Type : Residential

Price : $185,000

AD Id : 82041860

MLS Id : 791072

Beds : 1

Tax Amount : 2464.36

Year Built : 2008

County : Bay

Subdivision: Port St Lucie Section 10

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 1

    Bathroom Information

    Total Baths: 1 Full Baths: 1

    Room Information

    Rooms Total: 4
  • Interior Features

    DoubleVanity, WalkInClosets
    Appliances: ElectricOven
  • Heating & Cooling

    Has Heating: Yes Heating: Central Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2008
    Building Area Total: 1071
    Patio And Porch Features: Covered, Patio
    Pool Features: Gunite, InGround, Community
    Private Pool: No
    Association Fee Frequency: Quarterly

  • Lot Information

    Lot Dimensions: Condo

    Property Information

    Subdivision: Island Reserve Source Property Type: Residential MLS Area Minor: 0320 - Beach - Middle Central Property SubType: Condominium Property Age: 18

  • Listing Price Information

    Listing Price: $185000
    Original Price: $212900

  • Tax Information

    Parcel Number: 40001-100-005 Tax Year: 2025 Annual Tax: $2464.36 Tax Legal Desc: ISLAND RESERVE 31 3S 15W TYPE A-D BLDG 1 UNIT 1105 MAP 57C4 1BR 1B 1071 H&C ORB 3018 P 563 121 BALC ORB 4305 P 2187

  • Homeowners Association Information

    Has Association: Yes
    Included Fees: Clubhouse, CableTv, FitnessFacility, Insurance, Internet, MaintenanceGrounds, Pools, RecreationFacilities, Trash, Water
    HOA: $1,448.00
    Association Amenities: GameRoom, Gated, PicnicArea
    Community Features: Clubhouse, Elevator, FitnessCenter, GameRoom, Park, Pool, CommunityPool, Gated

  • School Information

    Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold
  • Utility Information

    CableConnected, HighSpeedInternetAvailable
  • Location Information

    Direction: From Panama City Beach Parkway turn south on Allison Ave. Turn left into the side entrance of Island Reserve and park in the first parking garage you see. Building 1 is on the left. Security Features: GatedCommunity
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 09/09/2026 @ 03:43

MLS: 791072 LISTED BY: Amanda Cialoni, Seashore Realty LLC 850-235-4444 SOURCE: CPAR

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