8618 Surf Drive #206
Panama City Beach, FL 32408
1
Bed
1
Bath
Welcome to this charming, updated 1-bedroom, 1-bath condominium at Ocean Terrace Condominiums in Panama City Beach. Located in a low-density, two-story Gulf-side community, this beautifully maintained unit is just steps from the sugar-white sands and emerald waters of the Gulf of Mexico. Inside, you'll find a tastefully updated kitchen featuring stainless steel appliances, a tile backsplash, updated cabinetry and countertops, as well as attractive plank tile flooring throughout. The bathroom has been updated with a beautifully tiled, glass-enclosed shower and vanity, adding a modern touch to the space. A portion of the living area is currently being utilized as flexible space and is arranged as an additional sleeping area, providing added versatility for owners and guests. Community amen
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total beds: 1Bathroom Information
Total Baths: 1 Full Baths: 1Room Information
Rooms Total: 5 -
Interior Features
ShowerOnlyAppliances: ElectricRange, ElectricWaterHeater -
Heating & Cooling
Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans Water front: 1
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Building Information
Year Built: 1982Building Area Total: 576Stories: 2Pool Features: InGround, CommunityPrivate Pool: NoWater front Features: GulfAssociation Fee Frequency: Quarterly
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Lot Information
Lot Dimensions: 0x0 Lot Description: PavedProperty Information
Subdivision: Ocean Terr. Condo. Source Property Type: Residential MLS Area Minor: 0323 - Beach - South of Grand Lagoon Property SubType: Condominium Levels: Two Property Age: 44
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Listing Price Information
Listing Price: $279900
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Tax Information
Parcel Number: 30464-280-000 Tax Year: 2025 Annual Tax: $2601.42 Tax Legal Desc: Attached - Exhibit A
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Virtual Tour
Parking Information
Paved, ParkingLotHomeowners Association Information
Has Association: YesIncluded Fees: CableTv, Insurance, PestControl, Pools, Sewer, WaterHOA: $1,422.38Association Amenities: GazeboCommunity Features: Pool, Waterfront, CommunityPool, ShortTermRentalAllowed
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School Information
Elementary School: Breakfast Point Junior High School: Breakfast Point Senior High School: Arnold -
Utility Information
CableConnected, ElectricityAvailable -
Location Information
Direction: Head south on Joan Avenue across Thomas Dr. Continue straight as Joan Ave. becomes Surf Dr. Continue east on Surf Dr. until you see Ocean Terrace Condominium. The property will be on the right, beach side. Security Features: SmokeDetectors
How much is this property worth?
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 4113 Cobalt Circle #P072, Panama City Beach, FL, 32408 | $624,000 | 3 | 3 | -- | |
| 4100 Marriott Drive #207, Panama City Beach, FL, 32408 | $320,000 | 1 | 1 | -- | |
| 2605 Mystic Lane #PO21, Panama City Beach, FL, 32408 | $355,000 | 2 | 2 | -- | |
| 4100 Marriott Drive #511, Panama City Beach, FL, 32408 | $435,000 | 2 | 2 | -- | |
| 4100 Marriott Drive #309, Panama City Beach, FL, 32408 | $479,000 | 2 | 2 | -- | |
| 4725 Bay Point Road #269, Panama City Beach, FL, 32408 | $225,000 | 1 | 1 | -- | |
| 4725 Bay Point Road #270, Panama City Beach, FL, 32408 | $184,250 | 1 | 1 | -- | |
| 4725 Bay Point Road #258, Panama City Beach, FL, 32408 | $235,000 | 1 | 1 | -- | |
| 4050 Marriott Drive #3606, Panama City Beach, FL, 32408 | $698,900 | 3 | 3 | -- | |
| 4050 Marriott Drive #3502, Panama City Beach, FL, 32408 | $589,000 | 2 | 2 | -- |
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Nearby For Sale
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ByOwner last updated this listing 08/15/2026 @ 21:10
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