Active

12011 Front Beach Road #201C

Panama City Beach, FL 32407
Mark as Favorite
Bed 3

Bed

Bath 2

Bath

Wake up to breathtaking, unobstructed views of the sparkling emerald waters and sugar-white sands of Panama City Beach from this beautiful view positioned 3-bedroom, 2-bath condominium at Sterling Reef. Located on the highly desirable east side of the building, this second-floor unit offers a unique vantage point where it feels as though your balcony extends directly into the Gulf of America. Unlike many units in the area, this condo has never been used as a rental and has been privately owned, offering exceptional care and pride of ownership throughout. While short-term rentals are allowed, this property presents a rare opportunity to own a pristine, never-rented by current owners and a perfect beachfront retreat or establish a premium vacation rental investment. Perfectly situated next to MB Miller County Pier, you'll enjoy front-row seats to spectacular fireworks displays right from your private balcony. The second-floor location provides the ideal elevation for enjoying panoramic Gulf views while maintaining a close connection to the beach and water below. Sterling Reef offers outstanding amenities, including a Gulf-front pool, fitness center, activity room, grilling areas, and direct beach access. Conveniently located near dining, shopping, entertainment, and local attractions, this condo combines an unbeatable location with stunning views and exceptional ownership history. Opportunities like this don't come along often--don't let this one slip away! All measurements and items if importance are to be confirmed by buyer or buyer agent.

Read More Expand

Detail Ic Property Details

Property Type : Residential

Price : $658,000

AD Id : 84827747

MLS Id : 791304

Beds : 3

Year Built : 2005

County : Bay

Subdivision: Sterling Reef

  • Map Map

Map

Map What's Nearby

Map Nearby Areas

Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Room Information

    Rooms Total: 3
  • Interior Features

    MainLevelPrimary
    Appliances: WasherDryerStacked, ElectricRange
    Laundry Features: Stacked
  • Heating & Cooling

    Has Heating: Yes Heating: Electric Has Cooling: Yes Cooling: CeilingFans Water front: 1

  • Building Information

    Year Built: 2005
    Building Area Total: 1588
    Stories: 19
    Patio And Porch Features: Balcony
    Pool Features: Community
    Private Pool: No
    Water front Features: Gulf,ShorelineSand
    View: Gulf
    Association Fee Frequency: Monthly

  • Lot Information

    Lot Dimensions: 0x0

    Property Information

    Subdivision: Sterling Reef Source Property Type: Residential MLS Area Minor: 0318 - Beach - Central South Property SubType: Condominium Property Age: 21

  • Listing Price Information

    Listing Price: $658000
    Original Price: $674900

  • Tax Information

    Parcel Number: 34809-610-008 Tax Year: 2025 Tax Legal Desc: STERLING REEF UNIT 201 TYPE C ORB 2578 P 120

  • Homeowners Association Information

    Has Association: Yes
    Included Fees: AssociationManagement, CableTv, FitnessFacility, Internet, LegalAccounting, PestControl, RecreationFacilities, Sewer, Security, Trash, Water
    HOA: $977.00
    Association Amenities: BeachRights, Barbecue, PicnicArea
    Community Features: CommunityPool, ShortTermRentalAllowed

  • School Information

    Elementary School: Hutchison Beach Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    ElectricityAvailable
  • Location Information

    Direction: Go south toward the beach from Panama City Beach Parkway. Sterling Reef is located on the east side of M.B. Miller County Pier. Parking is inside the parking deck. Be sure to check-in with security staff at entrance.
Sell a home like this and save $38,981 Find out How

How much is this property worth?

Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.

Images
Loading, please wait...

The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 08/02/2026 @ 18:41

MLS: 791304 LISTED BY: Kay Pate, Beach Haven Realty 770-596-6599 SOURCE: CPAR

Homes around $658,000

Selling? Save $38,981 when you sell a home like this

Tour with a ByOwner Agent