Active

20407 Harborgate Court #404

Cornelius, NC 28031

$649,000 $2,736/Mo

Get Pre-Approved Check your credit

Overview

Bed

Bath

1,279

Sqft

Description

A RARE LAKE NORMAN OPPORTUNITY — ONLY 10% DOWN WITH VERY FLEXIBLE SELLER FINANCING, DESIGNED AROUND YOUR PAYMENT NEEDS. Choose a payment structure that works for you with financing terms created to compete favorably with conventional lending — but with much sweeter terms. Potential for significantly lower upfront costs and monthly payments compared to traditional financing. See financing comparison in attachments and contact listing agent for details. Big-water views are among the most coveted perspectives on Lake Norman — and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living. Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery — from peaceful morning reflections to vibrant sunset skies — becomes part of the experience of living here. Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent substantial value, making this an exceptional opportunity for buyers seeking both stunning views and true lake access. Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the waterfront setting, drawing your eye directly toward the lake, while the lakeside balcony creates the perfect setting for morning coffee, evening dinners, or simply enjoying the expansive water views. Harborgate remains one of Lake Norman’s most charming waterfront communities, offering a relaxed resort-style atmosphere with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels tucked away while remaining just minutes from Exit 28, Birkdale Village, dining, shopping, and I-77. Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.

Property Details

Property Type : Residential

Price : $649,000

AD Id : 76156916

MLS Id : CAR4357253

Beds : 2

Living Area Size : 1,279

Year Built : 1985

County : Mecklenburg

Subdivision: Harborgate

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total Bedroom: 2

Bathroom Information

Total Baths: 2 Full Baths: 2

Interior Features

Cable Prewire, Storage, Walk-In Closet(s) Roof: Architectural Shingle Appliances: Dishwasher, Disposal, Electric Range, Electric Water Heater Laundry Features: Electric Dryer Hookup, Main Level

Roofing Information

Architectural Shingle
Flooring Information

Flooring: Tile, Wood Construction Materials: Hardboard Siding
Heating & Cooling

Heating: Heat Pump Cooling: Ceiling Fan(s), Central Air, Heat Pump WaterSource: City

Building Information

Year Built: 1985
Exterior Features

Storage Construction Materials: Hardboard Siding Foundation Details: Basement, Permanent Road Responsibility: Publicly Maintained Road

Lot Information

Lot Description: Waterfront

Property Information

Property Type: Residential Sub Type: Condominium

Listing Price Information

Original List Price:$690000

Tax Information

Tax Assessed Value: 511320 Parcel Number: 001-441-28

Virtual Tour

Virtual Tour (External Link)

Parking Information

Open Parking: Parking spaces 2 Assigned, Parking Space(s)

Homeowners Association Information

HOA: $362.21 Monthly

School Information

Elementary School: Cornelius Junior High School: Bailey Senior High School: William Amos Hough
Utility Information

Cable Available, Electricity Connected Sewer: Public Sewer Water Source: City
Location Information

Subdivision: Harborgate City: Cornelius

Sell a home like this and save $38,441 Find out How

How much is this property worth?

Curious about this home's true market value? Use our free Home Evaluation Tool to instantly get a personalized Comparative Market Analysis (CMA) report. Make smarter, data-driven decisions before you buy.

Loading, please wait...

Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
21252 Hickory Street, Cornelius, NC, 28031	$325,000	3	2	1,388	1,388 SqFt
21232 Hickory Street, Cornelius, NC, 28031	$259,000	2	2	1,141	1,141 SqFt
19762 Feriba Place, Cornelius, NC, 28031	$265,000	2	2	1,180	1,180 SqFt
21510 Aftonshire Drive, Cornelius, NC, 28031	$219,900	1	1	664	664 SqFt
9145 Mcdowell Creek Court, Cornelius, NC, 28031	$289,500	2	2	1,483	1,483 SqFt
16742 Amberside Road, Cornelius, NC, 28031	$245,000	2	2	1,157	1,157 SqFt
19763 Deer Valley Drive, Cornelius, NC, 28031	$299,999	2	2	1,252	1,252 SqFt
17113 Doe Valley Court, Cornelius, NC, 28031	$279,000	2	2	1,476	1,476 SqFt
16809 Doe Valley Court, Cornelius, NC, 28031	$275,000	2	2	1,137	1,137 SqFt
16917 Doe Valley Court, Cornelius, NC, 28031	$295,000	2	2	1,484	1,484 SqFt

Similar Condos To 20407 Harborgate Court #404

Nearby For Sale

Active

$650,000

Condo For Sale

18511 Harborside Drive,
Cornelius, NC, 28031

Bed

Bath

Sqft

21252 Hickory Street,
Cornelius, NC, 28031

Bed

Bath

Sqft

18525 Harborside Drive,
Cornelius, NC, 28031

Bed

Bath

Sqft

17113 Doe Valley Court,
Cornelius, NC, 28031

Bed

Bath

Sqft

18840 Nautical Drive #70,
Cornelius, NC, 28031

Bed

Bath

1,320

Sqft

Disclaimer: The information being provided courtesy of CAROLINA (Canopy MLS) as distributed by MLS GRID and is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the CAROLINA (Canopy MLS). ByOwner.com is not a Multiple Listing Service (MLS), nor does it offer MLS access. ByOwner.com is a broker participant of CAROLINA (Canopy MLS). This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.

Based on information submitted to the MLS GRID as of 06/08/2026 @ 06:20. All data is obtained from various sources and may not have been verified by the broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Properties displayed may be listed or sold by various participants in the MLS.
Click here for Consumer use of IDX Listings Disclaimer

Consumer use of IDX Listings Disclaimer: Based on information submitted to the MLS GRID as of 06/08/2026 @ 06:20. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant’s applicable MLS if any and as amended from time to time.

Click here for DMCA Notice

DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
“The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

ByOwner last updated this listing 06/08/2026 @ 06:20

MLS: CAROLINA #4357253 LISTED BY: Paul Yancey, Southern Homes of the Carolinas, Inc 704-896-2000 SOURCE: CAROLINA (Canopy MLS) (Listings courtesy of CAROLINA (Canopy MLS) as distributed by MLS GRID)