If I Sell My House for $300K, How Much Do I Get?
Selling your home for $300K? Discover what you'll actually receive. Learn about extra costs and how to maximize your proceeds.
If I Sell My House for $300K, How Much Do I Get? [Net Proceeds Breakdown]
If you sell your house for $300,000, you'll typically receive between $270,000-$280,000 after all costs with a traditional real estate agent. However, by selling your home yourself through a platform like ByOwner.com, you could potentially keep $280,000-$290,000 of that sale price by avoiding hefty agent commissions.
The difference between your home's sale price and what you actually pocket depends on various selling costs, with real estate agent fees being the largest expense for most sellers.
In this post, we'll break down everything you need to know about what you'll pocket from a $300K home sale, including:
- Net proceeds with and without a real estate agent
- Typical home selling costs
- How FSBO platforms like ByOwner.com can help you save thousands
Quick Answer: What Do You Get From a $300K Home Sale?
| Selling Method | Net Proceeds (Estimated) |
|---|---|
| Traditional Agent | $273,000 |
| FSBO with Buyer’s Agent | $281,905 |
| FSBO with No Agents | $293,905 |
TL;DR: Selling home By Owner can save you $9,499–$18,499, largely by avoiding hefty commission fees.
How Net Proceeds Are Calculated
Net proceeds are the amount you walk away with after subtracting all the selling costs from your home’s sale price. These costs include:
- Real estate agent commissions
- Closing costs
- Miscellaneous expenses like repairs or moving fees
Let’s break it down in detail:
Traditional Agent Sale Breakdown
Sale Price: $300,000
- Agent Commission (6%): $18,000 - Closing Costs (2%): $6,000 - Other Costs (repairs, moving, etc.): $3,000
Estimated Net Proceeds: $273,000
FSBO with No Agent Involvement
Sale Price: $300,000
- ByOwner.com Flat Fee: $95 - No agent commission - Closing Costs: $6,000 - Other Costs (repairs, moving, etc.): $3,000
Estimated Net Proceeds: $293,905
Note:
Most FSBO sellers still offer 2–3% to a buyer’s agent for increased visibility, especially when listing on the MLS.
FSBO Sale Using ByOwner.com (With Buyer’s Agent fee)
Sale Price: $300,000
- ByOwner Flat Fee: $95 - Buyer’s Agent Commission (3%): $9,000 - Closing Costs (2%): $6,000 - Other Costs: $3,000
Estimated Net Proceeds: $281,905
Real Estate Agent Commission (Biggest Expense)
In traditional sales, sellers often pay a 6% commission, split between the listing and buyer's agents—e.g., $18,000 on a $300,000 home ($9,000 each). With ByOwner, you skip the listing agent's 3% fee ($9,000), saving thousands of dollars.
You may still offer to pay 0-3% for a buyer's agent if involved, although it’s optional.
Closing Costs (1-3% of Sale Price)
These unavoidable costs include:
- Title insurance: $500-$2,000
- Transfer taxes: Varies by location (0.1-2%)
- Attorney fees: $500-$1,500
- Recording fees: $100-$500
Additional Costs
- Home inspection: $300-$500
- Staging and minor repairs: $1,000-$5,000
- Moving expenses: $800-$2,500
If you are interested in understanding the home selling expenses in more detail, see our guide on how to save money on home selling costs!
How ByOwner Helps You Keep More Money
ByOwner.com is a flat-fee MLS listing platform that lets you sell your home yourself and avoid paying a commission fee to a listing agent.
Even if you choose to offer 2–3% to a buyer’s agent, you’ll still save thousands.
Real Example: FSBO vs Traditional Agent on a $300K Sale
| Cost Category | Traditional Agent | FSBO (no buyer’s agent fee) | FSBO (with buyer’s agent fee) |
|---|---|---|---|
| Listing Agent Fee (3%) | $9,000 | $0 | $0 |
| Buyer Agent Fee (3%) | $9,000 | $0 | $9,000 (optional) |
| Closing Costs (2%) | $6,000 | $6,000 | $6,000 |
| Other Expenses | $3,000 | $3,000 | $3,000 |
| Listing Platform Fee | $0 | $499 | $499 |
| Total Costs | $27,000 | $9,095 | $18,095 |
| Net Proceeds | $273,000 | $293,905 | $281,905 |
How FSBO Can Increase Your Net Proceeds
By selling your home through ByOwner.com , you eliminate the agent's commission entirely. Our flat-fee MLS package includes listing on popular MLS websites, including Zillow and Trulia, for just $95—a fraction of traditional agent fees.
The savings are substantial:
- Traditional agent commission on $300K home: $18,000
- ByOwner flat fee: $95
- Your savings: $17,905
Even if you choose to offer a buyer's agent commission (which is optional), you'll still save thousands compared to traditional sales.
What You Get with ByOwner
When you list your home for sale with ByOwner, you receive:
- Low, 1 Time Fee
- Nationwide Exposure
- Local MLS
- Listing on Realtor.com, Zillow, Redfin and more
- Yard Sign
- Professional Support
Ready to sell your home and keep more money in your pocket? Discover how it works, or sell your home using ByOwner's flat-fee MLS service.
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