Sky Above. Sand Below. Peace Within...☀️FREE Beach Service + Owner-Managed!

Panama City Beach, Florida
$323 avg/night Minimum Stay 3 Nights
Bed 2

Bed

Bath 2

Bath

Home Condo

Property Type

Sleep 6

Max Sleeps

Night 3 nights

Min Stay

Gulf front views with spectacular sunsets in a low-density complex with brand new elevators. Ahhhh.....

Open the door to Z's Beach Retreat, located on the 5th floor, & you immediately have a picture perfect view of the Gulf of Mexico, which pulls you to the balcony. Our home away from home is carefully and thoughtfully decorated to make your stay memorable and comfortable. From the FREE BEACH SERVICE (2 chairs & an umbrella set up daily - a $50/day value) included with your stay, to the pool and children's pool, expansive beach, and exercise room, Sterling Reef 502 offers great comfort and amenities. Plus, there are no long walks to your car as the garage is occupies the first three floors of the building.

Please note: This is a NON-SMOKING/VAPING unit - no smoking/vaping in the unit, balcony, or any of the common areas. Smoking/vaping is only permitted on the top, outside level of the garage on the 3rd floor patio. This condo can accommodate 4 adults over the age of 25. For families, we allow 2 additional children for a maximum capacity of 6 guests. Parking fee is $50 per vehicle (Max 2 Vehicles).

The king-sized master bedroom overlooks the Gulf with an oversized bath and closet. The second guest room has a queen bed and immediate access to the second bath. Additionally, there is a queen sleeper in the living room for guests. There is a convenient in-unit washer & dryer, and the fully equipped kitchen and granite island tie it all together and make this condo a premier choice for your beach escape.

Bring your camera to capture the views from the large private balcony that overlooks the emerald water and white sand beaches of Panama City Beach. Catch the amazing sunsets, or if you're lucky, the various fireworks shows on the 4th and New Year's Eve. Enjoy your morning coffee or breakfast as you watch the dolphins, stingrays, turtles, and large schools of fish just off the beach and in the distance.

The complex offers a pool and children's pool adjacent to the beach. Additionally, there is a fully-equipped exercise room and convenient, close covered parking. You'll have access to jet ski rentals & banana boat rides right on the beach! In the immediate area you will find dozens of shops and golf cart/scooter rentals, miniature golf, and plenty of great restaurants. You will also find some unique opportunities such as Shipwreck Water Park, Indulgence Spa & Salon, and the MB Miller Fishing Pier. You may have come for the beach, but Sterling Reef offers so much more with all its attractions and enjoyments. Welcome to Z's Beach Retreat.

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  • Feature Features
  • Map Map
  • School District Rates & Availability
  • Review Review

Feature Features

  • PETS

    No Pets Allowed
  • BEACH

    Beach Sun Loungers On The Beach
  • SAFETY

    Carbon Monoxide Detector Not Reported (host Has Not Indicated Whether There Is A Carbon Monoxide Detector On The Property; Consider Bringing A Portable Detector) Fire Extinguisher Smoke Detector Installed (host Has Indicated There Is A Smoke Detector On The Property)
  • BEDROOM

    2 Bedrooms Bed Sheets Provided
  • GENERAL

    Unit Size: 1076 Sq Ft (100 Sq M)
  • KITCHEN

    Coffee/tea Maker Cookware/dishes/utensils Dishwasher Kitchen Island Microwave Oven Refrigerator Stovetop Toaster
  • LAUNDRY

    Laundry Facilities Washing Machine And Dryer
  • PARKING

    Onsite Parking Onsite Parking Options Include A Garage
  • INTERNET

    WiFi Available
  • OUTDOORS

    Balcony
  • POOL/SPA

    Heated Pool Outdoor Pool Shared/communal Pool
  • BATHROOMS

    2 Bathrooms Bathtub Or Shower Hair Dryer Shampoo Soap Toilet Paper Towels Provided
  • LANGS SPOKEN

    English
  • THINGS TO DO

    Casino Nearby Cycling Nearby Fishing Nearby Fitness Center Fitness Facilities Nearby Scuba Diving Nearby Snorkeling Nearby Surfing/body Boarding Nearby Swimming Nearby Water Park Nearby Windsurfing Nearby
  • ENTERTAINMENT

    DVD Player Video Library TV With Cable/satellite Service
  • CLIMATE CONTROL

    Air Conditioning Heating
  • LOCATION HIGHLIGHTS

    Near A Health Or Beauty Spa Near A Zoo Near The Ocean Near The Sea On The Waterfront
  • SERVICES AND CONVENIENCES

    Iron/ironing Board
  • SUITABILITY/ACCESSIBILITY

    Elevator Smoke-free Property

CheckIn Check-in : 04:00 PM CheckOut Check-out : 10:00 AM
No Wheelchair No smoking No pets Children allowed
Occupancy Max occupancy : 6

Map Map

School District Rates & Availability

Review Review

  • Annette

    Submitted Jul 8, 2023

    Stayed Jul 2, 2023

    We liked the layout of the condo and the calm colors and beautiful deco. Everything we needed in the kitchen and spacious patio with enough chairs for all 6 of us. The only drawback would be the elevators,which were busy at certain times but full elevators led us to friendly conversation with the other occupants!

  • Willis G.

    Submitted Oct 14, 2025

    Stayed Oct 4, 2025

    The view was nice, parking was tight, the host was very nice and helpful I called her about 4 times and she was very willing to help.

  • Elaine H.

    Submitted Sep 16, 2025

    Stayed Sep 12, 2025

    Beautiful, comfortable condo; great to have 2 beach chairs & umbrella included with stay.

  • Dana T.

    Submitted Aug 5, 2025

    Stayed Jul 27, 2025

    This was our second time staying in this condo. We love the location and convenience of parking. You are within walking distance to shops, restaurants, water park, mini golf and more! It isn't overly crowded and we really enjoy the perk of having chair service down at the beach! The condo is clean and spacious for our family of 5. The beds are comfortable and the box fan in the closet was a nice surprise this trip! The view from the 5th floor is absolutely beautiful! We will definitely be coming back!

  • Nora H.

    Submitted Jun 29, 2025

    Stayed Jun 22, 2025

    The view was great and the owners were extremely nice and helpful. Definitely recommend to anyone looking for a peaceful getaway

  • Brittany P.

    Submitted Jun 25, 2025

    Stayed Jun 15, 2025

    We really enjoyed our stay. Its a great location. The owners were wonderful to work with! We will be back!

  • Deanna J.

    Submitted May 26, 2025

    Stayed May 15, 2025

    We enjoyed our stay with great location close to fishing pier. Covered parking with easy walk to condo, pool, and beach. Having beach service included was a big plus. Condo was nicely decorated with all the essentials needed for our stay. Large balcony with nice view of pier. Would definitely stay here again.

  • Rowena V.

    Submitted Apr 12, 2025

    Stayed Apr 9, 2025

    View and location of property is excellent. Great for spring break getaway. Will def book again.

  • Tari W.

    Submitted Mar 18, 2025

    Stayed Mar 14, 2025

    Absolutely gorgeous view of the sunsets and Gulf. The condo was very clean & spacious. The host was very helpful and readily available if needed. Would definitely stay here again.

  • Donavan V.

    Submitted Feb 24, 2025

    Stayed Feb 14, 2025

    We have stayed at Sterling Reef before and like the walk to the pier and restaurants. Great balcony, super kitchen and comfy furniture and beds. Parking is easy.

  • Risa M.

    Submitted Oct 22, 2024

    Stayed Oct 13, 2024

    We had a Great Time in y’all’s GORGEOUS Condo! My Pen-Pal (Carol) & I stayed here from October 13th through October 17th. We have been Pen-Pal’s for 53 years and Carol had never been to a Florida Beach! We Both Loved It!! This Beautiful Condo is exactly as described by the Wonderful Owners, Amy & Brian! They Both Immediately responded back to me on a question I had. They were Awesome!! Thanks, Amy & Brian!! We would Definitely stay here Again. Thank You! (Risa)

  • STARLA C.

    Submitted Oct 21, 2024

    Stayed Oct 17, 2024

    The condo itself looks great when you walk in. Living room seating is uncomfortable. Both beds are hard but the guest room is so hard that neither of us could sleep on it. My mother who is elderly had to come sleep in my bed. She has back, hip and legs issues. No one really got any sleep. In the guest bedroom there was a pillow in the case that was really gross. Stains on it. From that point on we really felt like we weren’t staying in a clean place. If you can sleep on a hard bed then this condo is right for you! Need to do some updating on furniture and mattresses and pillows. The pillows except for the cloth one I spoke of are hospital pillows and are so flat.

  • Scott T.

    Submitted Sep 20, 2024

    Stayed Jul 13, 2024

    Condo was very clean and comfortable. Property owners were very easy to get a hold of and checked in to make sure everything was ok. Views were amazing

  • Danielle T.

    Submitted Aug 3, 2024

    Stayed Jul 28, 2024

    We really enjoyed our stay! The condo is so clean and decorated so cute/beachy, which I absolutely love! The location is perfect! Walking distance to restaurants, stores, waterpark and the pier! The view from the balcony is beautiful and we used the reserved beach chairs everyday!! The pool was nice and not overly crowded. Doesn’t get much better than this! We will definitely stay here again!

  • LC D.

    Submitted Jul 18, 2024

    Stayed Jul 6, 2024

    We loved the condo itself. Kitchen had everything we needed. Patio was great. Having laundry in unit is always good. Only things that weren't so great, the drain in master bathtub was very slow and the bed in Master wasn't comfy at all. Of course I realize everyone has different preferences concerning beds. The main reason we probably wouldn't rent again is because of the elevator situation. It was always slow and crowded. Building is very noisy and rooms arent sound proof. But...the beach is awesome and that's where we spent most of our time.

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Total

Includes taxes and fees
$323+
View details