Pending

21 Church Street

Waterloo, NY 13165
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Bed 8

Bed

Bath 4

Bath

SqFt3,396

Sqft

Acres0.18

Acre(Lot)

Turnkey 4-Unit Investment Opportunity in the Village of Waterloo! Don’t miss this fully occupied, income-producing 4-unit property offering approximately 3,400 sq ft of living space. Ideally located in the heart of the Village of Waterloo, this property is within walking distance to schools, banks, the canal, and local shopping—and just 10 minutes to Geneva and Wegmans. Gross Annual Income: $48,600 This well-maintained multi-family features inviting open front and side porches, giving tenants great outdoor space to relax, plus a yard for added enjoyment. Each unit offers comfortable living space, contributing to long-term tenant satisfaction. Recent updates include new flooring in most units, fresh interior and exterior paint, along with some updated appliances and fixtures—mak ing this a solid, low-maintenance investment. Major mechanicals have been addressed with a boiler approximately 8 years old and a hot water heater around 5 years old. The roof is estimated at 18 years old. With steady rental history, fully occupied units, some units could benefit from some TLC, and a no-pet track record, this property is truly a cash-flowing asset ready for its next owner.

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Detail Ic Property Details

Property Type : Residential

Price : $188,000

AD Id : 77925327

MLS Id : R1676789

Beds : 8

Lot Size : 0.18 Acre

Living Area Size : 3,396

Year Built : 1900

County : Seneca

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Feature Features

  • Bedroom Information

    Total beds: 8

    Bathroom Information

    Total Baths: 4 Full Baths: 4

    Room Information

    Has Basement: Yes Basement: Full
  • Flooring Information

    Laminate, Varies, Vinyl
  • Roofing Information

    Asphalt
  • Interior Features

    Roof: Asphalt Appliances: Gas Water Heater, Water Heater Window Features: Insulated Windows
  • Heating & Cooling

    Has Heating: Yes Heating: Baseboard, Hot Water, Natural Gas

  • Building Information

    Year Built: 1900 Building Area Total: 3396 Construction Materials: Attic/Crawl Hatchway(s) Insulated, Wood Siding Stories: 2 Patio And Porch Features: Porch Private Pool: No

  • Lot Information

    Lot Dimensions: 58X133 Main Square Feet: 0.18 Acres Lot Size Acres: 0.18 Lot Size Square Feet: 7841 Lot Description: Corner Lot, Near Public Transit, Rectangular Lot

  • Listing Price Information

    Listing Price: $188000 Cash, Conventional

  • Tax Information

    Parcel Number: 453801-010-000-0002-013-000-0000 Tax Lot: 13 Annual Tax: $3822

  • Parking Information

    Gravel, Off Site

  • Utility Information

    Cable Available, Sewer Connected, Water Connected
  • Location Information

    Direction: Starting from Main Street in Village of Waterloo go North on Church Street, house sits proudly on the left and corner of E Elisha Street WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
149 E Elisha Street #147, Waterloo, NY, 13165 $110,000 2 2 1,385 1,385 SqFt
103 E Williams Street, Waterloo, NY, 13165 $119,900 6 3 3,127 3,127 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of the New York State Alliance MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Real estate listings held by brokerage firms other than ByOwner, are indicated by detailed information about them such as the name of the listing firms. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor ByOwner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. Copyright ©2026 New York State Alliance and participating MLS's - CNYIS, UNYREIS and WNYREIS. All Rights Reserved.

ByOwner last updated this listing 06/20/2026 @ 18:36

MLS: R1676789 LISTED BY: Belinda Fratto, Howard Hanna 315-781-7653 SOURCE: Upstate New York Real Estate Information Services (UNYREIS)

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