Pending

3132 36 45th Street

San Diego, CA 92105

$1,099,000 $4,633/Mo

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Overview

Bed

Bath

2,624

Sqft

6,534

Sqft(Lot)

Description

Assumable VA loan 2.5% interest rate. Loan balance 909k. Amazing opportunity for someone with VA eligibility available. Situated in a central San Diego location, 3132–36 45th Street presents a rare opportunity to own a versatile and well-maintained duplex with strong lifestyle appeal. The property features two distinct units, offering flexibility for multi-generational living, rental income, or owner occupancy. The lower unit offers a spacious 3 bedroom, 2 bathroom layout with abundant storage and thoughtful updates throughout, including a new washer and dryer. The upper unit features 2 bedrooms and 1 bathroom, complemented by a new refrigerator and the added benefit of owned solar for improved energy efficiency. Both units are equipped with individual mini split systems in each room, providing customizable comfort year round, along with double pane windows that enhance energy efficiency and interior quiet. Located near a walking trail and convenient to shopping, dining, and commuter routes, this property blends everyday livability with long term value. Whether you are looking to live in one unit and rent the other or maximize dual rental potential, this duplex offers a compelling opportunity in a growing area of San Diego.

Property Details

Property Type : Residential

Price : $1,099,000

AD Id : 76719366

MLS Id : NDP2603128

Beds : 5

Lot Size : 6,534 Sqft

Living Area Size : 2,624

Year Built : 1979

County : San Diego

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total Bedrooms: 5

Bathroom Information

Total Baths: 3 Full Baths: 3
Interior Features

Fireplace: None
Cooling Features

Electric,See Remarks,Wall/Window Unit(s) Air Conditioning

Heating Source

See Remarks Has Heating

Fireplace

Fireplace Features: None Has Fireplace: 0

Building Information

Year Built: 1979
Pool Features

None

Laundry Features

Laundry Room

Lot Details

Lot Dimensions Source: Vendor Enhanced Lot Size Acres: 0.15
Lot Size Source: Assessor Lot Size Square Feet: 6534

Listing Price Information

Original List Price: 1,099,000 Listing Contract Date: 2026-03-19
Lease Information

Listing Agreement: Exclusive Right To Sell

Tax Information

Parcel Number: 4762111800

Other Property Info

Source Listing Status: Pending Source Neighborhood: 92105 - East San Diego Directions: From Downtown San Diego, take Broadway east to 35th St, continue onto University Ave, turn right onto 45th St; property is on the left. Zoning: R-2:MINOR MULTIPLE Source Property Type: Residential Area: 92105 - East San Diego Property SubType: Duplex
Building and Construction

Property Age: 47 Common Walls: No Common Walls Structure Type: Duplex Year Built Source: Assessor Total Square Feet Living: 2624 Entry Level: 1 Entry Location: Front house Levels or Stories: One Building Total Stories: 1

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft	Lot Size
4077 #79 Winona Avenue, San Diego, CA, 92105	$950,000	6	3	2,700	2,700 SqFt
3211 Menlo, San Diego, CA, 92105	$799,999	--	--	1,185	1,185 SqFt
4133 37 Van Dyke Avenue, San Diego, CA, 92105	$1,195,000	4	3	2,076	2,076 SqFt
2351 53 Modesto Street, San Diego, CA, 92105	$1,200,000	4	2	1,700	1,700 SqFt
3890 37th, San Diego, CA, 92105	$749,900	2	2	1,689	1,689 SqFt

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ByOwner last updated this listing 06/16/2026 @ 18:03

MLS: NDP2603128 LISTED BY: Chris Heller, eXp Realty of Southern CA 888-294-1415 SOURCE: CRMLS