34-36 Cliff Street
Oneonta, NY 13820
4
Bed
4
Bath
2,544Sqft
0.18Acre(Lot)
Charming 4 unit investment property located 3 blocks to downtown! Classic front porch lines offer nice curb appeal. Plenty of off-street parking. Tenants pay all utilities. Solid cash flow flow opportunity. Double digit Return on Investment! Super opportunity. May be purchased with 4 family next door- 38-40 Cliff Street, a 10 bedroom fully occupied building. See MLS #R1687928. 34-36 Cliff St: Total rents: $37,200 annually. Expenses: Taxes $4,596, Water/Sewer $700, Insurance $1,700, Trash $1,200, snow $375, Maintenance and Vacancy at 5% of gross $2,600. Total expenses $11,171. NOI $26,029. Mortgage cost $18,600 ($259,900, 20% down. 20 year amort, 6.25%), Net Income $7,429 / $51,980 (down payment) = 14.2% Return on Investment with below market rents. One year leases in place.
Property Details
Map
Map
What's Nearby
Nearby Areas
Features
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Bedroom Information
Total beds: 4Bathroom Information
Total Baths: 4 Full Baths: 4Room Information
Has Basement: Yes Basement: Full, Partially Finished -
Flooring Information
Carpet, Varies, Vinyl -
Roofing Information
Flat, Rolled/Hot Mop -
Interior Features
Roof: Flat, Rolled/Hot Mop Appliances: Electric Water Heater, Gas Water Heater, Water Heater Laundry Features: Common Area -
Heating & Cooling
Has Heating: Yes Heating: Forced Air, Natural Gas
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Building Information
Year Built: 1900 Building Area Total: 2544 Construction Materials: Blown-In Insulation, Frame Stories: 2 Patio And Porch Features: Covered, Porch Private Pool: No
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Lot Information
Lot Dimensions: 66X148 Main Square Feet: 0.18 Acres Lot Size Acres: 0.18 Lot Description: Near Public Transit, Rectangular Lot
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Listing Price Information
Listing Price: $259900 Cash, Conventional, FHA, USDA Loan, VA Loan
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Tax Information
Parcel Number: 300.5-4-60.00 Annual Tax: $4596
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Parking Information
Common, Gravel
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Utility Information
Cable Available, Sewer Connected, Water Connected -
Location Information
Direction: Main Street to Grove Street, then third left onto Cliff Street, property is on the left. WaterSource: Public
How much is this property worth?
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Nearby Home Value
| Address | Estimate | Bed | Bath | Sq. Ft | Lot Size |
|---|---|---|---|---|---|
| 22 8th Street, Oneonta, NY, 13820 | $179,900 | 5 | 2 | 1,728 | 1,728 SqFt |
| 12 Valleyview Street, Oneonta, NY, 13820 | $195,000 | 6 | 2 | 2,154 | 2,154 SqFt |
| 39 Fair Street, Oneonta, NY, 13820 | $329,900 | 4 | 4 | 2,658 | 2,658 SqFt |
| 39 Fair Street, Oneonta, NY, 13820 | $329,900 | 4 | 4 | 1,818 | 1,818 SqFt |
| 14-16 Otsego Street, Oneonta, NY, 13820 | $250,000 | 6 | 2 | 2,756 | 2,756 SqFt |
| 34 Pine Street, Oneonta, NY, 13820 | $225,000 | 7 | 4 | 1,720 | 1,720 SqFt |
| 58 Maple Street, Oneonta, NY, 13820 | $299,900 | 3 | 4 | 3,420 | 3,420 SqFt |
| 78-80 Center Street, Oneonta, NY, 13820 | $199,000 | 6 | 2 | 2,296 | 2,296 SqFt |
| 91 Main Street, Oneonta, NY, 13820 | $295,000 | 4 | 4 | 2,400 | 2,400 SqFt |
| 7-9 Reynolds Avenue, Oneonta, NY, 13820 | $289,000 | 6 | 2 | 2,050 | 2,050 SqFt |
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Nearby For Sale
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ByOwner last updated this listing 06/16/2026 @ 00:04
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