Pending

926 Pitts Avenue

Panama City, FL 32404

$385,000 $1,623/Mo

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Overview

Bed

Bath

Description

UNDER CONTRACT WITH CONTINGENCIES; SELLER ACCEPTING BACKUP OFFERS. One of the best-priced bayfront properties with direct Gulf access in Bay County, this beautifully updated three-story East Bay townhome delivers deep-water access, stunning views, and exceptional versatility--including a fully independent 1 bed / 1 bath ground-floor apartment. Whether you're seeking a primary residence, second home, VRBO/Airbnb investment, or a live-upstairs/rent-downstairs setup, this property checks every box. NO HOA. SHORT TERM RENTAL ARE ALLOWED! Located just 5.5 miles from Tyndall AFB and minutes from Sacred Heart Hospital, this home offers convenience paired with true Old Florida charm. The exposed beam ceilings create a warm, heritage feel, while numerous modern upgrades make the home move-i n ready. Recent improvements include a brand-new seawall, new porch decking, new fencing, new windows on the 3rd floor and master suite, new LVP flooring, new cabinets with quartz countertops, new bathroom tile, a newer metal roof, a 5-year-old HVAC, and a 3-year-old water heater. Step inside the main level and enjoy a spacious great room and kitchen that open to a 22' x 10' covered waterfront balcony--perfect for hosting, relaxing, and taking in the breathtaking sunsets over East Bay. The middle level features the master suite with its own private 22' x 10' balcony, offering peaceful sunrise and sunset views. This floor also includes a large guest bedroom capable of accommodating two beds, along with a full guest bath. The ground-floor apartment is a standout feature: a complete 1 bed / 1 bath unit with full kitchen, separate entrance, and its own A/C. It functions as a true lockout unit, ideal for rental income, guests, or multigenerational living. The occupant can enter through the backyard and walk around the side of the home to their vehicle without accessing the main residence. Every floor of this home offers beautiful bay views. Step outside to your private beach with seawall, just steps from your door. Ownership also includes 1/11 interest in the 90+ ft ''Pitts Row'' dock, where you can park your boat, jet skis, or other watercraft--or build your own private dock if desired. With deep water and easy access to East Bay, Shell Island, and the Gulf of Mexico, this is a boater's dream. This rare waterfront opportunity blends charm, upgrades, income potential, and unbeatable access to the Gulf. Schedule your showing today and experience the best of East Bay‌‌‌‌‌‌‌‌‌‌‌‌‌ living.

Property Details

Property Type : Residential

Price : $385,000

AD Id : 77822034

MLS Id : 789077

Beds : 3

Year Built : 1983

County : Bay

Subdivision: Horne Memory Plat

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 3

Bathroom Information

Total Baths: 4 Full Baths: 3 Half Baths: 1

Room Information

Rooms Total: 5

Roofing Information

Metal
Interior Features

Roof: Metal

Appliances: ElectricRange, ElectricWaterHeater
Heating & Cooling

Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir Water front: 1

Building Information

Year Built: 1983

Building Area Total: 1369

Construction Materials: WoodSiding, WoodFrame

Patio And Porch Features: Deck, Patio, Balcony, Open, Porch

Private Pool: No

Water front Features: Bayfront

View: Bay
Exterior Features

Exterior Features: CoveredPatio, Dock, Patio

Lot Information

Lot Dimensions: 30x120

Property Information

Subdivision: Horne Memory Plat Source Property Type: Residential MLS Area Minor: 0202 - Bay - Central SE Property SubType: Attached Property Age: 43

Listing Price Information

Listing Price: $385000

Tax Information

Parcel Number: 25724-050-000 Tax Year: 2025 Annual Tax: $2570 Tax Legal Desc: HORNE MEMORY PLAT (1.38) BEG 210.46' SWLY & 50' NWLY OF SE COR LOT 1 BLK 6 TH NWLY 27.33' SWLY 123' SELY 27.33' & NELY 123' TO POB.-119C1- ORB 4232 P 1081

School Information

Elementary School: Parker Junior High School: Rutherford Middle Senior High School: Rutherford
Utility Information

ElectricityAvailable, HighSpeedInternetAvailable
Location Information

Direction: Heading east on Hwy 98, you'll turn right onto Frankford Avenue and follow it until you reach Beach Drive, where you'll turn left. Continue along Beach Drive until it meets US-98 Business East/W 6th S

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Nearby Home Value

Address	Estimate	Bed	Bath	Sq. Ft
TBD Plantation Drive, Panama City, FL, 32404	$699,000	--	--	--
3600 Basal St, Panama City, FL, 32404	$303,790	3	2	--
9410 Pembrook Place, Panama City, FL, 32404	$278,000	3	2	--
9027 Crook Hollow Road, Panama City, FL, 32404	$523,000	3	3	--
10742 S Fork Loop, Panama City, FL, 32404	$194,800	3	2	--
13322 Airway Street, Panama City, FL, 32404	$578,124	3	3	--
13119 Airway Street, Panama City, FL, 32404	$799,000	4	3	--
1849 Mallard Drive, Panama City, FL, 32404	$195,000	3	2	--
1730 Mallard Drive #F, Panama City, FL, 32404	$125,000	2	2	--
1025 Hwy 2297, Panama City, FL, 32404	$12,000,000	--	--	--

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ByOwner last updated this listing 06/16/2026 @ 13:25

MLS: 789077 LISTED BY: Mike Herring, Keller Williams Realty Emerald 850-654-2900 SOURCE: CPAR