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644 16th Street

PANAMA CITY BEACH, FL 32413
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Bed 2

Bed

Bath 2

Bath

SqFt863

Sqft

Acres0.17

Acre(Lot)

Discover peaceful coastal living in the highly sought-after Laguna Beach / West End area of Panama City Beach! This charming 2-bedroom, 2-bathroom half-duplex home offers the perfect blend of relaxed residential charm and smart investment potential. Situated on a quiet residential street on a corner lot with a no-outlet cul-de-sac, traffic stays to a minimum. No HOA or CDD! No flood insurance required (Zone X). Just under 1 mile to public beach access, you’re only minutes from sugar-white sands and emerald Gulf waters—without the crowds, traffic, or tourist hustle of central PCB. Enjoy nearby hiking trails at Camp Helen State Park (5 miles). Grocery options are very convenient: Carousel Supermarket and Publix are both under 3 miles away, with additional shopping and dining just 6 mile s east at Pier Park or Rosemary Beach / Seacrest a short drive further west. For the boaters, public boat ramps at Lake Powell Park or B.V. Buchanan Park are both under 15 minutes away. Perfect for first-time buyers seeking an affordable entry into beach-area living, VA military and veterans (convenient to Tyndall AFB and the VA West End Clinic), investors looking for a turnkey short- or long-term rental property, or those just wanting a quiet, low-maintenance retreat away from high-traffic zones. For investors or those seeking an income-producing second home, this property has a proven 5-year track record as a successful short-term rental, delivering excellent income potential. Additional features include an oversized double-driveway with plenty of room for an RV or 30' boat/trailer, plus a spacious fenced-in yard perfect for your pets, complete with a workshop and additional shed! Turnkey opportunity in one of Panama City Beach’s most desirable and peaceful West End pockets—where authentic beach lifestyle meets smart ownership!

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Detail Ic Property Details

Property Type : Residential

Price : $234,900

AD Id : 77057344

MLS Id : MFRO6398252

Beds : 2

Lot Size : 0.17 Acre

Living Area Size : 863

Year Built : 1984

County : Bay

Subdivision: Twelve Oaks Village

  • Map Map

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Feature Features

  • Bedroom Information

    Total Bedroom: 2

    Bathroom Information

    Total Baths: 2 Full Baths: 2

    Interior Features

    Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Walk-In Closet(s) Roof: Metal Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer Laundry Features: Electric Dryer Hookup, Laundry Room, Outside, Washer Hookup

    Roofing Information

    Metal
  • Flooring Information

    Flooring: Hardwood Construction Materials: Stucco, Frame
  • Heating & Cooling

    Heating: Central, Heat Pump Cooling: Central Air WaterSource: Public

  • Building Information

    Year Built: 1984
  • Exterior Features

    Private Yard, Sliding Doors Construction Materials: Stucco, Frame Foundation Details: Slab Road Responsibility: Public Maintained Road

  • Lot Information

    Lot Dimensions: 60x126 Lot Description: Corner Lot, City Limits, Paved Lot Square Feet: 7536 Lot Acres: 0.17 Lot Size (SqMt): 700

    Property Information

    Property Type: Residential Sub Type: Half Duplex

  • Listing Price Information

    Original List Price:$275000

  • Tax Information

    Tax Block: B Tax Book Number: 11-88 Tax Lot: 22 Tax Legal Description: WHITE SANDS ESTATES (2.20) W 60.55' OF LOT 22 BLK B ORB 4688 P 294 Annual Tax: $1503.36 Tax Year: 2025 Parcel Number: 36582-144-000

  • Parking Information

    Boat, Driveway, Guest, Off Street, Oversized, Parking Pad, RV Access/Parking

  • Utility Information

    BB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected Sewer: Septic Tank Water Source: Public
  • Location Information

    Subdivision: WHITE SANDS ESTATES City: PANAMA CITY BEACH Direction: From US98 / Panama City Beach Parkway, go north on 14th St and then turn right on 16th St. The property is on the right hand side on the corner lot. Driveway is before 16th St. curves. If looking at the property from the street, this 1/2 duplex is the right side with oversized driveway and white vinyl fence.
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ByOwner last updated this listing 06/20/2026 @ 06:20

MLS: MFRMLS #O6398252 LISTED BY: Sean Rooney, LPT REALTY, LLC 877-366-2213 SOURCE: MFRMLS (My Florida Regional MLS DBA Stellar MLS) (Listings courtesy of MFRMLS (My Florida Regional MLS DBA Stellar MLS) as distributed by MLS GRID)

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