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109 Sand Oak Boulevard

Panama City Beach, FL 32413
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Bed 3

Bed

Bath 3

Bath

Welcome to 109 Sand Oak Boulevard located in the desirable Whisper Dunes community on the west end of Panama City Beach! This 3-bedroom, 2.5-bath townhome offers a fantastic opportunity for buyers looking to add their own personal touches and build instant value. Priced to sell AS IS, this property is ready for a little TLC including fresh paint and new carpet -- making it an excellent option for primary residence buyers, investors, or anyone seeking an affordable beach-area property with great potential. The functional floor plan features a spacious living area, covered front porch, and a 1-car garage with two additional driveway parking spaces. Additional features include a new roof in 2024. Out back, enjoy a private patio area ready to be transformed into your own outdoor living retreat -- perfect for relaxing or entertaining. Residents of Whisper Dunes enjoy a pet-friendly community with beautiful landscaping and mature trees throughout, along with a community pool and pavilion/gazebo. Conveniently located near the beaches, Pier Park, dining, shopping, and local attractions, this home offers value, location, and opportunity all in one. With a little TLC, this property has the potential to truly shine.

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Detail Ic Property Details

Property Type : Residential

Price : $295,000

AD Id : 82888039

MLS Id : 790203

Beds : 3

Year Built : 2008

Garage : 1

County : Bay

Subdivision: Leisure Lakes

  • Map Map

Map

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Feature Features

  • Bedroom Information

    Total beds: 3

    Bathroom Information

    Total Baths: 3 Full Baths: 2 Half Baths: 1

    Room Information

    Rooms Total: 5

    Roofing Information

    Composition, Shingle
  • Interior Features

    InteriorSteps, ShowerOnly, UpperLevelPrimary, WalkInClosets
    Roof: Composition, Shingle
    Appliances: ElectricOven, ElectricRange, ElectricWaterHeater
  • Heating & Cooling

    Has Heating: Yes Heating: Central, Electric Has Cooling: Yes Cooling: CentralAir, CeilingFans

  • Building Information

    Year Built: 2008
    Building Area Total: 1560
    Construction Materials: Stucco
    Patio And Porch Features: Patio, Covered, Porch
    Pool Features: Community
    Private Pool: No
  • Exterior Features

    Exterior Features: Patio

  • Lot Information

    Lot Dimensions: 20X127 Lot Description: SprinklerSystem,Paved

    Property Information

    Subdivision: Whisper Dunes Source Property Type: Residential MLS Area Minor: 0322 - Beach - North West Property SubType: Attached Property Age: 18

  • Listing Price Information

    Listing Price: $295000

  • Tax Information

    Parcel Number: 35350-105-000 Tax Year: 2025 Annual Tax: $2977 Tax Legal Desc: WHISPER DUNES, PHASE 1-A LOT 5 ORB 4051 P 1879

  • Parking Information

    Paved

    Garage Information

    Has Garage: Yes Garage Space: 1

    Homeowners Association Information

    Has Association: Yes
    Association Amenities: Gazebo, PicnicArea
    Community Features: Park, Pool, CommunityPool

  • School Information

    Elementary School: West Bay Junior High School: Surfside Senior High School: Arnold
  • Utility Information

    ElectricityAvailable, UndergroundUtilities
  • Location Information

    Direction: From Hwy 79 and Panama City Beach Pkwy. -West on Panama City Beach Parkway 3.3 miles to right into Whisper Dunes - travel straight thru the roundabout remaining on Sand Oak Blvd to left on Sand Oak Blvd. - Home is on the left.
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The information being provided by Miami Association of REALTORS® is for the consumer's personal, non-commercial use. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the Miami Association of REALTORS®. The accuracy of all information is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals. The data contained herein is copyrighted by Miami Association of REALTORS® and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright 2026 Miami Association of REALTORS®. All rights reserved.

ByOwner last updated this listing 06/16/2026 @ 15:37

MLS: 790203 LISTED BY: Terry Nutter, Realty One Group Emerald Coast 850-238-8338 SOURCE: CPAR

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