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520 Division Street

Fernandina Beach, FL 32034
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Bed 2

Bed

Bath 2

Bath

SqFt1,045

Sqft

Acres0.11

Acre(Lot)

Welcome to this brand-new 2 bedroom, 2 bath island bungalow ideally located in the heart of Fernandina. Designed with style and efficiency in mind, this new construction single story home features 9’ ceilings, wood style luxury vinyl plank flooring throughout, and a vaulted living area that creates a bright, open, and inviting living space. Coastal charm meets modern luxury with the stylish kitchen featuring shaker-style cabinetry, quartzite countertops, and Samsung appliances with a convenient under-counter microwave - perfect for both everyday living and entertaining. The home is further enhanced by 2-panel Craftsman-style interior doors and thoughtfully selected designer lighting and ceiling fans. The primary suite offers a spa-inspired zero-entry walk-in shower with tile surrounds, ele vated finishes, a tray ceiling, and a generous custom closet. A second bedroom complements the efficient floor plan, while a dedicated laundry room and side entry add convenience. Both bathrooms showcase design tile flooring, wainscoting accents, and upscale details. Built for comfort and efficiency with spray foam insulation and an on-demand electric tankless water heater. The paver driveway and partially fenced yard provide easy outdoor living, with ample space to add a 20’ x 30’ ADU/Garage with separate living space or studio! This move-in-ready island home delivers modern comfort with a relaxed coastal lifestyle. Just a short bike ride to the riverfront, shopping and eclectic restaurants of historic Fernandina Beach and less than 2 miles to the ocean! Close to Fernandina Beach "A" Rated Nassau County Schools, healthcare, and more.

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Detail Ic Property Details

Property Type : Residential

Price : $415,000

AD Id : 69569804

MLS Id : 114368

Beds : 2

Lot Size : 0.11 Acre

Living Area Size : 1,045

Year Built : 2025

County : Nassau

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Feature Features

  • Bedroom Information

    Total beds: 2

    Bathroom Information

    Total Baths: 2 Full Baths: 2
  • Roofing Information

    Shingle
  • Interior Features

    Ceiling Fan(s), Vaulted Ceiling(s) Roof: Shingle Appliances: Cooktop, Dishwasher, Disposal, Microwave, Refrigerator Window Features: Insulated Windows
  • Heating & Cooling

    Has Heating: Yes Heating: Heat Pump Has Cooling: Yes Cooling: Ceiling Fan(s), Heat Pump

  • Building Information

    Year Built: 2025 Building Area Total: 1045 Construction Materials: Fiber Cement, Frame Stories: 1 Pool Features: None Private Pool: No

  • Lot Information

    Lot Dimensions: 100x50 Main Square Feet: 0.1148 Acres Lot Size Acres: 0.1148

  • Listing Price Information

    Listing Price: $415000 Original Price: $469000 Cash, Conventional, FHA, VA Loan

  • Tax Information

    Parcel Number: 00-00-31-1800-0215-06A1 Tax Legal Desc: BLK 215 N 28 FT OF TRACT A OF LOT 6 & S 22 FT OF TRACT B OF LOT 7 IN OR 916/314

  • Parking Information

    Driveway

  • Location Information

    Direction: 8th st. turn tight on Beech st. and the right on Division. The subject property will be on the left side. WaterSource: Public
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Nearby Home Value

Address Estimate Bed Bath Sq. Ft Lot Size
S Elm Street, Fernandina Beach, FL, 32034 $899,000 4 4 2,161 2,161 SqFt
8247 Residence Court, Fernandina Beach, FL, 32034 $1,350,000 3 3 2,342 2,342 SqFt
8228 Residence Court, Fernandina Beach, FL, 32034 $1,900,000 3 4 2,926 2,926 SqFt
28 Dunes Row, Fernandina Beach, FL, 32034 $9,600,000 8 9 9,864 9,864 SqFt
1817 & 1818 Turtle Dune.., Fernandina Beach, FL, 32034 $969,000 2 2 1,300 1,300 SqFt
1336 N Fletcher Avenue, Fernandina Beach, FL, 32034 $1,800,000 3 2 1,272 1,272 SqFt
735 Ocean Avenue, Fernandina Beach, FL, 32034 $2,649,000 4 2 2,030 2,030 SqFt
633 Ocean Avenue, Fernandina Beach, FL, 32034 $1,990,000 4 3 2,542 2,542 SqFt
636 N Fletcher Avenue, Fernandina Beach, FL, 32034 $1,735,000 4 3 2,212 2,212 SqFt
822 S Fletcher Avenue, Fernandina Beach, FL, 32034 $3,495,000 3 4 2,846 2,846 SqFt

The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

ByOwner last updated this listing 06/07/2026 @ 14:24

MLS: 114368 LISTED BY: Dave Hewett, IRON VALLEY REAL ESTATE NORTH FLORIDA 904-849-5163 SOURCE: Amelia Island Nassau County Association of REALTORS

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