Active

14 N 4th Street

Fernandina Beach, FL 32034

$1,600,000 $6,745/Mo

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Overview

Bed

Bath

3,078

Sqft

Description

LIVE, WORK, PLAY! Gorgeous, pristine home in the heart of Historic Downtown Fernandina Beach just a half block from Centre Street. Enjoy the ultimate downtown lifestyle in this upscale two-story residence with rare two-car garage, elevator, and income-producing shop below. Built in 1947 & expanded in 2009 by John Cotner, this unique property blends historic charm with modern luxury. The open-concept floor plan features a spacious kitchen, dining, & living area that flows to the covered balcony with summer kitchen—perfect for entertaining or relaxing above the vibrant downtown scene. Quality craftsmanship is evident throughout with hickory hardwood floors, 8-foot solid wood doors, cherry cabinetry, smooth ceilings, quartzite countertops, brick accents reclaimed from the historic Amelia Tave rn building, recessed lighting on dimmers, and a chef’s kitchen featuring a gas cooktop with hood, double ovens, and an extra-deep 34-cubic-foot refrigerator. Additional upgrades include a Rinnai tankless water heater, Ultra-Aire dehumidification system, heated and cooled storage room, and metal roof. The spacious primary suite offers a luxurious bath, two closets, and a convenient laundry room. Large guest bedrooms & beautifully appointed bathrooms provide comfort for family and visitors. A separate front entrance serves the 532-square-foot retail shop, while the private residential entrance is located on the side. The shop is leased through July 31, 2028, providing rental income to help offset ownership costs. Please do not disturb the tenant! Whether you’re looking for a full-time residence, lock-and-leave retreat, or a unique live-work opportunity, properties like this rarely become available in downtown Fernandina Beach!

Property Details

Property Type : Residential

Price : $1,600,000

AD Id : 84998273

MLS Id : 116401

Beds : 3

Living Area Size : 3,078

Year Built : 1947

Garage : 2

County : Nassau

Map

What's Nearby

Nearby Areas

Features

Bedroom Information

Total beds: 3

Bathroom Information

Total Baths: 4 Full Baths: 3
Roofing Information

Metal
Interior Features

Ceiling Fan(s), Elevator, Storage Roof: Metal Appliances: Cooktop, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Softener Owned, Washer Window Features: Window Coverings, Insulated Windows, Blinds, Window Treatments
Heating & Cooling

Has Heating: Yes Heating: Heat Pump Has Cooling: Yes Cooling: Ceiling Fan(s), Heat Pump

Building Information

Year Built: 1947 Building Area Total: 3078 Construction Materials: Frame, Stucco Stories: 2 Pool Features: None Private Pool: No
Exterior Features

Exterior Features: Balcony

Lot Information

Lot Dimensions: 25x100x25x100

Listing Price Information

Listing Price: $1600000 Cash, Conventional

Tax Information

Parcel Number: 00-00-31-1800-0023-0032 Tax Legal Desc: BLK 23 S 1/2 OF LOT 3 CITY OF FDNA BEACH S/D OF SEC 22-3N-28E-UNR

Parking Information

Other, On Street, See Remarks, Garage Door Opener

Garage Information

Has Garage: Yes Garage Space: 2

Utility Information

Cable Available
Location Information

Direction: I-95 to Exit 373. Continue east approx. 13 miles on A1A/SR100 & go over the Shave Bridge. Continue on S. 8th St. Left on Centre St. Right on N. 4th St. Use public parking. Do not disturb shop owner downstairs! Entrance to house is on the side. WaterSource: Public

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52 Wallan Court, ,, FL, 32034	$4,900,000	5	5	4,693	4,693 SqFt
85030 Majestic Walk Bou.., ,, FL, 32034	$782,500	5	8	4,421	4,421 SqFt
232 Vernon Street, Fernandina Beach, FL, 32034	$539,900	2	2	912	912 SqFt
95984 Mimosa Drive, Fernandina Beach, FL, 32034	$675,000	2	2	1,360	1,360 SqFt
8228 Residence Court, Fernandina Beach, FL, 32034	$1,900,000	3	4	2,926	2,926 SqFt
28 Dunes Row, Fernandina Beach, FL, 32034	$9,600,000	8	9	9,864	9,864 SqFt
1817 & 1818 Turtle Dune.., Fernandina Beach, FL, 32034	$969,000	2	2	1,300	1,300 SqFt
1336 N Fletcher Avenue, Fernandina Beach, FL, 32034	$1,800,000	3	2	1,272	1,272 SqFt
735 Ocean Avenue, Fernandina Beach, FL, 32034	$2,649,000	4	2	2,030	2,030 SqFt
633 Ocean Avenue, Fernandina Beach, FL, 32034	$1,990,000	4	3	2,542	2,542 SqFt

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The data relating to real estate for sale on this website comes in part from the Internet Data exchange (IDX) program of Amelia Island-Nassau County Association of Realtors®. IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data ids deemed reliable but is not guaranteed accurate by the MLS. Copyright ©2026 Amelia Island-Nassau County Association of Realtors®. All rights reserved.

ByOwner last updated this listing 06/17/2026 @ 08:08

MLS: 116401 LISTED BY: Carey Dresser, BERKSHIRE HATHAWAY HomeServices HWREI 904-261-9311 SOURCE: Amelia Island Nassau County Association of REALTORS